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Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12

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Human Nature
post Jan 4 2012, 07:41 PM

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QUOTE(SaltyBean @ Jan 4 2012, 07:23 PM)
I rather pay RM50 than to pay addtional RM300 or maybe more just to get that refund. They might issue other charges..
I can get better cash back with my UOB card than AMB.
2% cash back and is subject to minimum amount blocks is no good compared to UOB.
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your choice man, it's your card wink.gif
MilesAndMore
post Jan 4 2012, 10:41 PM

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QUOTE(SaltyBean @ Jan 4 2012, 07:23 PM)
I rather pay RM50 than to pay addtional RM300 or maybe more just to get that refund. They might issue other charges..
I can get better cash back with my UOB card than AMB.
2% cash back and is subject to minimum amount blocks is no good compared to UOB.
*
So you shouldn't have applied for the card in the first place. And whether or not you will be charged by other things is up to your payment pattern and how much you pay by your credit card due date each month.

desmond_fantasy
post Jan 5 2012, 12:07 PM

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QUOTE(SaltyBean @ Jan 4 2012, 07:23 PM)
I rather pay RM50 than to pay addtional RM300 or maybe more just to get that refund. They might issue other charges..
I can get better cash back with my UOB card than AMB.
2% cash back and is subject to minimum amount blocks is no good compared to UOB.
*
Man, then you should study carefully before applying. Anyway, it is your card. You have the choice. nod.gif
ronnie
post Jan 5 2012, 11:58 PM

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QUOTE(SaltyBean @ Jan 4 2012, 07:23 PM)
I rather pay RM50 than to pay addtional RM300 or maybe more just to get that refund. They might issue other charges..
I can get better cash back with my UOB card than AMB.
2% cash back and is subject to minimum amount blocks is no good compared to UOB.
*
doh.gif doh.gif doh.gif doh.gif
You paid RM50 and get nothing
You paid RM300 for a pair of Levi's Jeans, you get a nice pair of jeans + RM50 waiver

Again... it's your money icon_idea.gif icon_idea.gif icon_idea.gif
SaltyBean
post Jan 6 2012, 04:53 PM

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I applied the AMB card as an option or back-up card IF HSBC reject my application. How on earth i know HSBC approved and send the reply letter so late le...
I only need two card. Y the heck i take 3 cards? hmm.gif
yes yes, itz my $...

TSgerrardling
post Jan 6 2012, 09:34 PM

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QUOTE(SaltyBean @ Jan 6 2012, 04:53 PM)
I applied the AMB card as an option or back-up card IF HSBC reject my application. How on earth i know HSBC approved and send the reply letter so late le...
I only need two card. Y the heck i take 3 cards?  hmm.gif
yes yes, itz my $...
*
You can always call to their cs to ask your card application status
desmond_fantasy
post Jan 10 2012, 11:44 AM

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QUOTE(SaltyBean @ Jan 6 2012, 04:53 PM)
I applied the AMB card as an option or back-up card IF HSBC reject my application. How on earth i know HSBC approved and send the reply letter so late le...
I only need two card. Y the heck i take 3 cards?  hmm.gif
yes yes, itz my $...
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What HSBC card that you apply?
azam_halim
post Jan 11 2012, 09:42 AM

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i just called MBB to cancel my petronas visa..at first the cs person told me to go to branch, but after i told her that most people do it by phone for petronas card, she finally do it via phone..but still she insists me to go to branch with the physical card..i'm going to wait for a week to see if the cancellation is done or not..the anniversary of the card is in feb..she said that if the treatpoints is already transferred to my mbb2card, the petronas cancellation is done.
desmond_fantasy
post Jan 11 2012, 10:05 AM

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QUOTE(azam_halim @ Jan 11 2012, 09:42 AM)
i just called MBB to cancel my petronas visa..at first the cs person told me to go to branch, but after i told her that most people do it by phone for petronas card, she finally do it via phone..but still she insists me to go to branch with the physical card..i'm going to wait for a week to see if the cancellation is done or not..the anniversary of the card is in feb..she said that if the treatpoints is already transferred to my mbb2card, the petronas cancellation is done.
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Should be able to be done within 1 week, but mine they delay until 2 weeks..... mad.gif
dannyw
post Jan 11 2012, 11:14 AM

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QUOTE(azam_halim @ Jan 11 2012, 09:42 AM)
i just called MBB to cancel my petronas visa..at first the cs person told me to go to branch, but after i told her that most people do it by phone for petronas card, she finally do it via phone..but still she insists me to go to branch with the physical card..i'm going to wait for a week to see if the cancellation is done or not..the anniversary of the card is in feb..she said that if the treatpoints is already transferred to my mbb2card, the petronas cancellation is done.
*
I also call to cancel my Petronas Visa yesterday. The CS ask me to 'self destroy' the card. icon_rolleyes.gif I have request to transfer all my TP as well.
Other than from the TP, how do we know the card is being cancelled? From M2U just looks like normal.

