Click here to HSBC Malaysia Official Credit Card Website


ELIGIBILITY CRITERIA

Who can apply?

Age eligibility:
Primary Primary credit cardholder 21 years and above
Supplementary credit cardholder 18 years and above
Minimum income requirements:
Visa Signature RM 100,000 per annum
Gold Card RM 40,000 per annum
Classic Card RM 24,000 per annum

What documents are required?

1. If you are an existing Primary cardholder for credit card issued by other banks in Malaysia for at least 12 months
Photocopy of MyKad only (both sides)

2. If you do are not an existing Primary cardholder for credit card issued by other banks in Malaysia
Salaried Employee

Photocopy of MyKad (both sides)
Recent utility bill if the address on MyKad is different from your residential address
Latest month salary slip or letter of confirmation from employer if employed less than 3 months
Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement

Self-Employed

Photocopy of MyKad (both sides)
Recent utility bill if the address on MyKad is different from your residential address
Photocopy of Business Registration Form (established minimum 2 years)
Latest income tax return (Form B with tax receipt) or EPF statement


3. If you have applied for any supplementary card/s, please include:

Supplementary cardholder's MyKad

The documents above be dated within the last three months.


LATEST August 2012 - Before you sign up for a HSBC Credit Card, reconfirm if the annual fee is automatically waived with 12 swipes. Below is what cyang81 reported:
Main Benefits of HSBC Credit Cards in general
1. FREE Annual Fee (for Visa Signature, Gold and Classic cards need to swipe 12 times a year).
2. Discount at selected merchants (go to HSBC website to learn more)
3. Freebies when you make purchases at selected outlets with your HSBC Credit Cards at Midvalley during Sales and Festive Seasons.
4. Contest (not sure if this should be a benefit but many members here do win something from time to time).
5. Travel Insurance for Gold Card.
6. Free Purchase Protection Insurance Coverage for Gold Card.
7. 0% installment plan at selected outlets. Click here to view list of participating outlets.
8. Hotel offers worldwide. Go to HSBC website for more details.

Disadvantage of HSBC Credit Cards versus other cards
1. Reward points 1X only (except for Visa Signature where you get 5X with T&C).
2. Reward points are not evergreen, good for 3 years only.
3. You get nothing when using it to pump petrol unless there is a promotion by HSBC. Click here to Petrol Thread.

HSBC limited time Balance Transfer Offer
Please note that HSBC do not issue separate account for their Balance Transfer Plan and payment is based on hierarchy. You are advised to understand the terms and conditions before you proceed to apply for their Balance Transfer Plan. Click here to read my article on Balance Transfer Plans - Facts You Need To Know.

Ways to apply for the HSBC Credit Cards
1. Go to branch and fill in application form and submit it there.
2. Online by clicking on the official website and click Apply Now, the 1st link of this Thread/Post.
3. If you are in Klang Valley, best place is at Mid Valley on weekends where there are tons of HSBC representatives more than willing to assist you in getting a HSBC Credit Card.

HSBC Customer Service Contact Numbers
1. HSBC Malaysia Customer Service General Line 1-300-88-0181 or 03-83215202
2. HSBC Malaysia Premier Credit Card Customer Service 1-300-88-9393 or 03-83215208 or Call Collect 03-83215222
3. HSBC Malaysia Visa Signature Credit Card Customer Service 03-83215201 or Toll Free 1-800-88-7088
For other HSBC contact numbers click here.

Useful Information
When calling HSBC Customer Service, select BM instead of English to speak to a Malaysian representative. Thanks to aeiou228 where he posted at FD thread at Main Finance Section.


HSBC Premier World MasterCard and Visa Signature



Main Benefits of HSBC Premier World MasterCard and Visa Signature
1. 5X Reward Points at Mid Valley Megamall, The Garden Mall, Gurney Plaza (Penang), KSL City Mall (Johor), Parkson, Isetan, Tangs, Mercato, Village Grocer and Cold Storage subjected to maximum combined spending of RM1,500 per month i.e. after you RM1500, you get only 1 reward point for every RM1.

