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 Credit Card v14, Please read the 1st post before posting

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ronnie
post Feb 24 2011, 01:20 PM

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Managed to get my SCB Business Visa Platinum approved rclxms.gif
Requested on : 21 Feb 2010
Approved on : 23 Feb 2010

I submitted a letter to ask for upgrade from SCB Visa Platinum but they gave additional card. Need to call up to cancel the old card once I receive the new Business Visa Platinum.

As usual, charged RM50 for GST cry.gif BUT the CS says I'm entitled to the RM188 cash back upon first swipe. drool.gif

This post has been edited by ronnie: Feb 24 2011, 01:42 PM
chemistry
post Feb 24 2011, 01:31 PM

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QUOTE(ronnie @ Feb 24 2011, 01:20 PM)
Managed to get my SCB Business Visa Platinum approved  rclxms.gif
Submitted a letter to ask for upgrade from SCB Visa Platinum but they gave additional card. Need to call up to cancel the old card once I receive the new Business Visa Platinum.

As usual, charged RM50 for GST  cry.gif  BUT the CS says I'm entitled to the RM188 cash back upon first swipe.  drool.gif
*
wow, even existing cardmember also entitled?? So generous of SCB!!
Congrats to you too! SCB Biz Plat is one of a few Plat cards that offer unlimited access to KLIA Plaza Premium Lounge wink.gif HLB/PBB/CIMB/MBB2 Plat cards don't have this convenience pun..
Felice821
post Feb 24 2011, 01:34 PM

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QUOTE(soitsuagain @ Feb 24 2011, 12:26 PM)
as long as your salary is credited to your maybank account, you can go to any maybank branch and apply. it is automatically pre-approved.
*
My salary credited to my maybank account. I did asked Maybank, they said unable to have pre-approved even though my salary credited to the bank. Pre-approved is only for selected customer it said.
ronnie
post Feb 24 2011, 01:41 PM

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QUOTE(chemistry @ Feb 24 2011, 01:31 PM)
wow, even existing cardmember also entitled?? So generous of SCB!!
Congrats to you too! SCB Biz Plat is one of a few Plat cards that offer unlimited access to KLIA Plaza Premium Lounge wink.gif HLB/PBB/CIMB/MBB2 Plat cards don't have this convenience pun..
*
Actually I take the CS word with a pinch of salt only.... If get RM188, then nicer, else I'm ok to pay RM50 as I can easily earn back the RM50 within a year.
I'm more concern to call for Annual Fee waiver ;-)

This post has been edited by ronnie: Feb 24 2011, 01:42 PM
SUSMNet
post Feb 24 2011, 01:44 PM

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Put FD 30k can get SCB Business Visa Platinum?



QUOTE(ronnie @ Feb 24 2011, 01:20 PM)
Managed to get my SCB Business Visa Platinum approved  rclxms.gif
Requested on : 21 Feb 2010
Approved on : 23 Feb 2010

I submitted a letter to ask for upgrade from SCB Visa Platinum but they gave additional card. Need to call up to cancel the old card once I receive the new Business Visa Platinum.

As usual, charged RM50 for GST  cry.gif  BUT the CS says I'm entitled to the RM188 cash back upon first swipe.  drool.gif
*
hye
post Feb 24 2011, 01:57 PM

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QUOTE(fenrir0402 @ Feb 24 2011, 12:49 PM)
um, anyone can tell me why credit card must impose financial charges?
*
My goodness ... got this kind of question & mentality also. (Why don't you work for free? You need income right?)
Its the bank source of income and that's how they pay their staff.
chemistry
post Feb 24 2011, 01:59 PM

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QUOTE(ronnie @ Feb 24 2011, 01:41 PM)
Actually I take the CS word with a pinch of salt only.... If get RM188, then nicer, else I'm ok to pay RM50 as I can easily earn back the RM50 within a year.
I'm more concern to call for Annual Fee waiver ;-)
*
Me too.
SCB don't have black&white AF waiver condition. I'm worried too. When one day SCB refuses to waive, that will be cancellation day LOL. However IMHO it depends whether he/she thinks that AF justifies the number of visits to Plaza Premium Lounge..
milentechie
post Feb 24 2011, 02:03 PM

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QUOTE(ronnie @ Feb 24 2011, 01:20 PM)
Managed to get my SCB Business Visa Platinum approved  rclxms.gif
Requested on : 21 Feb 2010
Approved on : 23 Feb 2010

I submitted a letter to ask for upgrade from SCB Visa Platinum but they gave additional card. Need to call up to cancel the old card once I receive the new Business Visa Platinum.

