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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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unknowmaster
post Feb 10 2012, 02:26 PM

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QUOTE(firee818 @ Feb 10 2012, 02:15 PM)
Newbie here,

After faxing over the credit card application form, normally how many day the CS will call back to confirm that they have received the form?

Anyone experience this, please share.
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wait 7 days and call the self-help system to check whether they receive it or not. It should say like; Principal MasterCard Titanium is pending
if it says pending for documents, press 0 to talk to CS and ask what they need and fax/email it over to them.

After that prays and check back with them. Apprarently when they need documents they will send u a letter via snail mail =.=.

Now I just appeal and they need declaration form. =.=, they could have just called and I would email them back in seconds.

This post has been edited by unknowmaster: Feb 10 2012, 02:26 PM
unknowmaster
post Feb 10 2012, 02:59 PM

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Customer Service Executives at 1300 88 5000 or call 6(03) 8317 5000 via your local operator if you are calling from overseas.

tongue.gif copy pasted.
Press 1>1>2>4>IC Number>1>wait and listen

This post has been edited by unknowmaster: Feb 10 2012, 02:59 PM
unknowmaster
post Feb 11 2012, 09:05 AM

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smile.gif woohoo OCBC approved my appeal for my card!!! Yay~ come to papa~~~~
unknowmaster
post Feb 15 2012, 08:55 PM

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ocbc is teasing me...
Friday = CS call me to let me know they received my doc and card is approved
Sat = SMS me stating my card is on the way
Mon = letter requesting for documents (Delayed -.-)
Wed = letter saying my card is on the way
:'( oh pos oh pos...
unknowmaster
post Feb 17 2012, 09:17 PM

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finally got my card~~ tongue.gif wow my cvv is same digit smile.gif and nice number too!!
unknowmaster
post Feb 20 2012, 11:01 PM

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During fair, they ask me for my IC and payslip as well. But after it sent to bank for process the CC department wants more info. xD. The weird thing is, they will mail u the letter asking u for documents instead of calling u up.
QUOTE(zie86 @ Feb 20 2012, 10:52 PM)
How long did it takes? Mine still no response after a week, check via customer line but it answered "No application from this IC number". What the heck...  vmad.gif
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if you applied through fair like me. Contact back the agent. it took mine 1 month before the system have it. >.< my agent is slow..

This post has been edited by unknowmaster: Feb 20 2012, 11:02 PM
unknowmaster
post Feb 23 2012, 09:46 PM

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QUOTE(firee818 @ Feb 22 2012, 11:32 AM)
I received SMS stated that "Welcome to OCBC! Your new credit card and pin are on the way to you."

This is the strictest card I had ever applied for.

Because this card required my latest 3 months salary slip while others are not.(HSBC, CIMB, SCB, Hong Leong, MBF)

BTW, I plan to cancel CIMB, Hong Leong and MBF.
Although HSBC is not good in the rewarding scheme, but I like their pleasant cs.
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Indeed it is the strictest. my UOB and OCBC application submitted with same doc. UOB approved and OCBC rejected. Took me 1 month plus to get OCBC to approve my card. Finally my effort paid off ;D
unknowmaster
post Feb 23 2012, 11:48 PM

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QUOTE(ubuntu @ Feb 23 2012, 11:31 PM)
If you don't have any credit cards previously, it's likely that ocbc will reject your application. After second attempt, they will approved.
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I have MBB2Amex before my UOB. Trying to get UOB/OCBC to maximize cash back.
unknowmaster
post Feb 25 2012, 11:10 PM

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QUOTE(firee818 @ Feb 24 2012, 08:59 AM)
U are clever master.
U have obtained most of the good cards.(MBB2Amex, OCBC, UOB).

