ya ya, you all go cancel and let them know reason because no 0% BT. Then when they have 0% BT promo again, I can benefit from it immediately

guys, i dun think we should make it sounds like CIMB owe us the 0% BT program, it's good that they had program, but it was clearly stated a promo only, they never it would be there forever.

since i'm paying the DirectAcess GST charged in Jan, i will keep faith that CIMB may bring back their wonderful 0% BT program...maybe even making it 12-month 0%

I think all banks are waiting for the correct time, after Christmas, new year and CNY, debts are accumulating and people will start to opt for balance transfer, and that's when they will launch the promo again. It needs strategy though.

Just my thoughts

Still no BT program from CIMB... though CNY spending already due.

Well I can see that most banks still have no offer for 2012 for 0% balance transfer program. Time will tell which bank will kick-start first, and others will follow, not wanting to lose in the market.

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Added on February 1, 2012, 12:31 amRHB has it, but I guess not many of us hold RHB credit card.

This post has been edited by blahbleh: Feb 1 2012, 12:31 AM

Feed your mind at MPH Bookstores and be rewarded.
• RM5 MPH Book Voucher with every RM50 nett spent (10% Cash-Back)
• Pay with CIMB Bank Bonus Points

Note:
1. Promotion valid from 1 Feb till 31 Dec 2012.
2. Payment must be made with a CIMB Bank or Direct Access credit card.
3. Not valid with other offers and promotions.
4. Not valid for purchases of MPH gift vouchers, concert tickets, event seminar tickets, agent control items, electronic and electrical products.
5. The above offers are not valid at outdoor sales, book fairs or warehouse clearances organised by MPH Bookstores.
6. RM5 MPH Book Voucher is redeemable for books at MPH Bookstores Malaysia outlets only.
7. Valid for single receipt only.

GOOD NEWS CIMB flexi smart pay is back ! but the interest is higher compare to last year
http://www.cimbbank.com.my/index.php?ch=43...1&tpt=cimb_bank

Now, CIMB, please continue your BT program !

Ah, kinda good news. *Pray - where's my 0% BT PROGRAM!

Anyway, I can make my PC purchases now.

With installment Plan at minimum 4%, I don't think CIMB we offer 0% BT for this first half of the year.

And what did you mean by "can" make PC purchases now? Why can't go with 0% installment?

If shop provide 0% installment ler.
Else I had to use this isn't it?

I haven't ask yet. At least I have a backup plan incase the shop doesn't do 0% installment

I hate to say this, but even HSBC flexi payment is better, 3% one time charge for 10 months flexi payment, minimum RM1000.

Ambank is even better
http://www.ambankgroup.com/en/Promotions/C...AmFlexiPay.aspx

Bro, already expired by 31st Jan 2012.

Monthly Instalments: 10 20 30
One-Time Interest Fee:4% 6% 7%
Minimum Purchase:RM500 RM1,000 RM3,000

not attractive at all.

with CIMB Transaction Alerts and Secure ePay (via SMS) I wonder if this is yet another way to put the entire blame on card users just like the 3D Secure crap?

when you spend over a certain amount, they will sms you but if you do nothing, that means you are okay with that transaction. now what if our phones are hijack? or what if we are sleeping or in a meeting and didnt see that message?

initially this may seem like a good secure idea but they should ok the transaction only if we reply and not if we dont reply. any inputs?

http://www.cimbbank.com.my/contact_update/

This post has been edited by idoblu: Feb 4 2012, 12:37 PM

CIMB is xxxxxx my CIMBClicks account by removing my CC details !!!!

This post has been edited by hye: Feb 4 2012, 02:31 PM

what happen? Mine is alright.

I have about 120,000 rewards points going to expire this weekend.. Checked their latest rewards, there is really nothing I want to redeem.. Last time, I used to redeem shopping vouchers, but now, no more vouchers..

What can I do with these points?

redeem airmiles ?