Maybe ask your agent what documents still required.

I am in the same situation as yours. I have submitted all the required documents as requested by my agent but checked on Monday, it was pending for additional documents thus I spoke to the Customer Service personnel to find out what additional documents are required, guess sometimes they might need extra documents to verify.

Submitted documents at Monday night via email to cap@ocbc.com (as advised by CS) and now status is approved.

I wonder why OCBC is going on a campaign to sign up Titanium cards when their approval process is so stringent. Isn't it kind of defeating the purpose of doing it? By the way, my application in Feb was unsuccessful despite meeting all the requirements. Planning to reapply in 2 months time

This post has been edited by ckweng: Apr 11 2012, 09:03 PM

OCBC kia su.

Maybe no money to pay their agents commission LOL!

But i already submitted all the documents as required to the agent.

Do you mind to share which document that you sent at Monday night to cap@ocbc.com?

I suggest u call back your agent to ask the purpose of rejection. U apply via agent or online?

I applied online. I asked the CS agent why my application was rejected but he couldn't give a reason. Then I asked about appealing but he told me to reapply after 3 months instead. I was thinking it might be because I was still new into the workforce when i applied (4 months) despite meeting the income requirement.

The additional documents required for me are Utility bill and bank account statement, yours might be different as mine.

This post has been edited by 64bit: Apr 12 2012, 12:39 AM

I hate when they asked for utility bill. I usually put my hometown address as the mailing address instead of my current renting house.

Ohh...tht is 1good way , thanks for the tips...Btw, I never thought there is zero rebate, because what I understand is if it is not under the 5% rebate category then all will go under 1% rebate...no?

After RM50 gross rebate means 0 rebate.

Is this your first credit card? usually there is only a few reasons for not successful:
1) Your yearly wages is below the limit (which in your case i think u should be ok)
2) first time credit card application
3) have a bad payment record or too much debt on other cards
4) etc

I think I fall into category no. 4 which the reasons are unknown.

Mine should be category 2.
Never had a CC before applying this.

Tell you my experience. I applied online... someone entertain me via email. Submit everything but no news after 1 month. Go to Curve, saw the OCBC booth, a beautiful lady helped me to fill up all the form, and guess what, approved and I actually received my card in the fifth next working day. If you want I can PM you the tel number.

a note for all spenders in the curve for the 20% dining.

the rebate will only be awarded in the next statement, not on the same statement with the dining spending bill. I just called CS to confirm on this and that's what he told me.

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Added on April 12, 2012, 10:09 ami'm 1 and 2 when i was applying for that card last year. the reason i can say for the current situation is that their business getting better as many ppl realise the benefit of this card and hence they are lowering the approve rate or having stricter filtering.

This post has been edited by farscope: Apr 12 2012, 10:09 AM

Hi, can you pm me the tel number & email please? thanks!

this card got promotion for balance transfer ??

for those who spent on dining@curve and got the 20%..

i just wanna ask, in ur online statement, the amount stated is still the full amount? they'll state the 20% only during the closing day?