2. 10X Reward Points for Hotel and Dining transactions overseas subjected to RM2,000 per month.

3. Free golf green fees at selected golf clubs.

Click here to read my article on HSBC Premier World MAsterCard and Visa Signature. In this article, I did a brief comparison between Maybankard 2 Platinum Cards/Maybankard Visa Infinite/HLB Visa Signature versus HSBC Visa Signature. Also in this article I touched on HSBC's claim of having the best airmiles conversion.


HSBC Amanah MPower Visa Platinum Cash Back Credit Card -i




Until end of 2012, the HSBC MPower Platinum Credit Card i earns you 8% cash back for petrol, dining and groceries. But like always, you need to read the terms and conditions.

Click here to read my article titled HSBC Amanah MPower Visa Platinum 8% Cash Back - Is It Really 8%?


Notice to HSBC Agents, please click spoiler below:


NOTE
If you sign up for an online account to check your credit card transactions, you will no longer be issued any paper statements in the mail. So, if you want to have paper statement sent to you monthly, DO NOT sign up for online account.

Effective 15th March 2012, HSBC Tiered Interest Rates on Outstanding Balance will be increased. Click below link to see it
HSBC Credit Card Outstanding Interest Rates 2012

Updated July 2014 - when we call HSBC to beg for annual fee waiver, nowadays HSBC will tell us to pay the annual fee upfront and then they will credit us back the payment. Well, I won't tolerate that kind of ridiculous insincere offer but will demand that my annual fee be waived on the spot. Click here to read my article titled "My HSBC Visa Signature Pisses Me Off Big Time" where I shared my experience on annual fee waiver for my HSBC Visa Signature and hopefully you can learn a thing or two from it.



This post has been edited by Gen-X: Jul 16 2014, 02:18 PM

hahaha, ya lah, the jpeg file big, lazy to modify

An no lah. I not big supporter of HSBC but I do have their Plat card for years. If you read CC V15 thread, then you'll know why I started this thread. But I will say I am a big supporter of Maybankard 2 American Express where now charge all my transactios to it except for Petrol and places that does not accept AMEX.

Aiyoh, never thought of that. No lah, that's not my card but the picture HSBC uses in their brochure. Thanks for your concern Bro.

Yah, that's why I propose this sub-section to Admin so that we can have specified discussion for a specific card.

True, if the merchant do not accept Amex, then HSBC VS the way to go. But for Starbucks, use AMEX and get free 1 for 1 drink and 5% cash back on weekends

This post has been edited by Gen-X: Apr 12 2011, 10:15 PM

Agree 101% I gave up on HSBC contests needing us to sms. As for HSBC promotions at malls for freebies, please note that some transactions are not applicable especially those at Departmental stores like JJ, MJ and Harvery Norman. Check with HSBC booth before you go make your purchase.

Well, when I was at Mid Valley last week, that's what the agent said but I didn't bother to ask further as no diff to me.

---

Added on April 12, 2011, 11:51 pmmust go to their Global Link to see http://www.homeandaway.hsbc.com/1/2/hna2/l....ac=ASPHA_my_sp which I just added to 1st post.

This post has been edited by Gen-X: Apr 12 2011, 11:54 PM

cash back must be amanah card, that card cannot go clubbing la. And why want to accept 0.5% when there are cards giving minimum 1% cash back.

WaCKy-Angel, the 5X points is only applicable for HSBC Visa Signature as mentioned in the 1st post.

For HSBC classic and gold card where you only get 1X points, compared to these cards, I would say that the Amanah better because it gives you 0.5%. The main difference between Amanah and generic cards is that with the Amanah card, technically you cannot transact for non-halal transactions e.g. go clubbing.

But seriously, if your annual income around RM30K, go for Maybankard 2 Cards where you get more in returns with the MBB 2 Amex.

This post has been edited by Gen-X: Apr 18 2011, 06:11 PM

Well, if you can afford to pay back in 6 months, go lah with CIMB BT 0%.

