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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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TSronnie
post Apr 13 2012, 07:10 PM

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QUOTE(Steven83 @ Apr 13 2012, 02:24 PM)
Just got rejected when I apply for the credit card. All my condition are fullfill:
1. Salary = RM4k per months(clean networth is 3.3k per month after deduce for company shares, epf and tax)
2. No debt.
3. Never owned any credit card.
4. no bad record(own money from bank etc).

Its a total joke for me sad.gif
*
I suggest to apply SCB Credit Card ( with free cash) first. Once approved, apply for the OCBC Titanium Mastercard....
ckweng
post Apr 13 2012, 10:44 PM

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QUOTE(Steven83 @ Apr 13 2012, 02:24 PM)
Just got rejected when I apply for the credit card. All my condition are fullfill:
1. Salary = RM4k per months(clean networth is 3.3k per month after deduce for company shares, epf and tax)
2. No debt.
3. Never owned any credit card.
4. no bad record(own money from bank etc).

Its a total joke for me sad.gif
*
Did you apply online? Apply through agents at roadshows! it should be much easier. There have been similar cases like yours, rejected when applied online and got approved when applied through agent.


Added on April 13, 2012, 10:48 pm
QUOTE(ronnie @ Apr 13 2012, 07:10 PM)
I suggest to apply SCB Credit Card ( with free cash) first. Once approved, apply for the OCBC Titanium Mastercard....
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Ronnie, does that help to build up profile? Owning a "higher level card" first before applying for Titanium? If that's the case, how about owning an HSBC Amanah Platinum first (me biggrin.gif )?

This post has been edited by ckweng: Apr 13 2012, 10:48 PM
Human Nature
post Apr 13 2012, 11:00 PM

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QUOTE(ckweng @ Apr 13 2012, 10:44 PM)
Ronnie, does that help to build up profile? Owning a "higher level card" first before applying for Titanium? If that's the case, how about owning an HSBC Amanah Platinum first (meĀ  biggrin.gif )?
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Nothing to do with higher level card la. What Ronnie meant was, you could build up your credit record by getting another card first. In this case, SCB was suggested because they are having promo for new card holders, so you can get some cashback to negate the RM50 GST. However, bear in mind that there is no guarantee your application for OCBC Ti will be approved even after having a first card.

This post has been edited by Human Nature: Apr 13 2012, 11:05 PM
jacob888
post Apr 14 2012, 09:02 AM

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QUOTE(ckweng @ Apr 13 2012, 10:44 PM)
Did you apply online? Apply through agents at roadshows! it should be much easier. There have been similar cases like yours, rejected when applied online and got approved when applied through agent.


Added on April 13, 2012, 10:48 pm

Ronnie, does that help to build up profile? Owning a "higher level card" first before applying for Titanium? If that's the case, how about owning an HSBC Amanah Platinum first (me  biggrin.gif )?
*
Recently where's OCBC road show booth ?
SUSDavid83
post Apr 14 2012, 12:21 PM

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QUOTE(jacob888 @ Apr 14 2012, 09:02 AM)
Recently where's OCBC road show booth ?
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The Curve? PC Fair?
ckweng
post Apr 14 2012, 12:23 PM

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QUOTE(jacob888 @ Apr 14 2012, 09:02 AM)
Recently where's OCBC road show booth ?
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Ask then_then for details of OCBC Titanium booth.. smile.gif
cempedaklife
post Apr 14 2012, 12:52 PM

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The curve got road show
ckweng
post Apr 14 2012, 02:19 PM

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Has anybody successfully applied for the Titanium even with 2 other cards on hand? While waiting to reapply for Titanium, i happily signed up another card for one-off rebates. Now i've got 2 cards on hand... tongue.gif
shawnk
post Apr 14 2012, 04:02 PM

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QUOTE(cempedaklife @ Apr 14 2012, 12:52 PM)
The curve got road show
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PC Fair at KLCC also got booth at Hall 5.

MOD Notes : No promotion of card agents in the cc sections.

This post has been edited by hye: Apr 14 2012, 05:04 PM
NewGUY
post Apr 14 2012, 08:01 PM

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5% as rebate as below

- Econmart Taman Sentosa, Klang

- Pizza Hut BP Mall Jalan Kluang, Batu Pahat

- P1 4G Autobilling

- Celcom Bukit Raja, Klang

This post has been edited by NewGUY: Apr 14 2012, 08:02 PM
kongps82
post Apr 15 2012, 01:52 PM

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Still available the road show in curve now? I believe the one in TGI Fridays.
ronaldjoe
post Apr 15 2012, 03:51 PM

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I was told they are at PWC fair this week.
LeonTan
post Apr 16 2012, 01:24 AM

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I applied this card at pc fair. Hopes approved sad.gif
xtjs
post Apr 16 2012, 07:48 AM

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1. why is TM payments still not possible thru the ocbc portal? anyone checked with the CS?

2. i tried registering tmonline.com.my but keep failing despite keying in the accurate infor. It states cannot find account.

I can pay all the bills except the streamyx bill.


roy918
post Apr 16 2012, 08:00 AM

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QUOTE(xtjs @ Apr 16 2012, 07:48 AM)
1. why is TM payments still not possible thru the ocbc portal? anyone checked with the CS?

2. i tried registering tmonline.com.my but keep failing despite keying in the accurate infor. It states cannot find account.

I can pay all the bills except the streamyx bill.
*
1. TM bill payment is not possible using OCBC internet banking.
2. Check with TM on the IC number registered in their system. I got my streamyx account registered under wrong IC number.
fruitie
post Apr 16 2012, 12:08 PM

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Latest update for my application by calling the hotline... Yesterday was still "Card is under processing." Today's update is "Card is pending for documents." doh.gif
I don't know what are the documents needed again this time. doh.gif

I kinda give up already. laugh.gif
DM3
post Apr 16 2012, 12:11 PM

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oh got my 20% dining rebate in curve over $82 smile.gif
zenquix
post Apr 16 2012, 02:02 PM

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QUOTE(fruitie @ Apr 16 2012, 12:08 PM)
Latest update for my application by calling the hotline... Yesterday was still "Card is under processing." Today's update is "Card is pending for documents." doh.gif
I don't know what are the documents needed again this time. doh.gif

I kinda give up already. laugh.gif
*
Call in and ask.
unknowmaster
post Apr 16 2012, 03:50 PM

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QUOTE(fruitie @ Apr 16 2012, 12:08 PM)
Latest update for my application by calling the hotline... Yesterday was still "Card is under processing." Today's update is "Card is pending for documents." doh.gif
I don't know what are the documents needed again this time. doh.gif

I kinda give up already. laugh.gif
*
Call in, ask and attach and send to CAP@ocbc.com

Anyway usually they will ask u to fill in the declaration form. At this point u are almost getting accepted wink.gif.
fruitie
post Apr 16 2012, 05:10 PM

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QUOTE(zenquix @ Apr 16 2012, 02:02 PM)
Call in and ask.
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QUOTE(unknowmaster @ Apr 16 2012, 03:50 PM)
Call in, ask and attach and send to CAP@ocbc.com

Anyway usually they will ask u to fill in the declaration form. At this point u are almost getting accepted wink.gif.
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I was a bit busy earlier, will call in a while.

I think I did fill up the declaration form.

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