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 American Express® Cards v3, Treatpoints & Membership Rewards™

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FirezZ
post Feb 2 2011, 09:59 AM

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QUOTE(winner @ Feb 1 2011, 07:54 PM)
No matter what, the new Maybankard 2 Amex is one of the best card in market now, regardless of whether it is Gold or Platinum. Just go for it!
*
ok .. since there is advise on that.. i think i will go for it smile.gif
how about the government cash ? my current cc (MBB) till sept le +_+
aiks....

5% of cash back or 15 % of cash back ?

huh.. grocery is not included in the 5x tp ?
cash back ?

thanks

alexwsk
post Feb 2 2011, 10:07 AM

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QUOTE(FirezZ @ Feb 2 2011, 09:59 AM)
ok .. since there is advise on that.. i think i will go for it smile.gif
how about the government cash ? my current cc (MBB) till sept le +_+
aiks....

5% of cash back or 15 % of cash back ?

huh.. grocery is not included in the 5x tp ?
cash back  ?

thanks
*
15% cash back is for another AMEX campaign
FirezZ
post Feb 2 2011, 10:10 AM

Naise kukUpi
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From: ~ /firezz/ island ~


oh the silver / green amex card ? hmm
chemistry
post Feb 2 2011, 10:24 AM

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QUOTE(FirezZ @ Feb 2 2011, 09:59 AM)
ok .. since there is advise on that.. i think i will go for it smile.gif
how about the government cash ? my current cc (MBB) till sept le +_+
aiks....

5% of cash back or 15 % of cash back ?

huh.. grocery is not included in the 5x tp ?
cash back  ?

thanks
*
5X TP everyday.
Weekend got additional 5% Cashback, subject to maximum RM50.
FirezZ
post Feb 2 2011, 10:28 AM

Naise kukUpi
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max rm 50 .. hmmm so weekend rm 2.5 additional ...1 month rm 10 ... 1 year rm 120 ...
TSzenquix
post Feb 2 2011, 10:43 AM

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QUOTE(FirezZ @ Feb 2 2011, 10:28 AM)
max rm 50 .. hmmm so weekend rm 2.5 additional ...1 month rm 10 ... 1 year rm 120 ...
*
huh? one year max is RM600....
ben83
post Feb 2 2011, 10:48 AM

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Can anyone confirm the Maybankard 2 is entitled for the 15% cashback promo? This is beside the innate 5% & 5x points
TSzenquix
post Feb 2 2011, 11:11 AM

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QUOTE(ben83 @ Feb 2 2011, 10:48 AM)
Can anyone confirm the Maybankard 2 is entitled for the 15% cashback promo? This is beside the innate 5% & 5x points
*
The answer was posted on maybankard's facebook and several pages back.
FirezZ
post Feb 2 2011, 11:13 AM

Naise kukUpi
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QUOTE(chemistry @ Feb 2 2011, 10:24 AM)
5X TP everyday.
Weekend got additional 5% Cashback, subject to maximum RM50.
*
aiks.. i am getting lost +_+
TSzenquix
post Feb 2 2011, 11:16 AM

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QUOTE(FirezZ @ Feb 2 2011, 11:13 AM)
aiks.. i am getting lost +_+
*
Maximum cash rebate of RM50 (at 5% = spending of RM1000) per month.
Not hard right?
FirezZ
post Feb 2 2011, 11:20 AM

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got it .. thanks.. misunderstood earlier biggrin.gif
so it is rm 50 (the cash back)... i thought rm 50 is the max spending with 5% as cash back from the spending amount x..x

thanks again
winner
post Feb 2 2011, 03:24 PM

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QUOTE(FirezZ @ Feb 2 2011, 11:20 AM)
got it .. thanks.. misunderstood earlier biggrin.gif
so it is rm 50 (the cash back)... i thought rm 50 is the max spending with 5% as cash back from the spending amount x..x
*
Even if your spending during weekends has already hit the maximum RM50 cash back per month, you still can enjoy 5x TPs for every RM1 spent everyday (including weekends). These 5x TPs for everyday and additional 5% cash back for weekends make this card very sexy!
Shinichi
post Feb 2 2011, 04:15 PM

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QUOTE(winner @ Feb 1 2011, 07:59 PM)
You have to do your calculation. If the 5% cash back during weekends and 5x TPs can give more than what you pay for the RM50 service tax, then you should apply for Maybankard 2 Amex IMMEDIATELY.
*
Thanks winner.
By the way, M2Amex foreign rate is at 1.5% right? Do you all think it is worth to use M2Amex for overseas usage on weekend for the 5% rebate? After deducted 1.5% foreign rate, I think we still get 3.5% rebate. Correct me if I'm wrong...
winner
post Feb 2 2011, 04:29 PM

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QUOTE(Shinichi @ Feb 2 2011, 04:15 PM)
Thanks winner.
By the way, M2Amex foreign rate is at 1.5% right? Do you all think it is worth to use M2Amex for overseas usage on weekend for the 5% rebate? After deducted 1.5% foreign rate, I think we still get 3.5% rebate. Correct me if I'm wrong...
*
It's 2.5%, as stated in its T&Cs. If you spend in overseas during weekends, you will get 5x TPs + 5% cash back - 2.5% admin fee for foreign currency conversion. After all, it is still a good deal. However, you must know the time zone difference between Malaysia and the foreign country if you spend during weekends.

