as i mentioned above, the rebate will not be reflected in the same statement as your dining. so your dining spending will be in full amount.

got my new statement . Almost max my RM 50.. I love this card. Discount everywhere xD

I also got full rebate from ocbc, that is RM50, if your friend want apply, i will recommend my agent for u"........faster in service n give right info, I willing to pm his number........

oh...din realize ur earlier post..

thx

I just notice 1 thing, most of us trying to max to get the RM50....

I wonder why speending thousands of ringgit just to get the RM 50....

The rebate is suppose when u need to spend to get back something as bonus, but i now is everyone is like trying to spend to get the RM50.....

Spend wat is needed or necessary la....

I m single, I m not sure how a family spending pattern, groceries how much a month? and others??

Does every family spend RM 1000 for household and groceries? Just curious here.....

My rebate I get per mth around 30++, not include petrol.....

I hope wat i explain here is understandable....

Maybe someone can share here.....

Groceries about RM350/month for a family of 4 from supermarket.

Morning market maybe add in another 350/month for fresh fish, chicken and vege.

Utilities, if you have aircon, then another 300 - 500, for the same family of 4.

So there it's almost 1k.

thanks for the info.....

IC, that means most the 5% from Tesco, Giant and other hypermarket la....

Means the best way, both the husband and wife have OCBC titanium...haha

Just got the sms where they need me to submit the utility bill under my name to prove the billing address.

However, the address that i put in is my hometown address(parents address), I currently renting room at PJ. Thus, all the utility bills of that hometown address is under my parents name rather than me.

Anyone face the same issue as mine before?

can you provide your handphone bill (if is the correct mailing address).

else you have to look other type of bills and statements and hope they accept it

ur thinking is correct, which i myself do..

but their thinking is correct too..

just that we have different expenses .... they usually have more than rm1k expenses on all 4 categories....

i din know that a family expense is tat high nowadays....at least someone put some figure, only realise tat expenditure can concentrate on 5%, more worth while lo.....

Wait till you become a family man.... lots of expenses, loans, installments, ...

You haven't added in internet connection, astro, petrol yet.

internet + astro, rm200
petrol, add in around 240/car/month minimum assuming the car is driven everyday to and from work.

bro, off topic a bit here la....

petrol goes to UOB card la....

i tot ur utilities is include astro and broadband......if not include i guess 1k for the 5% not enuf...

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Added on April 12, 2012, 2:45 pmso far, i x the 1 to buy few things at same time, I buy by sequence so my cash flow will not too tight....

after 1 installment or loan lesser, then buy another.....at least u x feel u own too much....

This post has been edited by NewGUY: Apr 12 2012, 02:45 PM

not all ppl have all the cards you have....so that's why.....

But still, ppl who have it also not bother to count.....

OT a Little while~ Since it affects Why people are using Up to RM50~ all the time despite not every youngster Do really spend a lot~

Utilities water RM40-50 + Electric RM150-400 + Internet RM110 -> RM149
total already can go up to highest RM600 already~ depending on usage behaviour... So bills are hefty~

not including 4 family Member's Mobile Telco (be it Postpaid or prepaid), RM50 per month could get you RM200, except all of your family members are paid by company, then again different story~

car loan 1k, house loan ???, later then Balance Transfer??? sounds scary, but it's the truth... Struggling hard right now +_+"

If card can help to save, and if one person can control not to "SPEND" the saved funds, he is a good spender~

if he keep on spending the saved money and failed to even pay properly to the bank in Full, then sorry mate...

Finally got my OCBC Titanium, tried since 2011 heh.

That's great Anyways i've contacted an OCBC staff and figured out why my previous application was not successful. I shall try applying directly through card agent rather than online/email next time.

..congraz ya...

This post has been edited by Regine87: Apr 12 2012, 09:51 PM