How about Citibank ? Annual Fees can easily waived upon request ?

to answer your question - I guess it depends on what type of cards and how much you spend with your Citibank card.

From my experience, the last two year they did waive the annual fees of my Clear Card but I have cancelled it.

There are so many cards with free annual fees with and without conditions.

Click here and go check out the table showing some cards giving free annual fees.

***Edited, removed the table from here as too big.

This post has been edited by Gen-X: Feb 25 2011, 12:10 AM

quick question.. is it possible to get the bank to waive off the GST as well? for eg. u really spend quite an amount on the card..

a friend of mine claimed its possible... its a citibank plat cash back.

Thanks for ur info..bro Gen-X..Initially i m thinking to apply Maybankard 2 Gold Card..but the require income is 30k for gold card..i only got 28k p/a..can i try to apply ?

u can try to apply.... no harm and high chance they will approve it

yes, no harm trying, it is free to apply for any cards

if you have read previous posts, many that qualify for OCBC Titanium got rejected but Chemistry got his approved and his annual income less than requirement.

Difficult but not impossible.... depends how much the bank value you as a customer ....
From this thread, we heard of
1. MBB gives away 10,000 TreatPoints
2. SCB gives away 11,000 ChoicePoints

time to move to a new thread?

ok..that good...but will it be not a good sign in our ccris report ? if say i hv try n reject by few banks.

I am not asking you to go apply for many cards lah Apply for the card that you think will benefit you most. Some banks might reject you and some may not.

Ya..i know..at this moment, Maybankard 2 and Citibank Clear Card are in my list..

So fast reach 2500+ posts... anybody making the new topic v15 ?

Whoa hi ronnie been a while since i saw u =D.

Have a quetion guys. Im currently using AMEX gold + Sony Gold Card, both from Maybank.

Now i'd jus want to swap this two for the new Maybankard 2. What would be the easiest way to go about? Just fax them with all the documents, wait to receive the card, THEN cancel the current card? Or must i cancel first only im allowed to apply?

thanks all! ^^

Guys, i would like to know about easy payment. Let say i just made a purchase of RM 10K, and i would like to pay back my CC debts monthly installment. Currently holding CIMB Gold card, I saw CIMB website offer Smart i-Pay Plan. Should I make the call to convert my payment on the spot after swipe my card or wait for a few day then call to them? Do i have to give any information to convert the purchase receipt?

For me, I just fax the application form without supporting docs as I have the SonyCard.

the conversion can be done once the transaction has been posted (1-3 days usually).
Call the CS to convert to Smart i-Pay Plan

better apply and get approved 1st before cancel current cards.

need to wait about 3 days. the easiest way is if u have cimbclicks then check recent transaction, if posted already then can convert.

convert can be done via sms ~

Even faster for me

Anyway, time for a new thread guys

This post has been edited by MilesAndMore: Feb 25 2011, 01:17 AM

Which mean i need to wait them posting my transaction in internet banking then call them to convert my purchase to Smart i-Pay Plan. Do i have to give any information about my purchase like appoval code or etc...!!

News for you guys, SCB just extended their Plat RM188 / Gold RM88 cash back promotion until end of next month.

Anyone interested in applying one can PM me your details.

Thanks ya!