This post has been edited by winner: Feb 2 2011, 04:30 PM
Shinichi
post Feb 2 2011, 04:33 PM

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QUOTE(winner @ Feb 2 2011, 04:29 PM)
It's 2.5%, as stated in its T&Cs. If you spend in overseas during weekends, you will get 5x TPs + 5% cash back - 2.5% admin fee for foreign currency conversion. After all, it is still a good deal. However, you must know the time zone difference between Malaysia and the foreign country if you spend during weekends.
*
Thanks Winner... I thought Amex card with Maybank logo is at 1.5% foreign rate. Seems I was wrong.
Thanks for the update. I'll be going to SG soon so I'll rely on OCBC Titanium, and still considering should I get M2Amex to replace my current Amex Gold CC... still waiting for my 15% cash rebate... otherwise I would have already canceled it... tongue.gif
winner
post Feb 2 2011, 04:40 PM

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QUOTE(Shinichi @ Feb 2 2011, 04:33 PM)
Thanks for the update. I'll be going to SG soon so I'll rely on OCBC Titanium, and still considering should I get M2Amex to replace my current Amex Gold CC... still waiting for my 15% cash rebate... otherwise I would have already canceled it... tongue.gif
*
You still can apply for Maybankard 2 Amex now and terminate your Amex Gold cc after you have received your Maybankard 2 Amex and 15% cash back in full. I'll do this definitely. I couldn't find any reasons why we should keep our Amex Gold cc after receiving the 15% cash back, for those who have obtained Maybankard 2 Amex.
ronnie
post Feb 2 2011, 04:44 PM

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QUOTE(Shinichi @ Feb 2 2011, 04:33 PM)
Thanks Winner... I thought Amex card with Maybank logo is at 1.5% foreign rate. Seems I was wrong.
Thanks for the update. I'll be going to SG soon so I'll rely on OCBC Titanium, and still considering should I get M2Amex to replace my current Amex Gold CC... still waiting for my 15% cash rebate... otherwise I would have already canceled it... tongue.gif
*
Definitely go cancel AMEX Gold Credit Card once you receive all your 15% Cash-Back rebate. Last Payout month would be April 2011 (for Feb's spending).

Once you have the Maybankard2 combo, use the Maybankard2 Visa for lower forex admin fees (0.5%)
WaCKy-Angel
post Feb 2 2011, 04:48 PM

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I got a question..

This Maybankard 2 Amex must comes with a Visa card?

Currently i have a seperate Petronas and Amex gold...
If i have to get the Visa too that means i cant get 5x points when pumping Petronas petrol anymore...
winner
post Feb 2 2011, 04:49 PM

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QUOTE(ronnie @ Feb 2 2011, 04:44 PM)
Once you have the Maybankard2 combo, use the Maybankard2 Visa for lower forex admin fees (0.5%)
*
Using Maybankard 2 Amex in overseas will save more, if you are not a big spender. It is because of the 5x TPs for everyday and additional 5% cash back for weekends.
Shinichi
post Feb 2 2011, 04:57 PM

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QUOTE(winner @ Feb 2 2011, 04:40 PM)
You still can apply for Maybankard 2 Amex now and terminate your Amex Gold cc after you have received your Maybankard 2 Amex and 15% cash back in full. I'll do this definitely. I couldn't find any reasons why we should keep our Amex Gold cc after receiving the 15% cash back, for those who have obtained Maybankard 2 Amex.
*
QUOTE(ronnie @ Feb 2 2011, 04:44 PM)
Definitely go cancel AMEX Gold Credit Card once you receive all your 15% Cash-Back rebate. Last Payout month would be April 2011 (for Feb's spending).

Once you have the Maybankard2 combo, use the Maybankard2 Visa for lower forex admin fees (0.5%)
*
QUOTE(winner @ Feb 2 2011, 04:49 PM)
Using Maybankard 2 Amex in overseas will save more, if you are not a big spender. It is because of the 5x TPs for everyday and additional 5% cash back for weekends.
*
Thanks Winner & Ronnie.
I'm going to work in SG. So I think will use M2Amex and OCBC Titanium combo for my spending there... since I couldn't find any SG based CC/DC that gives good rebates and within my "affordability".

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