Welcome Guest ( Log In | Register )

35 Pages « < 16 17 18 19 20 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12

views
     
red_scorpion
post Feb 19 2013, 01:31 AM

Regular
******
Senior Member
1,211 posts

Joined: Aug 2008


haha.. calm down.. Yea , SC card currently no benefit/point rewards/cash back at all.. Just keep it for emergency use only lor since they are giving high CL. Wait for anniversary month, terminate it if they dont want to OFFSET gst.

This post has been edited by red_scorpion: Feb 19 2013, 01:31 AM
ronnie
post Feb 20 2013, 12:04 AM

Not enough stars
*********
All Stars
21,315 posts

Joined: Jan 2003
From: Kuala Lumpur



I submitted cancellation of all my SCB Platinum & Gold CCs via fax.... just retaining the Preferred World MasterCard.

I wonder whether the SCB Retention dept will call to offer me $$$
Human Nature
post Feb 20 2013, 12:43 AM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(ronnie @ Feb 20 2013, 12:04 AM)
I submitted cancellation of all my SCB Platinum & Gold CCs via fax.... just retaining the Preferred World MasterCard.

I wonder whether the SCB Retention dept will call to offer me $$$
*
Do you still get any benefits with the Pref WMC? Do you still remember whether it is eligible for 2 years annual fee waiver when you applied for it? I am choosing between this or Plat MC to retain and hold the Choice Points.
ronnie
post Feb 20 2013, 12:48 AM

Not enough stars
*********
All Stars
21,315 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Human Nature @ Feb 20 2013, 12:43 AM)
Do you still get any benefits with the Pref WMC? Do you still remember whether it is eligible for 2 years annual fee waiver when you applied for it? I am choosing between this or Plat MC to retain and hold the Choice Points.
*
Keeping just for having a WMC + Preferred Banking status only hahahahaha

This post has been edited by ronnie: Feb 20 2013, 12:49 AM
sj0217
post Feb 20 2013, 03:14 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
Make a call to cancel my PBB credit card service, she keep asking me why need to cancel and persuade me to keep it for future purpose since our credit card give you rebate 0.6% doh.gif doh.gif (when hear this, I was thinking ONLY 0.6% rebate shakehead.gif ) I just reply: others cc more attractive. Somehow, she still promoting their credit card, straight away said just help to cancel, that's all.

In the meantime, I asking for official letter regarding this cancellation, she said will be received 2 weeks time.

Anyone cancel PBB and received letter so far?

And May I ask is it the entire bank will issue you a letter regarding credit card cancellation? Have you guys requested for??



notok
post Feb 20 2013, 04:49 PM

Getting Started
**
Junior Member
297 posts

Joined: Apr 2010
QUOTE(sj0217 @ Feb 20 2013, 03:14 PM)
Make a call to cancel my PBB credit card service, she keep asking me why need to cancel and persuade me to keep it for future purpose since our credit card give you rebate 0.6%  doh.gif  doh.gif  (when hear this, I was thinking ONLY 0.6% rebate  shakehead.gif  ) I just reply: others cc more attractive. Somehow, she still promoting their credit card, straight away said just help to cancel, that's all.

In the meantime, I asking for official letter regarding this cancellation, she said will be received 2 weeks time.

Anyone cancel PBB and received letter so far?

And May I ask is it the entire bank will issue you a letter regarding credit card cancellation? Have you guys requested for??
*
so far for me, only PBB got issue cancellation letter
sj0217
post Feb 20 2013, 05:24 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(notok @ Feb 20 2013, 04:49 PM)
so far for me, only PBB got issue cancellation letter
*
So mean u r pending for cancellation letter?? How long u being waiting?

If there any issued regarding with your credit card such as u have cancel with bank but the card still being active??
notok
post Feb 20 2013, 05:29 PM

Getting Started
**
Junior Member
297 posts

Joined: Apr 2010
QUOTE(sj0217 @ Feb 20 2013, 05:24 PM)
So mean u r pending for cancellation letter?? How long u being waiting?

