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 SSPN, Skim Simpanan Pendidikan Nasional

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sms2u
post Oct 11 2014, 03:31 PM

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Can I open sppn account without kid ? Or open for kid who is not my children?
sms2u
post Oct 12 2014, 11:35 AM

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QUOTE(wil-i-am @ Oct 11 2014, 09:34 PM)
Yes
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Are you saying I can open sspn without a kid? How?
sms2u
post Oct 13 2014, 10:06 AM

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QUOTE(wil-i-am @ Oct 12 2014, 02:35 PM)
Tis scheme is open to every1
U can claim tax deduction if u have kid, otherwise No
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It is only for those who have kid. No every1, ur statement is confusion
sms2u
post Oct 13 2014, 11:25 AM

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QUOTE(alex_cyw1985 @ Oct 13 2014, 11:03 AM)
You are wrong, the scheme is open to everyone, including individual, but only parent can claim for tax.

Syarat - syarat Pembukaan Akaun SSPN-i

Pendeposit dan penerima manfaat kepada akaun SSPN-i hendaklah warganegara Malaysia;

Pendeposit boleh juga membuka akaun untuk dirinya sendiri;

Setiap pendeposit hanya boleh membuka satu akaun untuk setiap penerima manfaat yang sama;

Penerima manfaat mestilah berumur antara 1 hari sehingga sebelum mencapai umur 29 tahun;

Penerima manfaat yang telah mempunyai akaun yang dibuka oleh seseorang pendeposit boleh membuka akaun bagi dirinya sendiri atau membuka akaun untuk warganegara Malaysia yang lain. Ini bermakna seorang penerima manfaat pada masa yang sama boleh menjadi pendeposit; dan

Pendeposit yang berbeza boleh membuka akaun SSPN-i bagi penerima manfaat yang sama dan tiada had bilangan akaun bagi setiap penerima manfaat.

Pelepasan taksiran cukai pendapatan ke atas simpanan SSPN-i:

Ibu bapa dan ibu bapa angkat/ penjaga yang sah dari segi undang-undang yang menyimpan dalam akaun SSPN-i untuk manfaat anak diberi pelepasan sehingga maksima RM6,000.00 setahun tertakluk kepada jumlah simpanan bersih tahun semasa;

Ibu bapa yang membuat taksiran berasingan dan telah membuka akaun simpanan SSPN-i berasingan atas anak yang sama diberikan pelepasan sehingga maksima RM6,000.00 seorang setahun;

Ibu bapa yang membuat taksiran bersama dan telah membuka akaun simpanan SSPN-i berasingan diberi pelepasan sehingga maksima RM6,000.00 setahun; dan

Individu yang menyimpan untuk diri sendiri tidak diberi pelepasan taksiran cukai.[COLOR=red]

Source: http://www.ptptn.gov.my/web/guest/simpanan
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Everyone? It seems only for those from 1 day to 29 year old. No for people with age 30 or above open for himself /herself.

Penerima manfaat mestilah berumur antara 1 hari sehingga sebelum mencapai umur 29 tahun;

sms2u
post May 3 2020, 09:23 PM

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QUOTE(TheLegend27 @ Feb 16 2020, 09:01 PM)
i know after fpx transaction, i see nothing there then go check email. didn't do any further thing liao. maybe because do fpx it jump to other new page. so i thought finish. hmm..
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how u solve it?

Do SSPN have email to contact beside the phone no to contact for online registration issue?
sms2u
post Jun 18 2020, 11:02 AM

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QUOTE(guy3288 @ Jun 16 2020, 08:15 PM)
so actually can
deposit RM800k on 30.4.2020
Withdraw out next day and get buta RM8000 !
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U only said or u tested and did it?
If u did, u really rich to have 800K CASH to play around.

QUOTE(guy3288 @ Jun 17 2020, 10:17 PM)
many people asked and all were told yes PTPTN will pay that 1% as long as money is deposited within campaign period.
and can withdraw after campaign!
So no loop hole, it was openly known by all, even pointed out to the PTPTN people by many of us

i believe it is becos not many big "abuser"  so PTPTN pays.
and did not resort to the clause they can revise without  notification.

Come next  round i will take the risk of putting in BIG amount for 1 day to  see how
this round i earned RM1700+ only
Thanks for the info.
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why want to take risk? if no bonus, u loss 1 day interest on that amount. deposit for 30 days to get 1 still very good.
sms2u
post Jul 30 2024, 01:26 PM

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QUOTE(monkeyking918 @ Jul 26 2024, 09:55 PM)
Why SSPN Now allow transfer fund from 1 sspn prime account to a third party sspn prime account???

Isnt this is very risky?
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Withdrawn also can, why transfer to another sspn risky?
sms2u
post Dec 24 2024, 10:48 AM

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QUOTE(cenkudu @ Dec 24 2024, 09:18 AM)
Hello, just want to confirm. Is there any withdrawal limit using myptptn apps to transfer money to our bank bank account a day and what is the limit? Is it true as an alternative we need to have Bank Islam savings account or to do it over the counter?
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Pendeposit boleh membuat pengeluaran/ penutupan akaun pada bila-bila masa tertakluk kepada peraturan yang ditetapkan oleh PTPTN. Bermula 02 Ogos 2023, had pengeluaran/ pindahan dalam talian (online) melalui Portal Rasmi PTPTN adalah sehingga RM1,000 sehari per akaun (termasuk amaun kelayakan pengekalan Geran Sepadan RM500 dan lain-lain syarat pengekalan simpanan yang ditetapkan). Sekiranya pendeposit berhasrat untuk membuat pengeluaran/ pindahan deposit melebihi had yang ditetapkan, pendeposit boleh membuat permohonan pengeluaran/ pindahan di kaunter pejabat PTPTN.


Yes - RM1000. Yes
sms2u
post Mar 6 2025, 10:47 AM

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QUOTE(talexeh @ Feb 14 2025, 09:36 PM)
So far I've yet to hit any limit when it comes to withdrawing from SSPN to Bank Islam (BIMB). In the BIMB transaction limit settings, the highest amount for "transfer to own account" is RM1mil so that's possibly it.
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have u try to withdrawn RM50,000 above? or u just talk based on teori?
sms2u
post Aug 9 2025, 10:12 AM

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QUOTE(ansonliew @ Aug 9 2025, 09:58 AM)
Seems like Shopee has imposed limit? I made payment for the past 5 days and today I cannot use shopeepay to pay for my SSPN bill anymore. Anyone else facing the same?
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what is your shopee monthly account limit?

is it you no verify the account and limit to RM4999 monthly?

 

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