No, I was referring to the SSPN tax relief field in the e-Filing. My wife opened a SSPN-i account in November 2018 & when she loaded up her e-Filing early this year, the RM6K in the SSPN tax relief field has already been filled up.

I dont think can claim tax relief as this need be tied to yr child..

No tax relief if the beneficiary isn't your child.

Cannot claim tax relief for own. Can refer to PTPTN website link below:
https://www.ptptn.gov.my/pelepasan-taksiran...kai-sspn-i-side
4. Individu yang menyimpan untuk diri sendiri tidak diberi pelepasan taksiran cukai.

Now giving gold. Any idea what's the value of 1g?

no. just trying to understand where you are coming from.

i didnt track all your posts here but based on what i see,

i assume you know about the pelepasan cukai for sspn if you are depositing for your kids.
since he's 3, i assume your question is not about what happen if he's already 18, will i be able to withdraw on his behalf since he is of age.

as a fellow parents, here's what i know and can say:
1. I am also maximizing 8k per year for my children, for the pelepasan cukai.
2. when you create the sspn account, it will be under your ic number, then under your sspn account, it will be your son account with his ic number. they call it penerima manfaat. only this kind of setup will allow you to lepas cukai.
3. i have 2 daughters, so under my acc, i have 2 kids account.
4. in that sense, there is no issue for you to withdraw for him. if after 18, I'm not 100% sure.
5. for withdrawal, you can even do it online from the sspn site to your bank acc.(I think must be under your name). they mentioned something like within 7-10 days. but generally speaking money will be in your acc within few days.

hope this helps.

1) yes, can open for your own (depositor = beneficiary) >> dividend only

2) yes, you can open another acc for your kid(s) (you = depositor, kid = beneficiary) >> tax relief + dividend

few simple rules:

1 depositor tied to 1 beneficiary
however, 1 beneficiary can be tied to multiple depositors (eg husband and wife, separately. good if both do separate irb filing)
the beneficiary can also become a depositor

3) shouldnt be any issue. ptptn even encourage ppl to use sspn as savings (back to item 1)
can read the Soalan Lazim | Simpan SSPN

Similar issue but different date. Just contacted PTPTN and they told me to email deposit receipt. Seems like deposit via shopee messed up this time.

shopeepay no longer support SSPN ?

Check out PTPTN-SSPN  - Click, Save & Earn  on Shopee! https://shopee.com.my/m/ptptn-sspn-oktober?smtt=0.0.3

Yea I get tabung, mask , bag and others
This got secret 😃

Tax relief end, then I stop.

But I dont htink will end, cause the govt wants the $$$$$

don't say 4% dividend. the money you get back from tax exemption already more than 4% dividend

hello.

does anyone use kipple pay on 4mar to make payment to sspn?

my epay payment to sspn on the same date have been credited but the kipple pay is not showing.

As I understand from discussing with PTPTN agent, you won't miss dividend payments. Dividend payments are calculated based on the recorded date in system, not on when system display is updated. I asked this before because the molpay method often takes like 2+ weeks.

Lets say u have a BI CASA that links to your sspn acc, if u use BI online to withdraw from sspn n transfer the amount out on the same day, max total in&out is 25k+25k=50k.
However if your spouse has her own BI & sspn acc, u can withdraw 50K fr your sspn n transfer it to your spouse BI n then transfer out this 50k on the same day.

This is an interesting question - does bank islam allow you to have an online account with only FD? If so, you can try and see if you are able to:-
a) Link your SSPN account
b) If can link - can you do transfer to 3rd party account as shown in MGM screenshot

I suspect you will not be able to do a) because if I remember correctly, linking the SSPN account have to be done at ATM not online, which means you need a debit/ATM card.

SSPN div 4.5% best case scenario.

Fixed income fund the most stable 7%

No Brainer there