Depends, benefit can be more than that. Again as I said, depends on source of funds.

yes why use own money?

keep our money earn interest

use banks money earn cash back and points

Is it now cannot withdraw from SSPN acc? The pindahan button is grey off

hi fellow seniors, I would like to maximise both tax return as well as CC point especially my HSBC VS that charges annual fee, and wanted to collect the point as much as possible before the annual fee comes again next year, may I know which method will allow me to get faster points, is it through card direct or card -> shopeepay -> sspn

When you ask a question without ANY research, hard to help you right? Only one of the method you mention is even feasible.

Hi, just to confirm, withdraw out from SSPN today will still be eligible for the Nov dividend right?

Thanks

Now quite fast Lazada refund for SSPN transaction

Yes

Hmm normally SSPN no slow down in december despite Shopee > SSPN ?

I can see my transaction last year 26th Dec Transact in Shopee, posting on 30th Dec.

But withdrawal vary if Bank Islam "maintenance" ?

My 1Dec Lazada-sspn was successfully done. Was expecting it to be credited. Then when my Shopee-sspn txn done b4 4Dec all credited, only i checked n realised that that 1Dec Lazada-sspn was refunded on 1Dec itself, shyt. Better stick with Shopee.

maintenance because PTPTN impose year-end closing/housekeeping. so, other "agents" will be notified to reduce activities.

however, deposits will still continue, just updating into your account/ledger will be delayed (cuz it need to be processed by staffs).

What it means by "But withdrawal vary if Bank Islam "maintenance" ?"

PTPTN withdrawal temporarily not available at Bank Islam Internet Banking?

Sometime Bank Islam will suddenly "putus" connection with SSPN where you cant see SSPN data under your BIMB app.

Can refer mid Nov 2025 post previously.

can see ptptn balance and deposit money to ptptn, but do not see withdrawal from ptptn to bank islam account.

Jsut to confirm, parents father with son, claim 8000 and mother with daughter claim 8000 in seperate tax relief right?

I would follow according to this site
https://www.yycadvisors.com/SSPN-account-for-children.html


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That's no longer the case. Now your household can claim max RM8k no matter what kind of combination you concoct.