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 SSPN, Skim Simpanan Pendidikan Nasional

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ben3003
post Dec 26 2015, 11:51 PM

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can use credit card to pay ptptn or sspn?
ben3003
post Jan 10 2022, 11:40 AM

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Hi guys, SSPN Prime deposit how long to show up? cos i topup via shopeepay on 02/01/2022 but still nothing yet. Shopeepay showed successful tho.
ben3003
post Jan 10 2022, 12:36 PM

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QUOTE(CSW1990 @ Jan 10 2022, 11:51 AM)
Mine deposit on 2-Jan through shopee too and not shown in sspn system yet. Wait few more days to see
*
Okok
ben3003
post Feb 4 2022, 10:40 AM

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Hi guys, wanna ask for topup sspn, got maximum per month? If i got shopeepay and kiplepay, topup from both side no limit right? Is based on the wallet limit?

For to claim rm8000, if i topup sspn prime account every month 4k, but i take out every month also, eligible? How they see one a?

This post has been edited by ben3003: Feb 4 2022, 10:41 AM
ben3003
post Feb 4 2022, 11:06 AM

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QUOTE(oks911 @ Feb 4 2022, 10:52 AM)
as long as 2022 book close with RM8000 then you are entitle for tax deduction.
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Ah i see, maybe like tat not entitled, should have wait until jan 2022 only withdraw out sad.gif

About the deposit, so no monthly deposit limit right?
ben3003
post Feb 4 2022, 08:09 PM

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QUOTE(Kelangketerusa @ Feb 4 2022, 11:54 AM)
No limit.

And yes, the tax exemption is based on the final net deposit, so as long as you have 8k surplus, you can claim that 8k. If you have 4k, then 4k lo.
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QUOTE(cybpsych @ Feb 4 2022, 11:55 AM)
u topup and withdraw every month. nett deposit zero anyway.

no deposit limit, afaik. limit is set by the instruments you used, eg ewallet apps.
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The claim tax sspn prime acc under my name also can get tax relief? Ok like tat end 2022 i put 8k inside then withdraw 2023, shud be entitled right?
ben3003
post Apr 8 2022, 09:03 AM

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Ya sspn macam slow for this month..
ben3003
post May 20 2022, 12:27 PM

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Mine on 12 also havent keluar, inside system said selesai tho.
ben3003
post May 23 2022, 04:31 PM

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QUOTE(Chyan @ May 23 2022, 04:00 PM)
Technical error from ebanker pro side from 13/05/2022 onwards.
Check by 27/05/2022.

Info by C.service.

Sekian.
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What mean? Mean need wait until 27/05 only will receive withdrawal?
ben3003
post May 23 2022, 06:08 PM

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QUOTE(Barricade @ May 23 2022, 05:58 PM)
niamah. so unrealiable. next time pay RM0.50 withdraw from bank islam
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Can withdraw direct atm bank islam without bank islam card?
ben3003
post May 23 2022, 06:47 PM

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QUOTE(Barricade @ May 23 2022, 06:28 PM)
I dunno. i withdraw from bank islam internet banking. Never withdraw as cash before. SSPN-->BANK ISLAM A/C
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I see like tat go open bank islam acc dulu. Thanks for the info
ben3003
post Aug 9 2023, 10:48 AM

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So now need to open bank islam account.. is it any bank islam account can link to sspn prime?

This post has been edited by ben3003: Aug 9 2023, 10:49 AM
ben3003
post Aug 9 2023, 12:38 PM

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QUOTE(chiacp @ Aug 9 2023, 11:00 AM)
Any savings (Qards) would do. Need to link to your sspn via the bank website and verify with the mobile app.
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If basic account can?
ben3003
post Aug 9 2023, 03:13 PM

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QUOTE(LostAndFound @ Aug 9 2023, 01:00 PM)
Can. Need to visit counter twice, once to open account once to link. So don't forget to link, later need to come back.
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what u mean is if straight open QARD account, don need go counter? Cos i try application online seems like cannot.
ben3003
post Aug 10 2023, 02:31 PM

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the sspn withdrawal done yesterday morning, today already said completed with email from bank islam. quite fast now compare last month
ben3003
post Aug 11 2023, 08:47 AM

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apparently the process for withdrawal is much much faster compare to last month. day 1 apply, day 2 already receive bank islam email say fund transfer completed. another 1k withdraw on yesterday 1pm, this morning i check already approved.
ben3003
post Dec 8 2023, 12:58 PM

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Seems like sspn system down? For bank islam, cos is greyed out now

This post has been edited by ben3003: Dec 8 2023, 12:59 PM
ben3003
post Dec 8 2023, 05:51 PM

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Probably they working on the ganjaran thingy hence the system haywire abit
ben3003
post Dec 13 2023, 08:31 AM

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if Qard got rm12 fee? shit like tat.. dunno can change or not

ben3003
post Jan 8 2024, 03:39 PM

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QUOTE(Sitting Duck @ Jan 8 2024, 03:33 PM)
Thanks for the answers.

My mistake probably but to be clear I'm referring to loan interests, not when the repayment starts.

Let's say for course of 5 years my total loan is 50K (10K/year), interests on the 50k loan would only start to be calculated 1 year after graduation/loan agreement date , is that right?

So let's say if I decide to payback RM50k one shot after graduation, there will be no interests on the RM50k?

Thank you.
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there should have some sort of discount but the repayment is already calculate inclusive flat rate 1% like how ur car mortgage works. Cos ur loan also progressively give to u, so at year 1 they already giving you loan. Better ask them for clarification.

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