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Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12
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hye
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 Dec 29 2011, 08:46 AM
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White Tiger
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QUOTE(SaltyBean @ Dec 28 2011, 09:26 PM) Reason was HSBC offered better credit limit than AMB. The bank officer said once the card is approved, they gona charge RM50 when u decide to cancel the card. Isit true? For any reasons that the bank want to charge you then ASK THEM why they want to charge you and what is the charge! It is a simple process that is now lost among the new young generation. And please take note the government tax of RM50 is chargeable the moment your card is approved (and charged on an annual basis). You have to pay even though you cancel the card. Generally, banks do not pay or waive this tax for you. |
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hye
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Jan 15 2012, 09:42 PM
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White Tiger
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QUOTE(SANGKANCIL2000 @ Jan 15 2012, 01:52 PM) useless card...other bank better.. get buy 1Free 1without any t &c..hlb gscimpose so many t &c..generally no need to use it to get benefit.. alot movie cant use 1... .basically its no benefit at all... this card really suck... Please watch your language. We have made it clear to all about inappropriate language in this forum.  |
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hye
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Apr 30 2017, 09:12 PM
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White Tiger
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@alextan99
Is the profanities really necessary ?
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hye
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Aug 2 2024, 09:55 PM
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White Tiger
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QUOTE(RigerZ @ Aug 2 2024, 09:13 PM) Hi guys I'm necro-ing this since it's the relevant thread I was approached by an acquaintance to apply for a credit card to "help achieve his KPI" Question: If I get approved for the card, dont use it at all, and then cancel within the same year, will that affect my credit score/rating? The moment the card is approved, you will be assigned a credit limit. This limit is visible to all banks and form part of your credit information. Helping an acquitance is one thing but when it comes to personal financial matters then you should draw the line as it will impact you. I am sure your acquitance did not advice you what are ALL the probable impact that may hit you. The fact you turn to this forum, probably you are in doubt of your decision. Have a thought and decide your next move. This post has been edited by hye: Aug 2 2024, 09:57 PM |
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