I m in the process of applying MBB2Amex. Btw, MBB does not require my 3 months salary slip, just using an existing credit card (over one year) as supporting.
Don't know later on whether they will request my 3 months salary slip as someone mentioned that it is the rule of Bank Negara in Year 2012 as a prove of salary over RM3000.
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I just gave them my 2 month salary slip(my first card) and they reject and i appeal(CS appeal on behalf of me) 2 times more and got it approved in 2 months >.< long procedures. hardest card for me is OCBC.
OCBC u need to write a nice letter for them to read. I don't even know if they read it or not lol!
unknowmaster
post Feb 29 2012, 08:46 AM

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QUOTE(ckweng @ Feb 27 2012, 01:54 AM)
Oops..sorry that i didn't realize that. I was just glancing through the posts. The CS officer that i dealt with didn't seem supportive of me appealing for the card. I think i'll just wait for another 3 months and apply again. Thanks for the advice!  rclxms.gif
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U don't need the wait 3 months. I talked to the CS about appealing and she said they cannot help me to appeal. Unlike MBB, CS can appeal on behalf of the cardholder.
So what you need to do is to write A PAGE letter which I did, stating your current condition. Who is your primary bank, your number of credit cards, how do you pay them ( in full or half or w/e), do you have any loans, who you stay with, why do you wan to have their cards (crap this out), willing to cancel other card if they approve( something like that), do you have any loans with any other banks.

And submit it together with all the documents required for card application. Please also provide the 2 months MMB cc statement as supporting of what you written on your letter.

And pray for the best. OCBC has the strictest approval =.=.

unknowmaster
post Feb 29 2012, 04:01 PM

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QUOTE(firee818 @ Feb 29 2012, 01:39 PM)
OCBC is facing intense competition from MBB2Kard. If it reduce its rebates, it will become laughing stock.
And now, it is a must card to all Malaysian as it gives 5% rebate to the utilities usage.
But, it ultimates goal is to earn and so it is probable that the rebate may reduce.

One of the way is to stop issue this card and the existing holders still enjoy the benefit  as per  Standard Chartered Bank Titanium card (5% rebate) as I read it in other thread. (correct me if I m wrong).

So, please apply this card as soon as possible. wink.gif
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That is what bank mostlikely do. Stop accepting new applicants for old cards. biggrin.gif pushing something new thats seems good. Perhap with hello kitty card or customizable ones? Lol...
unknowmaster
post Mar 8 2012, 12:56 AM

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received sms from OCBC. if I spend 10k a year I get auto GST waiver .. xD
unknowmaster
post Mar 8 2012, 09:07 AM

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guess U should get auto waiver when your card's birthday is up?
its here
http://ocbccards.com.my/annualFee.aspx
unknowmaster
post Mar 13 2012, 08:59 AM

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Finally got my first month statement.
Sad to find that Cathay Cineplex City Square JB gets 1% instead of 5%

Happy to find out that

Food Republique, JB 5%
My Liberica Coffee, JB 5%
Digi Online Store for topup 5%
unknowmaster
post Mar 13 2012, 09:27 AM

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QUOTE(DM3 @ Mar 13 2012, 09:18 AM)
hello, u'll never get 5% at any cinemas, its not under the 5% categories as from OCBC.
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oO? Thanks for that info. Sorry. I though cinema would get 5%... >.< my fault.
unknowmaster
post Mar 15 2012, 02:23 PM

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Anyone receive sms for usage interuptions on 17 March 3am to 18 March 3am ?
unknowmaster
post Mar 15 2012, 03:18 PM

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QUOTE(ronnie @ Mar 15 2012, 02:31 PM)
Yep... if you swipe our OCBC during this period, transactions may be "do not honor" or "no approval" or "approved but never get posted"
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Now now, thats the reason to try to swipe more tongue.gif...
unknowmaster
post Mar 26 2012, 08:18 AM

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QUOTE(iVW @ Mar 26 2012, 08:11 AM)
my application has been declined. I guess the declination is because of am i having no saving account from OCBC Bank? The staff is helping me to appeal again. Any chances more for me to appeal successfully? ..
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I though OCBC need to appeal yourself...
Anyway if you meet the requirement I see no reasons why they would reject u. However if you earn less then 3k and binded to the BSN rulling they will reject u. If more, no problem. The same thing happen to me smile.gif
unknowmaster
post Mar 30 2012, 01:10 PM

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QUOTE(Human Nature @ Mar 30 2012, 11:49 AM)
Generally, Titanium is positioned between Gold and Platinum.
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But now platinum is norm d =.= They got higher class like Premier by invitation only?
unknowmaster
post Apr 10 2012, 09:08 AM

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QUOTE(iVW @ Apr 10 2012, 08:48 AM)
Just got my card yesterday but I've got no idea on how to sign up for Internet banking like the bronchure teaches. PIN number as in?
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Pin number is sent to you in another mail tongue.gif so wait for it

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