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Credit Cards CIMB Bank Credit Cards V1

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Robin Liew
post Jan 16 2012, 12:52 PM

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QUOTE(cenkudu @ Jan 15 2012, 10:27 AM)
is it confirm BT 0% is discontinued together with 0% for medical bills? need to use other card for this purpose
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this is really dissapointing


btw is the gsc movie ticket buy 1 free one for platinum still available?
ronnie
post Jan 16 2012, 12:56 PM

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QUOTE(Robin Liew @ Jan 16 2012, 12:52 PM)
btw is the gsc movie ticket buy 1 free one for platinum still available?
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No longer see the Buy 1, Free 1 GSC ticket
All CIMB promotions are listed @ CIMB Promotions

This post has been edited by ronnie: Jan 16 2012, 12:57 PM
Robin Liew
post Jan 16 2012, 01:08 PM

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QUOTE(ronnie @ Jan 16 2012, 12:56 PM)
No longer see the Buy 1, Free 1 GSC ticket
All CIMB promotions are listed @ CIMB Promotions
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like this its time to cancel my cimb cc
ronnie
post Jan 16 2012, 01:11 PM

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QUOTE(Robin Liew @ Jan 16 2012, 01:08 PM)
like this its time to cancel my cimb cc
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You should cancel any Credit Cards which doesn't benefit you. Why pay RM50 for something you won't get any value out of it ? whistling.gif whistling.gif thumbup.gif
andyfriends
post Jan 18 2012, 07:27 PM

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QUOTE(ronnie @ Jan 16 2012, 01:11 PM)
You should cancel any Credit Cards which doesn't benefit you. Why pay RM50 for something you won't get any value out of it ? whistling.gif  whistling.gif  thumbup.gif
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if i have remaining 0% BT with CIMB, can i settle all before the duedate and cancel my card?

ben83
post Jan 18 2012, 09:44 PM

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I got confirmation last week from the credit card department VP of CIMB that Visa Signature will be still continuing the buy 1 free 1 GSC ticket because it is listed one of the 10 signature rewards. However now checking again the website, the promotion is already gone. CIMB really need to buck up big time.
ronnie
post Jan 18 2012, 09:48 PM

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QUOTE(andyfriends @ Jan 18 2012, 07:27 PM)
if i have remaining 0% BT with CIMB, can i settle all before the duedate and cancel my card?
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Yes. You should clear all outstanding of the BT accounts before cancelling the CIMB CC.
koh_424
post Jan 18 2012, 11:30 PM

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I have a current account with CIMB.

It is easy tat i apply for CC?

Which CC from CIMB should i go for?
whitemouse1314
post Jan 19 2012, 02:18 AM

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QUOTE(temptation1314 @ Jan 12 2012, 03:55 PM)
last time work salary low i apply they give 4k with classic, after 1 year, they give gold and 7k.

Of course i'm not asking them to go review every single cc holder but 5 years gap. :S It's like they just took my money but never care to give more services.
*
Do you have any other bank credit card outstanding balance or any other commitment?I used to had same situation with you which my limit upgrade request being declined recently.Luckily i got some friend working inside CIMB checked for me that my request declined because of my commitment high.

At first i was thought as long we are good paymaster or high usage on our credit card we will deserved for the limit upgrade however my friend told me effective Jan 2012 all limit upgrade request will subject to bank reviews(CCRIS & CTOS check) which is much more strict than past due to BNM new guidelines.

Just my single cent.Hope this can help you get understand about the bank new policy smile.gif

This post has been edited by whitemouse1314: Jan 19 2012, 02:22 AM
temptation1314
post Jan 19 2012, 09:14 AM

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So far only have 1 running loans which is about to end this Dec. Well, I have resent another request form to ask for credit limit increase.

A call to the CS reveal that they only reject my application for card upgrade but no news about the credit limit. I believe they just threw my form away after rejecting the first request I put in the form.
andyfriends
post Jan 19 2012, 12:01 PM

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QUOTE(ronnie @ Jan 18 2012, 09:48 PM)
Yes. You should clear all outstanding of the BT accounts before cancelling the CIMB CC.
*
oh my question was if i settle all before it is due, eg, only finish instalment in june but i settle in feb. wil i be required to pay for admin charges?
ronnie
post Jan 19 2012, 12:36 PM

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QUOTE(andyfriends @ Jan 19 2012, 12:01 PM)
oh my question was if i settle all before it is due, eg, only finish instalment in june but i settle in feb.  wil i be required to pay for admin charges?
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Are you talking about 0% Installment ? If yes, please refer to CS.
I was referring to BT accounts.
samquah
post Jan 19 2012, 12:50 PM

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dear frens

need ask this question

my cimb bt say expire this 25 jan (for the 6 month 0% interest)
balance in bt acc is rm10k

i can only pay rm5k

so the remaining balance rm5k how?
will it go back to main acc n charged the 17.5% yearly interest?


at least 1 month more i think i can pay up
andyfriends
post Jan 19 2012, 06:29 PM

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QUOTE(ronnie @ Jan 19 2012, 12:36 PM)
Are you talking about 0% Installment ? If yes, please refer to CS.
I was referring to BT accounts.
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i was asking abt BT lar...
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hye
post Jan 19 2012, 11:25 PM

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QUOTE(samquah @ Jan 19 2012, 12:50 PM)
dear frens

need ask this question

my cimb bt say expire this 25 jan (for the 6 month 0% interest)
balance in bt acc is rm10k

i can only pay rm5k

so the remaining balance rm5k how?
will it go back to main acc n charged the 17.5% yearly interest?
at least 1 month more i think i can pay up
*
Yup ... the unpaid balance will be charged 17.5% per annum interest until you paid it in full.
ronnie
post Jan 20 2012, 07:31 AM

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QUOTE(andyfriends @ Jan 19 2012, 12:01 PM)
oh my question was if i settle all before it is due, eg, only finish instalment in june but i settle in feb.  wil i be required to pay for admin charges?
*
There's no admin charge if you fully settle the CIMB BT account.
If you look at the statement, it always shows the full remaining balance. So as long as you settle the Full Remaining Statement balance, you would NOT be charged extra.
andyfriends
post Jan 20 2012, 12:12 PM

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QUOTE(ronnie @ Jan 20 2012, 07:31 AM)
There's no admin charge if you fully settle the CIMB BT account.
If you look at the statement, it always shows the full remaining balance. So as long as you settle the Full Remaining Statement balance, you would NOT be charged extra.
*
gr8
tx gona settle it before my card anniversary
gona cancel this card already
winner
post Jan 21 2012, 04:50 PM

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QUOTE(cenkudu @ Jan 15 2012, 10:27 AM)
is it confirm BT 0% is discontinued together with 0% for medical bills? need to use other card for this purpose
*
It's time to cancel CIMB credit cards.
xjeez
post Jan 22 2012, 07:46 PM

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Eraman discount is back, lets hope the rest follows suit smile.gif

fahrur_07
post Jan 23 2012, 11:30 AM

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QUOTE(winner @ Jan 21 2012, 04:50 PM)
It's time to cancel CIMB credit cards.
*
lets cancel together
hopefully cimb will buck up their cc promotions

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