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> SSPN, Skim Simpanan Pendidikan Nasional

alexkos
post Apr 3 2011, 01:39 PM, updated 2w ago

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https://www.ptptn.gov.my/pengenalan-sspn-i-side

Tax

Pelepasan Taksiran Cukai SSPN-i
Pelepasan taksiran cukai pendapatan ke atas simpanan SSPN-i:

Ibu bapa dan ibu bapa angkat/ penjaga yang sah dari segi undang-undang yang menyimpan dalam akaun SSPN-i untuk manfaat anak diberi pelepasan sehingga maksimum RM8,000.00 setahun tertakluk kepada jumlah simpanan bersih tahun semasa;

Ibu bapa yang membuat taksiran berasingan dan telah membuka akaun simpanan SSPN-i berasingan atas anak yang sama diberikan pelepasan sehingga maksimum RM8,000.00 seorang setahun;

Ibu bapa yang membuat taksiran bersama dan telah membuka akaun simpanan SSPN-i berasingan diberi pelepasan sehingga maksimum RM8,000.00 setahun; dan

Individu yang menyimpan untuk diri sendiri tidak diberi pelepasan taksiran cukai.



This post has been edited by alexkos: Mar 16 2019, 12:25 PM
croco_2002
post Apr 3 2011, 01:52 PM

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about 2.5 percent if i`m not mistaken
alexkos
post Apr 3 2011, 01:54 PM

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with 4% dividend every year?
croco_2002
post Apr 3 2011, 02:01 PM

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2. Skim Simpanan Pendidikan Nasional (SSPN) dividend for 2010 on 3.25% rate has been credited to SSPN depositors account on 10th March 2011. Depositors can check their account through e-SSPN.

sos http://www.ptptn.gov.my/web/english/home
alexkos
post Apr 3 2011, 02:04 PM

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thx man! still need to know about the saving rate.
MNet
post Apr 3 2011, 02:17 PM

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2.5%pa
NelsonBoy
post Apr 3 2011, 09:07 PM

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ASM 6.68% last year.

credited to my acc.
MNet
post Apr 3 2011, 09:13 PM

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QUOTE(NelsonBoy @ Apr 3 2011, 09:07 PM)
ASM 6.68% last year.

credited to my acc.
*
u blind?

people ask for SSPN Saving rate not ASM
NelsonBoy
post Apr 3 2011, 11:04 PM

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QUOTE(MNet @ Apr 3 2011, 09:13 PM)
u blind?

people ask for SSPN Saving rate not ASM
*
duhhh shakehead.gif shakehead.gif

i am informing ppl here about one of the highest interest rate available


property101
post Apr 3 2011, 11:13 PM

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the most attractive part is the tax rebate isnt it wink.gif
Ken.B
post Apr 4 2011, 02:00 AM

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Well, this might be a bit off topic but, comparing SSPN with mutual funds, which should I choose as a student because the tax reduction is only applicable for parents/guardian?

This post has been edited by Ken.B: Apr 4 2011, 02:19 AM
Nepo
post Apr 4 2011, 08:21 AM

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QUOTE(property101 @ Apr 3 2011, 11:13 PM)
the most attractive part is the tax rebate isnt it wink.gif
*
Tax rebat only for one year, but u have to tie your fund for many years.
ronnie
post Apr 4 2011, 02:57 PM

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QUOTE(property101 @ Apr 3 2011, 11:13 PM)
the most attractive part is the tax rebate isnt it wink.gif
*
It's TAX RELIEF lah.... cool2.gif

It used to be 4% evey year ;-)
user posted image
http://senseofmoney.blogspot.com/2009/09/s...idend-rate.html

The dividends drop because MOST PTPTN loans are not being paid back....

This post has been edited by ronnie: Apr 4 2011, 03:01 PM
xuzen
post Apr 5 2011, 05:13 PM

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QUOTE(jeffwkh @ Apr 5 2011, 09:58 AM)
i dunno how they calculate. i deposit rm 500 in 2010 and in march 2011 i get the dividen rm12 onli!!! now my acc, is rm 512
maybe this sspn is not a got place to put $$$
*
Most probably they calculated based on daily rest. Most financial institution do that nowadays.

So if your tax rate is at say 19% and you saved RM 3,000.00, your net ROI is 19+3.5% = 22.5%.

If you think that is not good, pls shoot yourself with a 0.50 Baretta.

Xuzen
MNet
post Apr 5 2011, 06:14 PM

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if simpan wif them how to draw the money?

atm can?
xuzen
post Apr 6 2011, 04:42 PM

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QUOTE(MNet @ Apr 5 2011, 06:14 PM)
if simpan wif them how to draw the money?

atm can?
*
Withdrawal form obtainable from Maybank branch. The processing is still done by PTPTN HQ.

Xuzen
numbertwo
post Apr 7 2011, 11:23 AM

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From: PJ lamansara... :D


excuse me , but this dividend payout is merely following FD rates IMO...

But, dividend isn't the attraction it gets, the tax relief is! So, pls don't put money here if you are thinking to get some good dividend out of it..
CKKwan
post Apr 25 2011, 08:46 PM

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Today I received a statement.

SSPN pay only 0.8% last year..... sad.gif
500Kmission
post Apr 25 2011, 09:40 PM

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QUOTE(CKKwan @ Apr 25 2011, 08:46 PM)
Today I received a statement.

SSPN pay only 0.8% last year..... sad.gif
*
When are you deposit? How much do you get? and How much do you deposit?
aeronlim
post Apr 25 2011, 10:31 PM

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forget about SSPN, even when I need to withdraw, I need to wait for 10 working days for withdrawal to get the money.

Btw, it was a good choice for saving RM3k for income tax relief

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