Outline ·
[ Standard ] ·
Linear+
Credit Cards HSBC Credit Cards, Discuss about your HSBC CC
|
ascend
|
 Apr 19 2011, 10:52 AM
|
Getting Started
|
QUOTE(kanethesun @ Apr 19 2011, 09:04 AM) I just swipe RM3.2k last 2 days I plan to apply for Easy Payment Plan The HSBC has 1 plan which allowed card holder to repay for 10 months and 20 months, with a upfront charges. Just curious is it ok or should I go for CIMB Balance Transfer? 6 months for 0% and 12 months for 1%? If it were 1% per annum, i would just go for this. Debt is to your advantage if it is under control. However, it were 1% per month, would definitely opt for 0% option. |
|
|
|
|
|
kanethesun
|
Apr 19 2011, 11:47 AM
|
|
|
12 months 1% seems more affordable, and more cash flow for me  initially I plan to cancel this card before anniversary month, December 2011. but sometimes this card give cool discount on F&B, maybe should think to keep this for BT purpose |
|
|
|
|
|
beyond86
|
Apr 19 2011, 12:10 PM
|
|
|
When go shopping centre, many outlet need HSBC cc to enjoy privilege
|
|
|
|
|
|
kanethesun
|
Apr 19 2011, 12:11 PM
|
|
|
are you referring to most of the store @ Mid Belly and The Gardens? |
|
|
|
|
|
beyond86
|
Apr 19 2011, 12:13 PM
|
|
|
QUOTE(kanethesun @ Apr 19 2011, 01:11 PM) are you referring to most of the store @ Mid Belly and The Gardens? Ya, quite useful got HSBC cc in hand |
|
|
|
|
|
azraeil
|
Apr 19 2011, 12:17 PM
|
|
|
The Visa Signature bonus points is for overseas spending right? And only in select locations? Or is it for ALL transactions?
|
|
|
|
|
|
MilesAndMore
|
Apr 19 2011, 01:37 PM
|
Look at all my stars!!
|
QUOTE(azraeil @ Apr 19 2011, 12:17 PM) The Visa Signature bonus points is for overseas spending right? And only in select locations? Or is it for ALL transactions? Read here |
|
|
|
|
|
jean
|
Apr 19 2011, 10:31 PM
|
Getting Started
|
QUOTE(whojen @ Apr 18 2011, 12:55 AM) CS for HSBC has been very poor for the past 2 years. took them ages for them to answer my question in tele banking Besides, Security device is a nonsense if you dont open a saving account. I request I do not care about your corporate Social responsiblity to cut paper but i wan my statement to be deliver to my house. They cut my statement without giving notice for 2 month. Charge me late charges somemore! zzz so they still deliver the paper statement to u? they also cut my statement without giving notice since last year, i called and request for the paper statement, but they said i have to pay if i were to request for the statement  n not to mention those CS always give empty promises! |
|
|
|
|
|
airline
|
Apr 20 2011, 11:05 AM
|
|
|
Update: 5 times reward points is for life time
The 5x times reward point is for first rm1k locally very month
If overseas spending is rm1.5k every month
Hope it clears all doubts
This post has been edited by airline: Apr 20 2011, 11:07 AM
|
|
|
|
|
|
ascend
|
Apr 20 2011, 12:01 PM
|
Getting Started
|
QUOTE(airline @ Apr 20 2011, 11:05 AM) Update: 5 times reward points is for life time The 5x times reward point is for first rm1k locally very month If overseas spending is rm1.5k every month Hope it clears all doubts The T&C (available on their website) states otherwise regarding the 5x points. I also called them earlier and they confirmed that 5x points promotion ends on 31 Dec. Attached thumbnail(s)
|
|
|
|
|
|
airline
|
Apr 20 2011, 02:48 PM
|
|
|
Asked higher level already, yes until end of 2011
But they will extend it
This post has been edited by airline: Apr 20 2011, 04:25 PM
|
|
|
|
|
|
whojen
|
Apr 26 2011, 12:07 AM
|
|
|
QUOTE(jean @ Apr 19 2011, 10:31 PM) so they still deliver the paper statement to u? they also cut my statement without giving notice since last year, i called and request for the paper statement, but they said i have to pay if i were to request for the statement n not to mention those CS always give empty promises! I received my paper statement. After several complains and also visit to the branch. Besides, i also CC 2 letter to Bank Negara in regards certain empty promises which i noted the person who i talk to. |
|
|
|
|
|
ascend
|
Apr 26 2011, 08:32 AM
|
Getting Started
|
QUOTE(whojen @ Apr 26 2011, 12:07 AM) I received my paper statement. After several complains and also visit to the branch. Besides, i also CC 2 letter to Bank Negara in regards certain empty promises which i noted the person who i talk to. and there is no charge for this monthly statement in mail/post?
Added on April 26, 2011, 8:38 amQUOTE(airline @ Apr 20 2011, 02:48 PM) Asked higher level already, yes until end of 2011 But they will extend it Well this is just great! the T&Cs confirmed it earlier. So always read the fineprint. Many people have been misled, including the card promoters themselves. This post has been edited by ascend: Apr 26 2011, 08:41 AM |
|
|
|
|
|
hye
|
Apr 27 2011, 08:21 AM
|
White Tiger
|
QUOTE(g4gary123 @ Apr 27 2011, 02:17 AM)  just apply the hsbc bank gold credit cards...wanna know about is it no any special discount when u spend on any special shops normally?  What special shops are you talking about ? What special discount are you talking about ? Is this your first time using any form of credit card hence the unusual expectations? All credit card promotions are dependent on merchant's current promotional programs and this are not necessarily in the form of discount. |
|
|
|
|
|
ascend
|
Apr 27 2011, 10:42 AM
|
Getting Started
|
QUOTE(g4gary123 @ Apr 27 2011, 02:17 AM) just apply the hsbc bank gold credit cards...wanna know about is it no any special discount when u spend on any special shops normally? Browse through HSBC Credit card privileges on their website. HSBC offers unattractive discounts at places that i don't patronise. Except for the 50% discount on buffets at Grand Millenium! This post has been edited by ascend: Apr 27 2011, 10:56 AM |
|
|
|
|
|
beyond86
|
Apr 27 2011, 10:47 AM
|
|
|
QUOTE(ascend @ Apr 27 2011, 11:42 AM) Browse through HSBC Credit card privileges on their website. HSBC offers unattractive discounts at places that i don't patronise. kl areas such as mid valley or the garden |
|
|
|
|
|
groggy
|
Apr 30 2011, 12:21 PM
|
Getting Started
|
May I know if the HSBC Visa Signature Annual fee is really rm600 for principal and rm300 for supplementary? Can it be waived?
|
|
|
|
|
|
TSGen-X
|
Apr 30 2011, 02:34 PM
|
Lifetime LYN Member
|
QUOTE(groggy @ Apr 30 2011, 12:21 PM) May I know if the HSBC Visa Signature Annual fee is really rm600 for principal and rm300 for supplementary? Can it be waived? HSBC VS and Gold credit card annual fee waived if swipe 12 times a year. |
|
|
|
|
Quote
0.0188sec
0.50
6 queries
GZIP Disabled