HSBC VS and Gold credit card annual fee waived if swipe 12 times a year.

that's true, almost as high as AMEX when I did a comparison in 2009. After that I avoided using HSBC for overseas transactions. Click here to read more about it at my blog.

The lowest conversion rate is still Maybank Visa or MasterCard.

If you really want to know the status, call Customer Service. Click here to see list of contact numbers for credit card issuers or banks.

This post has been edited by Gen-X: May 7 2011, 06:19 AM

in that case, tell them that since they not willing to replace the card for free, you want to terminated the card because:

1) you cannot be held responsible for a defective chip.
2) the existing card is useless since it cannot be used.

Maybe you should email them and see what is their official response.

yah, the welcome kit was of high quality paper.

I recommend that you read my article titled Top 10 CC in Malaysia by clicking here.

The other day I used my EON Visa Signature and the lady was impressed as she has never seen a "white card". It has been a long time since people commented on my credit cards.

Today, received an sms from HSBC thanking me for using thier CC and stating my annual fee waived for this coming June. Nice of them to send me the sms. Now got to go swipe 12 times again. Last year swipe mostly at Baskin Robins as HSBC card gets 10% discount but this year the offer no more instead Citibank cardmembers get this benefit.

Thank you.
If you read the V15 of General CC Thread. it was mentioned that SCB have changed the cash back amount and many going to cancel it. Other than the unlimited access to KLIA Plaza Premium Lounge (which HSBC don't have), I can't think of other benefits of having a Platinum SCB card for my case since I don't patronize the restaurants that give discount to SCB cardholders.

Thank for highlighting that one is not really getting 50% even if he wins the "draw". Those guys at HSBC really need to go back to lower secondary school and attend basic Math lessons.

This post has been edited by Gen-X: Jun 1 2011, 04:27 PM

Not anyone can qualify the VS, Premier just deposit RM200K, any Tom Dcik or Harry also can. haha. Then again many VS holder also cannot qualify for the Premier, so which is more exclusive?

This post has been edited by Gen-X: Jun 4 2011, 06:54 PM

Even if you have income of RM100K or above, it does not mean that you be qualify automatically for the VS. If you deposit or invest RM200K with HSBC, you are automatically issued a Premier Card. Many retirees have Premier Account with banks, while they were working their salary were less than RM60K/yr. Even the unemployed have Premier cards. Take my son for example, he holds Alliance Premier Debit Card, but he's not even eligible for a classic card.

And I know of two cases where HSBC Premier World Master Card credit limit is lower than HSBC Visa Platinum (now VS) Credit Limit. If you followed our discussions in previous general thread (that time only 1 thread for CC), HSBC Premier card was not really a WMC but only recently.

This post has been edited by Gen-X: Jun 4 2011, 11:42 PM

Today first time I used my HSBC Visa Signature since I got it. Was at Mid Valley to buy a watch, charge RM1K to HSBC since the 5X is capped at RM1000/month and the rest to AMEX MBB Dua

yah, you can split the bill if the merchant agree. Did that too when I bought a Rolex last year at Pavilion, split the bill RM3K to get hamper from CIMB and Mastercard gift and the balance with my AMEX Charge card to get 3X (with Turbo or 1.5% cash back) as that time no MBB 2. Usually merchant will say prefer Visa or MC, I will then say half half but usually more than half will go to AMEX, haha. But never try asking at Departmental store.

This post has been edited by Gen-X: Jul 16 2011, 11:38 PM

I just posted a short article on HSBC MPower Plat card-i at my blog. As usaul, HSBC promos are insincere and with conditions.

The 6% cash back is not a permanent card feature. The promotion ends on 31 December 2011.
The cash back is capped at RM50 per month.
The cash back is only applicable at Shell, Petronas, Caltex, Giant, Tesco and Carrefour. AND you must spend minimum RM200 per month.
If you spend between RM200 - RM3000 monthly, the cash back that you will earn is only 3% at the participating merchants.
In order to earn 6% cash back, you need to spend RM3,001 and above for all categories.

Click here to read my artilce on HSBC MPower Platinum Credit Card-i