yup, after factoring 5% rebate and 5x points is even lower than money exchange rate (of course if it's within cap)

watami give a better rate than others?

how bout aeon compares to MBB 2 card AMEX?

This is really good!

Yeah, hope it maintains. . Even if the 3% cashback capacity is used up, it is comparable with what offered by moneymaster so do not have to carry much cash.

which bank has the lowest exchange rate?

Lower foreign transaction fee + 6% cash back = What a great deal 

Alliance Visa Infinite
Transaction Date: 24-Aug-2014
Posting Date: 26-Aug-2014
Transaction amount: JPY 79,251
Amount charged: RM 2462.97
Conversion rate: 0.03218
Visa published rate: 0.03054
Difference: 0.00164

Difference: 5.37%???

This transaction is to book a hotel in Japan. I called to customer service and they say for online booking JPY, they will convert to USD, then only subsequently will convert back to MYR. That why making it so high. Is that true?

But 5.37% conversion is really very high!

i taught i read somewhere in this forum if buy through agoda should charge in USD as agoda will convert to USD  and them to MYR....something like that...can anyone confirm...

Maybankard 2 Visa

1. Transaction Date: 14-June-2014
Posting Date: 16-June-2014
Transaction amount: EGP99
Amount charged: RM45.55
Effective rate: 1 Egyptian Pound = 0.450038 Malaysian Ringgit
Quoted Rate: 1 Egyptian Pound = 0.460101 Malaysian Ringgit
Effective Charge: 2.236%

2. Transaction Date: 31-July-2014
Posting Date: 2-August-2014
Transaction amount: SGD13.60
Amount charged: RM35.64
Effective rate: 1 Singaporean Dollar = 2.577102 Malaysian Ringgit
Quoted Rate: 1 Singaporean Dollar = 2.620588 Malaysian Ringgit
Effective Charge: 1.687%

3. Transaction Date: 5-Sept-2014
Posting Date: 6-Sept-2014
Transaction amount: CNY173.04
Amount charged: RM92.03
Effective rate: 1 China Yuan Renminbi = 0.520122 Malaysian Ringgit
Quoted Rate: 1 China Yuan Renminbi = 0.531842 Malaysian Ringgit
Effective Charge: 2.253%

4. Transaction Date: 16-Sept-2014
Posting Date: 18-Sept-2014
Transaction amount: MXN12778.22
Amount charged: RM3206.43
Effective rate: 1 Mexican Peso = 0.245396 Malaysian Ringgit
Quoted Rate: 1 Mexican Peso = 0.250929 Malaysian Ringgit
Effective Charge: 2.255%

For all the transactions made except in Singapore, the admin charge by MBB is always very consistent at around 2.25%
Just wondering if 2.25% is a little high or is there any other card that can provide better rates? Cuz Im a really heavy user in oversea transactions

wow, amazing rate  better than money changer

Hi im going to taiwan next week . If im swipe izit they will ask me settle in twn or myr ? Anyway what is the rate for pbb master ? Noob here haha