Pay PTPTN or SSPN? Still got outstanding loan from PTPTN?

OOooooo.. the sspn i paid today still with status - Processing

my lazada sspn stuck at procesing since 13/11, normally need wait how many days?

I skip lazada too unstable

My 13 Nov refunded back to Lazada wallet on the same day

refunded today

Hi everyone, just to check:

my wife and I have contributed to SSPN for our two kids. My elder son's account is under my wife's name, and my daughter's is under mine.

My question is, due to the current revised tax relief, only one parent in a family is allowed to claim with a limit of up to RM8,000.

Can I claim for both kids (e.g., RM4,000 each), or do I need to go to a PTPTN branch to change the accounts to be under my name?"

I cannot confirm 100%, but I will bet heavily on,
Both children account need to hv your name (nric) opened for them.
Thus you need to open another new account for your son.

Yes, both parents can each open a separate account for the same child. They will each hv its own account numbers.

And I too believed that, your wife's accounts cannot be changed to yours as that has tax traceability implications for at least 7 yrs.

This post has been edited by MUM: Nov 21 2025, 12:52 PM

This is correct. Both my sons have accounts (separately) under each parent. From SSPN point of view it is just different account. The only 'link' is when it comes time to claim deductible from LHDN.

By the way, not recommending this course of action, but if you and your wife were not married (legally) you could probably claim one kid RM8000 each....

I believe it's linked by account name which in-turn is linked to the parents' individual IC's. So likely need to change accounts to be under your IC.

I assume that you have a higher income tax bracket than your wife, hence why you plan to do this.

https://www.hasil.gov.my/media/d2wh4ykj/pr-no-4-2024.pdf

Page 27

the earlier tax information did not mention anything about this.. So not sure..

I am going to withdraw everything for my wife's account, since moving forward very likely only one parent can claim, so no point leaving the balance there, better put elsewhere.

Looks like it had been a confirmed thing, ....

From LHDN's
EXPLANATORY NOTE FOR TP1 FORM (2025)
https://www.hasil.gov.my/media/hkzf5rqd/not...tp1-2025-en.pdf




Attached thumbnail(s)

Anyone successful pay sspn in lazada today?

No. Auto Cancelled after an hour

I feel like lazada sspn only can use during weekdays

Maximum can use 3 working days. After that it will fail for another 3 working days. Pathetic.

Ya so damn weird their system. 2026 my shopeepay reset wallet limit will not use lazada again

Just wondering, how does your shopeepay wallet looks like after hitting limit?

greyed out bro during checkout even u have balance

This post has been edited by ben3003: Yesterday, 12:48 PM