P/s: I have requested the CS to transfer my TP upon collecting my 2card, however until today nothing is done. So I ask thr CS, she said if the card still active, they can't adjust the TP.
TSgerrardling
post Jan 11 2012, 11:26 AM

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QUOTE(dannyw @ Jan 11 2012, 11:14 AM)
I also call to cancel my Petronas Visa yesterday. The CS ask me to 'self destroy' the card.  icon_rolleyes.gif  I have request to transfer all my TP as well.
Other than from the TP, how do we know the card is being cancelled? From M2U just looks like normal.

P/s: I have requested the CS to transfer my TP upon collecting my 2card, however until today nothing is done. So I ask thr CS, she said if the card still active, they can't adjust the TP.
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Go to BNM and print your CCRIS record, then you will know whether it is already cancelled or not

SaltyBean
post Jan 11 2012, 12:00 PM

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I applied the new "classic" card AKA gold card. I did called em and they explain the submit TWICE my application.
I dont know wat d heck they we up2. They shud at least gime a call about my application status ma..isnt that a part of customer service task?
I shud have call em earlier instead... sigh
Lesson learned hard way
desmond_fantasy
post Jan 11 2012, 01:38 PM

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QUOTE(gerrardling @ Jan 11 2012, 11:26 AM)
Go to BNM and print your CCRIS record, then you will know whether it is already cancelled or not
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Any charges on that? I think CCRIS is P&C?
MilesAndMore
post Jan 11 2012, 01:53 PM

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QUOTE(desmond_fantasy @ Jan 11 2012, 01:38 PM)
Any charges on that? I think CCRIS is P&C?
No. You can however, only print it once every three months. You will need to bring your MyKad and of course your thumb.

desmond_fantasy
post Jan 11 2012, 01:54 PM

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QUOTE(MilesAndMore @ Jan 11 2012, 01:53 PM)
No. You can however, only print it once every three months. You will need to bring your MyKad and of course your thumb.
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Ok. Thanks a lot. Will go to BNM when free. tongue.gif
azam_halim
post Jan 11 2012, 03:16 PM

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where is BNM? is it the one near the roundabout near dataran merdeka/dbkl?

my cancelled-3-years-ago classic card still appear in my maybank2u..called cs numerous times to remove it but nothing happens..i just let it be..cs confirm the card is cancelled. just that it still showing in maybank2u..last time when cancel ikhwan card, they remove it almost immediately.
desmond_fantasy
post Jan 11 2012, 06:05 PM

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QUOTE(azam_halim @ Jan 11 2012, 03:16 PM)
where is BNM? is it the one near the roundabout near dataran merdeka/dbkl?

my cancelled-3-years-ago classic card still appear in my maybank2u..called cs numerous times to remove it but nothing happens..i just let it be..cs confirm the card is cancelled. just that it still showing in maybank2u..last time when cancel ikhwan card, they remove it almost immediately.
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Ya. Is over there. Can be reached by KTM/Star LRT. biggrin.gif
lazyserv
post Jan 11 2012, 06:08 PM

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anyone know does Public Bank will give u a confirmation letter once you cancel the credit card?
shiroikun
post Jan 11 2012, 06:39 PM

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QUOTE(lazyserv @ Jan 11 2012, 06:08 PM)
anyone know does Public Bank will give u a confirmation letter once you cancel the credit card?
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Last time when I cancel it from the branch, PBB gave me a card cancel confirmation letter on the spot.
alexwsk
post Jan 11 2012, 07:16 PM

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QUOTE(lazyserv @ Jan 11 2012, 06:08 PM)
anyone know does Public Bank will give u a confirmation letter once you cancel the credit card?
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yes, pbb mailed it to me after a week or two - cancel over phone

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