If there any issued regarding with your credit card such as u have cancel with bank but the card still being active??
*
around 2 - 3 weeks. got no issue with public bank unlike hong leong bank
ronnie
post Feb 25 2013, 12:23 AM

Not enough stars
*********
All Stars
21,315 posts

Joined: Jan 2003
From: Kuala Lumpur



Hong Leong Bank will actually send you a letter to inform that your CC cancellation has been approved.

p.s. You can even re-activate if you wanted.
eric84cool
post Feb 28 2013, 03:54 PM

I'm BACK!!!
*******
Senior Member
4,540 posts

Joined: Jan 2003
From: Sing-a-poor / Kayell / Jay-Bee



hey guys, how could I cancel my MBB man utd visa card to MBB? I want to keep the card....
bingozero
post Feb 28 2013, 08:22 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(ronnie @ Feb 25 2013, 12:23 AM)
Hong Leong Bank will actually send you a letter to inform that your CC cancellation has been approved.

p.s. You can even re-activate if you wanted.
*
The phone and through HLB online banking does it still working for cancellation?
mickey1991
post Mar 1 2013, 06:44 PM

XPS & Alienware Dealer
****
Senior Member
521 posts

Joined: Oct 2011
From: Pulau Pinang


if now my credit card already paid 1 item for the installment 12 months

so i have to wait 12 months only can cancel the credit card or?
fly126
post Mar 1 2013, 07:00 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(mickey1991 @ Mar 1 2013, 06:44 PM)
if now my credit card already paid 1 item for the installment 12 months

so i have to wait 12 months only can cancel the credit card or?
*
You Must Paid Off All the Outstanding Balance, baru can Cancel Your Credit Card... nod.gif
sj0217
post Mar 1 2013, 07:40 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(mickey1991 @ Mar 1 2013, 06:44 PM)
if now my credit card already paid 1 item for the installment 12 months

so i have to wait 12 months only can cancel the credit card or?
*
Or else u can request for final statement to be pay off the remaining balance of your installment item, no need wait for 12 months
mickey1991
post Mar 1 2013, 08:25 PM

XPS & Alienware Dealer
****
Senior Member
521 posts

Joined: Oct 2011
From: Pulau Pinang


QUOTE(sj0217 @ Mar 1 2013, 07:40 PM)
Or else u can request for final statement to be pay off the remaining balance of your installment item, no need wait for 12 months
*
you mean that i just pay all the balance to rm0.00
then can cancel already?
fly126
post Mar 1 2013, 08:39 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(mickey1991 @ Mar 1 2013, 08:25 PM)
you mean that i just pay all the balance to rm0.00
then can cancel already?
*
Yeah, Own the Bank Nothing then can Cancel... nod.gif
vincentxiang
post Mar 1 2013, 08:53 PM

Casual
***
Junior Member
353 posts

Joined: Jan 2003
From: kuala lumpur


QUOTE(mickey1991 @ Mar 1 2013, 08:25 PM)
you mean that i just pay all the balance to rm0.00
then can cancel already?
*
the balance we say here is not the amount you see in the monthly statement, as you opt in 12 installment so the monthly statement just show the monthly payment, the balance we say here is the total of rest 11 monthly installment, i.e. outstanding balance. you must clear off the outstanding balance thereby you may request to cancel the card

This post has been edited by vincentxiang: Mar 1 2013, 08:55 PM
Human Nature
post Mar 1 2013, 09:27 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Do inquire if there is any penalty or not.
mickey1991
post Mar 1 2013, 10:47 PM

XPS & Alienware Dealer
****
Senior Member
521 posts

Joined: Oct 2011
From: Pulau Pinang


QUOTE(vincentxiang @ Mar 1 2013, 08:53 PM)
the balance we say here is not the amount you see in the monthly statement, as you opt in 12 installment so the monthly statement just show the monthly payment, the balance we say here is the total of rest 11 monthly installment, i.e. outstanding balance. you must clear off the outstanding balance thereby you may request to cancel the card
*
ya
is ther any penalty?
ronnie
post Mar 1 2013, 10:47 PM

Not enough stars
*********
All Stars
21,315 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Human Nature @ Mar 1 2013, 09:27 PM)
Do inquire if there is any penalty or not.
*
Possibly have early settlement penalty

35 Pages « < 16 17 18 19 20 > » Top
 

Change to:
| Lo-Fi Version
0.0316sec    0.70    6 queries    GZIP Disabled
Time is now: 15th December 2025 - 09:10 PM