As usual, charged RM50 for GST  cry.gif  BUT the CS says I'm entitled to the RM188 cash back upon first swipe.  drool.gif
*
Is this SCB Business Visa Platinum open to businessman only? Does the reward point come with expiry date?
I don't think you are entitled for the RM188 cash back. This is only applicable to non-existing SCB customers. Better you confirm again.
ronnie
post Feb 24 2011, 02:03 PM

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QUOTE(chemistry @ Feb 24 2011, 01:59 PM)
Me too.
SCB don't have black&white AF waiver condition. I'm worried too. When one day SCB refuses to waive, that will be cancellation day LOL. However IMHO it depends whether he/she thinks that AF justifies the number of visits to Plaza Premium Lounge..
*
As mention before, AF should be waiveable cool2.gif
Either way, SCB CC has free annual fee for 2 years, right ?
ronnie
post Feb 24 2011, 02:06 PM

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QUOTE(milentechie @ Feb 24 2011, 02:03 PM)
Is this SCB Business Visa Platinum open to businessman only? Does the reward point come with expiry date?
I don't think you are entitled for the RM188 cash back. This is only applicable to non-existing SCB customers. Better you confirm again.
*
Anybody can apply for Business Visa Platinum... not necessary business man..i'm just an employee.
SCB ChoicePoints is valid for 3 years (edited) and I like that it can be converted to cash [RM25 = 5000 ChoicePoints]

I don't expect to get the RM188 Cash-back.... definitely update this thread if I do get the RM188 free money again brows.gif brows.gif

This post has been edited by ronnie: Feb 24 2011, 02:33 PM
milentechie
post Feb 24 2011, 02:11 PM

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QUOTE(ronnie @ Feb 24 2011, 02:06 PM)
Anybody can apply for Business Visa Platinum... not necessary business man..i'm just an employee.
SCB ChoicePoints have no expiry dates and like that it can be converted to cash. RM25 = 5000 ChoicePoints

I don't expect to get the RM188 Cash-back.... definitely update this thread if I do get the RM188 free money again  brows.gif  brows.gif
*
Are you sure no expiry date? My SCB Platinum statement shows the points have 3 years validity.
Hmm.. maybe I want to try to upgrade too but they just charged GST into my Platinum.
chemistry
post Feb 24 2011, 02:16 PM

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QUOTE(ronnie @ Feb 24 2011, 02:06 PM)
Anybody can apply for Business Visa Platinum... not necessary business man..i'm just an employee.
SCB ChoicePoints have no expiry dates and like that it can be converted to cash. RM25 = 5000 ChoicePoints

I don't expect to get the RM188 Cash-back.... definitely update this thread if I do get the RM188 free money again  brows.gif  brows.gif
*
milentechnie is right.
ChoicePts is valid for 3 years.
The evergreen one is Priority Banking Visa Infinite..
angleteh
post Feb 24 2011, 02:16 PM

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Hi guys..
i wanna ask is there any bank which allows age 19 to apply fro credit card instead of 21.. so far i've known is only alliance bank..
is there any other bank too ?
thx =)
winner
post Feb 24 2011, 02:22 PM

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QUOTE(chemistry @ Feb 24 2011, 01:59 PM)
Me too.
SCB don't have black&white AF waiver condition. I'm worried too. When one day SCB refuses to waive, that will be cancellation day LOL. However IMHO it depends whether he/she thinks that AF justifies the number of visits to Plaza Premium Lounge..
*
AF for all SCB CCs (except old SCB VI which was open to non-PB customers) can easily be waived upon request.


QUOTE(angleteh @ Feb 24 2011, 02:16 PM)
Hi guys..
i wanna ask is there any bank which allows age 19 to apply fro credit card instead of 21.. so far i've known is only alliance bank..
is there any other bank too ?
thx =)
*
Minimum legal age to apply for a cc in Malaysia is 21 years old.
hye
post Feb 24 2011, 02:23 PM

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QUOTE(angleteh @ Feb 24 2011, 02:16 PM)
Hi guys..
i wanna ask is there any bank which allows age 19 to apply fro credit card instead of 21.. so far i've known is only alliance bank..
is there any other bank too ?
thx =)
*
No .... the age requirement for principle card holder is set by BNM. You can go to any bank and the answer is the same.
zenquix
post Feb 24 2011, 02:33 PM

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QUOTE(angleteh @ Feb 24 2011, 02:16 PM)
Hi guys..
i wanna ask is there any bank which allows age 19 to apply fro credit card instead of 21.. so far i've known is only alliance bank..
is there any other bank too ?
thx =)
*
Alliance Bank shouldn't as it is against BNM rules. Think only supplementary card holder can be above 18.

Debit card can be below 21.
ronnie
post Feb 24 2011, 02:34 PM

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QUOTE(winner @ Feb 24 2011, 02:22 PM)
AF for all SCB CCs (except old SCB VI which was open to non-PB customers) can easily be waived upon request.
*
Good to know rclxms.gif icon_idea.gif
angleteh
post Feb 24 2011, 02:35 PM

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Thx =D
fiseel
post Feb 24 2011, 02:57 PM

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I wanted to get a supplementary card for my mom (Citibank) am wondering if there's any agent there that can help?

Or is there any bank that is running promotion for the application supplementary card?
kei18kun
post Feb 24 2011, 03:35 PM

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just fill in the form and send it if ur the principal

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