thru counter.. cancel then settle my outstanding

I cancelled my Maybank CC via phone call only. But noted here, I already cleared all outstanding bills before canceling that card.

But for PB whatever cards, must proceed at counter.

I like Maybank so much!!! Fast response & Convenient & Reliable.

i managed to cancel pb MU visa through phone
received letter of confirmation one week later

Update:

Yesterday called up Eon/Hong Leong Bank to cancel my card, but she said must clear all outstanding balance only can cancel..

So I cannot cancel my card now until I clear all outstanding..

Do you think by cancelling your CC, all your debt will disappear ?

Man... Hong Leong again... tell them you are earning below RM36,001/pa and need to cancel their credit card by the end of this month. A statement release by BNM clearly states that you must cancel it by the end of the month and must clear the outstanding balance in the next 24-month. Try to talk to them again.

Oh..really? ok..will call them to confirm again..

called up EON/HongLEONG to cancel my EON GSC bank card...
said need to pass to EON bank, coz HONGLEONG staff pick the phone. said will call back me within the day....
wait until next day only call me.....
however, i so support that card cancellation can be done through phone!!! so convenience!

I've cancelled my HLB classic card thru the bank counter on 23 Dec 2011. The officer said that I have to wait about 7 days to get the process done.

But me being impatient, called the Card centre on 27 Dec 2011 and ask about my release letter, the officer on the phone said that within 7 days, someone from the card centre will call me and try to convince me to continue being a HLB customer...

Funny thing is that they made no attempt to renew the expired card on 2009 but i guess it's my fault then for not being a good paymaster... Like people say, It's nothing personal, It's just good bussiness... haha!

Just found out that Maybank havent cancel my Petronas Card!!

Hi pips, i have a noobie question..
I cancel my AM Bank Carz CC today. I was charged RM50 for the process. I havent put my signature on the card; and i got my card last friday.
Reason was HSBC offered better credit limit than AMB. The bank officer said once the card is approved, they gona charge RM50 when u decide to cancel the card. Isit true?
Thank u

yes, RM50 government service tax

For any reasons that the bank want to charge you then ASK THEM why they want to charge you and what is the charge! It is a simple process that is now lost among the new young generation.

And please take note the government tax of RM50 is chargeable the moment your card is approved (and charged on an annual basis). You have to pay even though you cancel the card. Generally, banks do not pay or waive this tax for you.

Of coz approved d need to pay RM50 lor.....better take the card unless you can waived it

hi pips, thank u for your valueable replies.
i think like what hye explained, they charged me for the govt tax. This sucks cos i didnt even start to use the card yet!
the lady officer said u can get ur $50 back after 3months; with the condition u use that card for minimum $350 transactions within 2months.
Nonsense! I rather pay tat $50 la!

Yup. Welcome.

Unfortunately, the government tax is actually imposed by the government, not the bank and all banks do charged this tax upon card approval.


How is that a nonsense ? At least they are offering you a cash incentive to pay for the credit card tax. Many other banks such as Maybank and CIMB Bank don't offer such deal. Besides, with everything so expensive now, it couldn't be any easier to spend RM350 in two months. Just use your card at all the places that accept credit card. We all do that

you rather pay RM50 and get nothing?

If you cant use RM350 in 2 month, then help someone like frens/family pay for their bill, then they pay you cash...

I rather pay RM50 than to pay addtional RM300 or maybe more just to get that refund. They might issue other charges..
I can get better cash back with my UOB card than AMB.
2% cash back and is subject to minimum amount blocks is no good compared to UOB.