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 SSPN, Skim Simpanan Pendidikan Nasional

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Avangelice
post Jan 4 2022, 10:07 AM

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QUOTE(monkey9926 @ Jan 4 2022, 09:25 AM)
now that bank fd interest is so low, sspn dont sound like a bad option? opinion anyone?
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The tax relief itself is netting me more than 4% in returns. By my tax computation its around 20% returns for that 8k
Avangelice
post Jan 4 2022, 10:30 AM

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QUOTE(monkey9926 @ Jan 4 2022, 10:09 AM)
i mean if i want can to put more than 8k inside. will the interest be calculated from the nett amount i have in the account?
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Provided you don't fuck up the interest by withdrawing the funds out. Yes it will be calculated on the nett amount
Avangelice
post Jan 14 2022, 10:01 AM

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Tried login in and it says no account. Wtf
Avangelice
post Jan 14 2022, 10:20 AM

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QUOTE(poweredbydiscuz @ Jan 14 2022, 10:10 AM)
Once in a blue moon will like this. Try again later.
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If weren't for the tax break I'll stay clear of this atrocious website and various security flaws
Avangelice
post Feb 22 2022, 08:19 PM

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I don't know why everyone is disappointed. I put this 8k for my tax relief which nets me a return if I remember right nearly 1k plus
Avangelice
post Feb 22 2022, 08:35 PM

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QUOTE(!@#$%^ @ Feb 22 2022, 08:22 PM)
the more the better
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Sspn is a simpanan not an investment vehicle kan?
Avangelice
post Oct 7 2022, 06:57 PM

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QUOTE(poweredbydiscuz @ Oct 7 2022, 06:35 PM)
Dividend cuts and no tax rebate.

PTPTN: braced for mass withdrawal.
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I didn't see any relief too. Sure mass exodus of withdrawals
Avangelice
post Dec 21 2022, 10:18 AM

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Just fpx transfered 7980 in the proper account with my boys name on it. Last year made a mistake and didn't key in his details
Avangelice
post Jan 1 2023, 11:03 AM

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Happy new year guys. So who here is going to withdraw your funds? And where are you reinvesting your funds then put it back into sspn end year provided they continue the tax relief
Avangelice
post Jan 1 2023, 11:50 AM

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QUOTE(!@#$%^ @ Jan 1 2023, 11:20 AM)
US
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I'll take a wild guess. S&P etf?
Avangelice
post Feb 27 2023, 11:04 AM

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QUOTE(Jack&Guild @ Feb 27 2023, 11:01 AM)
Berdasarkan pembentangan bajet 2023, dimaklumkan insentif pelepasan cukai SSPN berakhir bagi tahun 2023. Walau bagaimanapun, keistimewaan pemberian dividen adalah diteruskan seperti biasa - Clarification from PTPTN helpdesk.
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Shit gg then. It was fun whilst it lasted
Avangelice
post Mar 2 2023, 03:33 PM

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QUOTE(virtualgay @ Mar 2 2023, 03:13 PM)
i tunggu budget finalized dulu..
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Dude withdraw now if you are in it for tax returns. No point keeping it for a measly 1% and if a bank run happens within ptptn you can't withdraw. If they continue. Can rebank in again.
Avangelice
post Mar 10 2023, 01:42 PM

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QUOTE(nexona88 @ Mar 10 2023, 11:40 AM)
Ahh good News ☺️

So no more mass withdrawal then 😁
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QUOTE(MUM @ Mar 10 2023, 12:06 PM)
I would still stick to post 9786, page 490 by forummer kechung

BTW, any update from that website?
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Website still says no pelepasan cukai
Avangelice
post Mar 20 2023, 03:28 PM

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QUOTE(blibala @ Mar 20 2023, 12:32 PM)
Never know can reset without putting in for a year.. Thanks for info
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Good timing to reset everything.
Avangelice
post Mar 20 2023, 03:41 PM

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QUOTE(nexona88 @ Mar 20 2023, 03:33 PM)
1- for now No tax relief

2 - Not out yet

3 - yes. can withdraw. some already withdraw 90k (but counter staff ask alot question / reasons) flex.gif 

how many times limit? No answer for it. sorry
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Imho I would withdraw everything rather than wait.
Avangelice
post Mar 20 2023, 03:42 PM

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QUOTE(virtualgay @ Mar 20 2023, 01:14 PM)
SSPN not bank so cannot use the term BANK RUN.

Is SSPN protected by PIDM?
It is protected/guaranteed by the government. But not under PIDM.

so dont worry
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Our government doesn't seem to be flushed with money now imho
Avangelice
post Apr 17 2023, 02:26 PM

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QUOTE(beLIEve @ Apr 17 2023, 09:37 AM)
ok already now. Scary
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QUOTE(!@#$%^ @ Apr 17 2023, 01:02 PM)
every few days heart attack. dunno when it becomes reality.
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Why tf are some of you still holding money in the sspn? Why subject yourselves to worry that ur money can't withdraw out
Avangelice
post Aug 4 2023, 11:17 AM

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QUOTE(underscore_lee @ Aug 3 2023, 10:55 PM)
Ah make sense. Thanks for the help and clarification! So just deposit money until reach RM8k and wait for next year Feb for the system to update the tax relief statement.
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Meaning you don't withdraw the sspn acct on the 1st January?
Avangelice
post Oct 24 2023, 10:41 AM

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Need some advice. I opened the bank Islam account online. Deposited 100 myr. Then nothing happened aside from getting the text

RM0.00 : BIMB: Tahniah! Akses akaun anda melalui GO by Bank Islam & Perbankan Internet. Daftar sekarang & lakukan transaksi ikut keselesaan anda. Jaga diri ya!

And I don't have a user ID or a bank card. Advice?
Avangelice
post Oct 24 2023, 11:18 AM

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QUOTE(userA123 @ Oct 24 2023, 11:14 AM)
In May this year, I went to the bank to open a savings acc because of good FD rate. The CS said the queue is very long, why don't you do it online with her help. That's what I did. In the end she gave me a queue no to open the acc at the counter. How's that.
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Tf? I asked the live agent who was rude.

Basically said may I help you?

Told him I can't log in after paying 100 to activate online account. And it needs a user ID or a bank card both of which I do not have.

He just basically gives me a link to forgot user ID and password and ignored me until I have to close chat.

Wtf
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