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 SSPN, Skim Simpanan Pendidikan Nasional

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saitong09
post Feb 13 2019, 08:09 PM

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QUOTE(bluebay @ Jan 30 2019, 04:53 PM)
Anyone managed to top up sspn-i using bigpay recently? I tried yesterday the staff said no longer allowed to use bigpay.
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How about withdraw cash from Bigpay and deposit into sspn?
saitong09
post Feb 14 2019, 09:15 AM

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QUOTE(David83 @ Feb 13 2019, 09:41 PM)
SSPN itself.

Tabungan bersih dalam Skim Simpanan Pendidikan Nasional
(jumlah simpanan dalam tahun 2017 tolak jumlah pengeluaran dalam tahun 2017)
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Dividend will be counted into the simpanan as well, so no need to top up 6k to maximise the tax relief for 2017. Btw, this year will be increase to 8k smile.gif
saitong09
post Feb 14 2019, 09:28 AM

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QUOTE(MUM @ Feb 14 2019, 09:22 AM)
yes, that was the calculation few years back......until they closed that loop hole these few years....

they will have a Penyata Hasil. (maybe March)..that will show the simpanan bersih that is excludes the dividend amount
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ic. nowadays LHDN rajin siasat the SSPN. My friend kena submit statement for SSPN.
saitong09
post Mar 12 2019, 09:45 PM

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QUOTE(ChessRook @ Mar 12 2019, 01:11 PM)
Don't mind sharing what investments you do that you can put in or withdraw any amount of money and guaranteed significantly more than 4%?
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ASNB FP but not guaranteed, history so far lowest 6%

This post has been edited by saitong09: Mar 12 2019, 09:48 PM
saitong09
post Apr 1 2019, 08:42 PM

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QUOTE(rinapua @ Apr 1 2019, 01:53 PM)
this year 2019 tax relief is 6000 or 8000?

any other good benefit if put in money into SPPN-I?
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Beside tax relief, you will get dividend around 4%
saitong09
post Apr 10 2019, 07:30 PM

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QUOTE(rinapua @ Apr 10 2019, 03:41 PM)
oic...unit trust...thanks.
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Not exactly. ASNB fixed price fund, the price per unit is fixed.
Refer below thread for more detail
https://forum.lowyat.net/topic/4677986

This post has been edited by saitong09: Apr 10 2019, 07:31 PM
saitong09
post Apr 10 2019, 07:33 PM

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QUOTE(David83 @ Apr 10 2019, 07:31 PM)
Got dividend payout.
Buy no SC, sell got SC.
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Buy and sell also no SC
saitong09
post Apr 10 2019, 07:38 PM

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QUOTE(David83 @ Apr 10 2019, 07:34 PM)
Sell price and buy price got difference?
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Same, so basically similar to FD
We gonna OT, refer below link for more detail and discussion smile.gif
https://forum.lowyat.net/topic/4677986

This post has been edited by saitong09: Apr 10 2019, 08:06 PM
saitong09
post Apr 15 2019, 08:23 PM

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QUOTE(attentional @ Apr 15 2019, 10:52 AM)
SSPN no more deposit RM500 free RM500 rite?
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QUOTE(yklooi @ Apr 15 2019, 10:56 AM)
yes...offer closed
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For last year 2018 only
saitong09
post Apr 17 2019, 07:48 PM

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QUOTE(David83 @ Apr 17 2019, 05:36 PM)
I believe so.
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This year Tax relief 8k, need to accumulate fund in BP card smile.gif
saitong09
post Apr 17 2019, 09:36 PM

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QUOTE(Ancient-XinG- @ Apr 17 2019, 09:33 PM)
Can auto debit via BP? Last time I ask they only auto debit via CASA. Not CC.
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SSPN accept debit card, so BP can pay direct 1 shot 8k
saitong09
post Apr 18 2019, 09:55 PM

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QUOTE(David83 @ Apr 18 2019, 01:00 PM)
BigPay; prepaid Mastercard credit card.
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Hopefully they don't stop the BP for SSPN
saitong09
post Jun 22 2019, 09:07 PM

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QUOTE(MGM @ Jun 22 2019, 08:58 PM)
One can claim tax relief for the net savings (savings - withdrawal) into sspn at the end of d year, right?
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Yes, (saving - withdrawer) end of the year can be claimed for tax relief
saitong09
post Jul 4 2019, 08:39 PM

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QUOTE(talexeh @ Jul 4 2019, 02:26 PM)
Simpanan bersih = amount deposited - amount withdrew in the same year
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If not mistaken the dividend earned also part of the amount deposited

QUOTE(skty @ Jul 4 2019, 05:31 PM)
SSPN-i also can use BigPay to top up eh?
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I thought you only use Boost to top up?
saitong09
post Jul 4 2019, 08:56 PM

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QUOTE(MGM @ Jul 4 2019, 08:54 PM)
Previously yes, but recent years no more. Refer to your SSPN's statement for LHDN.
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ic, I always top up 6k every year and this year 8k onwards
saitong09
post Jul 8 2019, 07:24 PM

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QUOTE(paogeh @ Jul 8 2019, 03:24 PM)
want to confirm the latest lucky draw campaign .
RM100 1 entry .
I shoot one shot RM8000 using bigpay .
I get ONE entry ,
or 80 entry ?  Thanks
Online using credit card to pay , SSPN-I possible ? (prefer Bigpay) Thanks
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CC --> Bigpay --> Boost --> SSPN
saitong09
post Aug 28 2019, 08:42 PM

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QUOTE(wym6977 @ Aug 28 2019, 03:02 PM)
Or if you prefer to do it online:-
CC (cash back) > BP (AA points) > Boost (Shake + Mission)  smile.gif
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You miss out the super shake reward smile.gif
CC (cash back) > BP (AA points) > Boost (Shake + Mission + Super shake)
saitong09
post Sep 7 2019, 11:09 PM

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QUOTE(lyc1982 @ Sep 6 2019, 04:51 PM)
thanks  !

now i can split into rm10 each transaction for multiple shakes ! haha...

for year 2019, it is Rm8k or still Rm6k ?

update: apparently there is a rm1 charge per transaction........
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2019 onward 8k
saitong09
post Sep 11 2019, 07:32 PM

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QUOTE(jefftan4888 @ Sep 11 2019, 03:21 PM)
I think splitting your payment/deposit into RM10 is a bad idea. Each deposit you got to pay RM1 service charge. Can you cover your service charge with the shake reward? Also, the tax relief for 2019 is 8k. How many times you want to deposit?  sweat.gif  hmm.gif  rclxub.gif

My recommendation is each time deposit RM101 with mission CB + shake CB.  tongue.gif
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Deposit rm101 already seeing few pages of statement, can't imagine if deposit rm10 laugh.gif
saitong09
post Sep 12 2019, 07:41 PM

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QUOTE(Mervin1234 @ Sep 12 2019, 04:03 PM)
what you guys suggest, to top up 100 for 15 times or 1,500 at one go ?

i still cant find the logic to this, if i do it 15 times then the charges for transaction is 15, not sure the boost shake can cover the cost.

if i do it 1,500 one go, then transaction charges is 1 only.

?????? need advise from sifus.
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15x, definitely earn more than 1 go

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