Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Ways to CANCEL your credit card, Updated since 30/07/12
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 May 2 2011, 11:54 PM
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#1
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QUOTE(deity01 @ May 2 2011, 11:31 PM) u guys just beware of the banks stupid tricks!!!! No worries. EON Bank will soon be a history. A wedding between EON Bank and Hong Leong Bank is underway. Oh no ... this just reminds me. Hong Leong Bank is another crook bank too. Man, a holy matrimony of two crooks. A monster they are going to become   |
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Dec 16 2011, 04:22 PM
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#2
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QUOTE(gerrardling @ Dec 16 2011, 07:57 AM) You CANNOT cancel your card if you still have outstanding balance in ur credit card account Actually, you can cancel your card even if there is still unpaid outstanding balance in your credit card. You just have to pay in full when the next statement comes. QUOTE(yhtan @ Dec 16 2011, 08:03 AM) just to confirm about EPP plan, let say i plan to cancel the card and there is few instalment to be clear As far as i know, there is no penalty of any sort for HSBC 0% IPP.Do i have to pay penalty for early settlement? QUOTE(Lineage @ Dec 16 2011, 10:35 AM) Oh my god..wanted to cancel my card before 1 Jan 2012..as maximum 2 cards per person only starting next year.. No worries. You'll be given up to two years to clear your remaining outstanding balance. |
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Dec 16 2011, 04:34 PM
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#3
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QUOTE(Lineage @ Dec 16 2011, 04:25 PM) That mean I can cancel my card even there is outstanding balance? and I'm given 2 years to clear it? with interest? Yes. You can cancel it even if there is outstanding balance. As far as i am concerned, all banks have offer this kind of settlement plan. This is for every bank or some banks only?  |
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Dec 17 2011, 12:28 PM
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#4
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QUOTE(Lineage @ Dec 17 2011, 10:27 AM) Update: Man... Hong Leong again... tell them you are earning below RM36,001/pa and need to cancel their credit card by the end of this month. A statement release by BNM clearly states that you must cancel it by the end of the month and must clear the outstanding balance in the next 24-month. Try to talk to them again.Yesterday called up Eon/Hong Leong Bank to cancel my card, but she said must clear all outstanding balance only can cancel.. So I cannot cancel my card now until I clear all outstanding..  |
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Jan 1 2012, 12:41 PM
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#5
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QUOTE(SaltyBean @ Dec 30 2011, 04:49 PM) i think like what hye explained, they charged me for the govt tax. This sucks cos i didnt even start to use the card yet! Unfortunately, the government tax is actually imposed by the government, not the bank and all banks do charged this tax upon card approval.QUOTE(SaltyBean @ Dec 30 2011, 04:49 PM) the lady officer said u can get ur $50 back after 3months; with the condition u use that card for minimum $350 transactions within 2months. How is that a nonsense ? At least they are offering you a cash incentive to pay for the credit card tax. Many other banks such as Maybank and CIMB Bank don't offer such deal. Besides, with everything so expensive now, it couldn't be any easier to spend RM350 in two months. Just use your card at all the places that accept credit card. We all do that Nonsense! I rather pay tat $50 la!  |
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Jan 4 2012, 10:41 PM
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#6
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QUOTE(SaltyBean @ Jan 4 2012, 07:23 PM) I rather pay RM50 than to pay addtional RM300 or maybe more just to get that refund. They might issue other charges.. So you shouldn't have applied for the card in the first place. And whether or not you will be charged by other things is up to your payment pattern and how much you pay by your credit card due date each month.I can get better cash back with my UOB card than AMB. 2% cash back and is subject to minimum amount blocks is no good compared to UOB. |
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Jan 11 2012, 01:53 PM
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#7
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QUOTE(desmond_fantasy @ Jan 11 2012, 01:38 PM) Any charges on that? I think CCRIS is P&C? No. You can however, only print it once every three months. You will need to bring your MyKad and of course your thumb. |
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May 10 2012, 03:29 PM
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#8
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QUOTE(lung85 @ May 10 2012, 02:37 PM) goin bank 2 service pc, the office force me to sign cimb credit card. i own a maybank card and i refuse it, but he keep pushing me and said try to fill , i told him my salary v low but he say he will adjust for me, he fill the form n ask me to sign and take my maybank card n ic to photocopy, can i call cimb card center to cancel my application before they charge me rm50 goverment tax????????? Just your existing credit card and IC ? But we can't apply for a new card using this method anymore since January this year.Anyway, it depends on when the officer is going to submit your signed application form. You may have to make more than one or two phone calls to CIMB Bank for the next few weeks. |
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May 11 2012, 12:03 AM
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#9
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QUOTE(lung85 @ May 10 2012, 06:19 PM) he ask me to email him my latest payslip, but i don;t feel like doin that. hw long will need for him 2 take to submit my record to cimb card center? Just don't email him your latest payslip then he won't be able to proceed with your application.i think i submit my payslip during weekends and call cimb card center maybe next week thurs like that so that able to cancel the card application be4 is too late  |
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