Hi, i've just applied the card. My current pay slightly exceeds the minimum salary requirement. I've got 1 credit card, no car/house/student loan on hand. What do u all think about the chance of approval?

Haha...I shall wait and see

Mind sharing with us your financial profile so that we can gauge OCBC's card approval standards?

Hi guys, my application was rejected. I've been working for 5 months already and do not have any debt/installment/financing. Annual income is slightly above the min requirement. However, i do have a MBB2 credit card and have been using it for close to 2 months.

Can i know how to submit an appeal? I asked CS officer how to appeal and he told me to resubmit application 3 months later..

Oops..sorry that i didn't realize that. I was just glancing through the posts. The CS officer that i dealt with didn't seem supportive of me appealing for the card. I think i'll just wait for another 3 months and apply again. Thanks for the advice!

OCBC is becoming more aggressive in their marketing campaign. Now they're giving rm50 rebate for those who apply at The Curve. That's what i saw on the Sun newspaper.

I wonder why OCBC is going on a campaign to sign up Titanium cards when their approval process is so stringent. Isn't it kind of defeating the purpose of doing it? By the way, my application in Feb was unsuccessful despite meeting all the requirements. Planning to reapply in 2 months time

This post has been edited by ckweng: Apr 11 2012, 09:03 PM

I applied online. I asked the CS agent why my application was rejected but he couldn't give a reason. Then I asked about appealing but he told me to reapply after 3 months instead. I was thinking it might be because I was still new into the workforce when i applied (4 months) despite meeting the income requirement.

That's great Anyways i've contacted an OCBC staff and figured out why my previous application was not successful. I shall try applying directly through card agent rather than online/email next time.

Did you apply online? Apply through agents at roadshows! it should be much easier. There have been similar cases like yours, rejected when applied online and got approved when applied through agent.

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Added on April 13, 2012, 10:48 pmRonnie, does that help to build up profile? Owning a "higher level card" first before applying for Titanium? If that's the case, how about owning an HSBC Amanah Platinum first (me )?

This post has been edited by ckweng: Apr 13 2012, 10:48 PM

Ask then_then for details of OCBC Titanium booth..

Has anybody successfully applied for the Titanium even with 2 other cards on hand? While waiting to reapply for Titanium, i happily signed up another card for one-off rebates. Now i've got 2 cards on hand...