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xiaomoon
post Oct 21 2025, 02:00 PM

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QUOTE(ben3003 @ Oct 21 2025, 12:27 PM)
Sspn lazada showing up but say temporary unavailable when check out
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yeah...very normal on lazada...
virtualgay
post Oct 21 2025, 07:03 PM

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QUOTE(xiaomoon @ Oct 21 2025, 02:00 PM)
yeah...very normal on lazada...
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waiting for them to address the issue and hopefully next month it will be back
ben3003
post Oct 21 2025, 11:13 PM

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Can already
guanteik
post Oct 23 2025, 09:51 AM

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What's the difference paying in Lazada and Shopee? I think they are the same (both requiring wallet for payment)
virtualgay
post Oct 23 2025, 01:53 PM

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QUOTE(ben3003 @ Oct 21 2025, 11:13 PM)
Can already
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not working lzd
guy3288
post Oct 23 2025, 02:38 PM

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QUOTE(virtualgay @ Oct 23 2025, 01:53 PM)
not working lzd
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roams.behinds
post Oct 29 2025, 10:25 AM

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What is limit imposed by Lazada paying sspn-I ?
cybpsych
post Oct 29 2025, 03:27 PM

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QUOTE(roams.behinds @ Oct 29 2025, 10:25 AM)
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What is limit imposed by Lazada paying sspn-I ?
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before this txn, have you made ANY sspn deposit/txn from other channels/ewallets/apps, on the SAME day?
KageBunshi
post Oct 31 2025, 04:39 PM

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Since this year onward is single parent. I plan to withdraw my portion and my spouse will continue to put in 8k. But I heard that the net calculation is for both parent. Anyone hears this?
MUM
post Oct 31 2025, 05:02 PM

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QUOTE(KageBunshi @ Oct 31 2025, 04:39 PM)
Since this year onward is single parent. I plan to withdraw my portion and my spouse will continue to put in 8k. But I heard that the net calculation is for both parent. Anyone hears this?
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Should be As per
https://belanjawan.mof.gov.my/pdf/belanjawa...tax-measure.pdf

This post has been edited by MUM: Oct 31 2025, 05:03 PM


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KageBunshi
post Oct 31 2025, 05:44 PM

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QUOTE(MUM @ Oct 31 2025, 05:02 PM)
Whaf i meant was the net saving for both parent combine. Means if I withdraw all my protion, it will have impact on my spouse on net saving.
MUM
post Oct 31 2025, 06:14 PM

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QUOTE(KageBunshi @ Oct 31 2025, 05:44 PM)
Whaf i meant was the net saving for both parent combine. Means if I withdraw all my protion, it will have impact on my spouse on net saving.
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I never heard or read postings here before regarding what you heard, "that the net calculation is for both parent".

Each parent will hv separate account number linked to the same kid, if each parent opened their own account for the same kid.

Discussed before with understandings is, "EITHER" 1 parent can claim for each year only.

What you heard could be something new and latest info which we had not discussed before.
Do you hv the source to it?

This post has been edited by MUM: Oct 31 2025, 06:16 PM
KageBunshi
post Oct 31 2025, 07:22 PM

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QUOTE(MUM @ Oct 31 2025, 06:14 PM)
I never heard or read postings here before regarding what you heard, "that the net calculation is for both parent".

Each parent will hv separate account number linked to the same kid, if each parent opened their own account for the same kid.

Discussed before with understandings  is, "EITHER" 1 parent can claim for each year only.

What you heard could be something new and latest info which we had not discussed before.
Do you hv the source to it?
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I got this information from ptptn officer when I wanted to withdrawal my portion. She warn me that this will have effect on my spouse tax relief. My spouse need to top up the amount that i has withdraw as the net saving is calculated on both parent. I planned to stop sspn for this year and withdraw everything. Not sure how true is this information.
MUM
post Oct 31 2025, 07:41 PM

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QUOTE(KageBunshi @ Oct 31 2025, 07:22 PM)
I got this information from ptptn officer when I wanted to withdrawal my portion. She warn me that this will have effect on my spouse tax relief. My spouse need to top up the amount that i has withdraw as the net saving is calculated on both parent. I planned to  stop sspn for this year and withdraw everything. Not sure how true is this information.
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Thanks for the info.

WOW! From the ptptn offficer.

I will definitely explore more about that, but in the meantime, I would still stick to "either 1". If husband and wife file separate tax filing
But if they file as combine, then, I believes it is as what that officer said

Caveat emptor, ..if want to follow me.

Hopefully someone here that has the latest clear and confirmed sure info can answer your concerns.

info as per image from
https://www.ptptn.gov.my/PelepasanTaksiranCukai/


This post has been edited by MUM: Oct 31 2025, 07:51 PM


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nexona88
post Oct 31 2025, 07:45 PM

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QUOTE(KageBunshi @ Oct 31 2025, 07:22 PM)
I got this information from ptptn officer when I wanted to withdrawal my portion. She warn me that this will have effect on my spouse tax relief. My spouse need to top up the amount that i has withdraw as the net saving is calculated on both parent. I planned to  stop sspn for this year and withdraw everything. Not sure how true is this information.
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This officer from which branch / office??


KageBunshi
post Oct 31 2025, 09:02 PM

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QUOTE(nexona88 @ Oct 31 2025, 07:45 PM)
This officer from which branch / office??
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Is ptptn kepong branch. Maybe i will stop by at main branch to clear this

This post has been edited by KageBunshi: Oct 31 2025, 09:02 PM
roams.behinds
post Nov 1 2025, 10:01 PM

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QUOTE(cybpsych @ Oct 29 2025, 03:27 PM)
before this txn, have you made ANY sspn deposit/txn from other channels/ewallets/apps, on the SAME day?
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Nope. Only Lazada
Avangelice
post Nov 4 2025, 09:22 AM

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Almost to the tail end of the year and it looks like for the first time, keeping money in sspn is better than taking out & investing in a bond fund. Sigh

Thinking of skipping the hassle of withdrawing and putting it in like I do every year.
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This post has been edited by Avangelice: Nov 4 2025, 09:24 AM
cempedaklife
post Nov 4 2025, 11:29 AM

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QUOTE(KageBunshi @ Oct 31 2025, 07:22 PM)
I got this information from ptptn officer when I wanted to withdrawal my portion. She warn me that this will have effect on my spouse tax relief. My spouse need to top up the amount that i has withdraw as the net saving is calculated on both parent. I planned to  stop sspn for this year and withdraw everything. Not sure how true is this information.
*
there is an aggaran statement for tax relief on sspn site.
for mine its still showing my own amount.
i'm going to go with it.
wira1979
post Nov 4 2025, 12:15 PM

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QUOTE(nexona88 @ Oct 31 2025, 07:45 PM)
This officer from which branch / office??
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My wife withdrew everything from her account recently and the officer didn't say anything (Amcorp Mall branch). Maybe this will only apply if you have joint assessment?

My take is that LHDN is not savvy enough to be able to monitor both husband and wife's account to be able to link the SSPN withdrawals/deposits. Just like how you can claim 100% child allowances on both wife and husbands' names if assessed separately (not that I do). I've been fiddling around with my tax account and it's a shame that you can't see in real time the amount of SSPN deduction you can take for the year.

Looks like I'll just take the plunge and do the full withdrawal and alternative year top-up between husband/wife accounts and see what happens.

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