Questions...

1) Can I use the TP earned from Amex to redeem the GST for Visa? It is faster to earn 10K TP from Amex which gives 5X TP.

2) Let's say I hold Maybank 2 - Gold and Platinum i.e. 4 cards. Can I earn to the max of RM100/month (2 Amex X RM50 rebates)? If it is possible, that will be wonderful to complement OCBC Titanium rebates. In a month, you can get the max of RM150 rebates in total if you fully utilized them.

It's possible to hold both but in a different way. This is the trick...
Get your wife/gf/mother (if their income qualified) to hold one and you hold the other one. Instead of getting a supplementary for them, get them to apply one. Then, start charging to both cards.

Of course, at the end of the month, you have to pay for their card bills.

What are the available billing cycle for OCBC Titanium beside 12th of every month?

It's real fast OCBC billed me the GST before I could warm up to the card.

It's Citi Platinum Cashback. OCBC Titanium is better.

OCBC Titanium 5% rebate is subjected to merchant codes. In other words, not all transactions are qualified for 5% rebate. Read the FAQ and T&C on their website.

It's capped to RM50 per month.

To get RM100 rebate, charge 1K to Maybankcard 2 Amex and another 1K to OCBC Titanium on the weekend when you buy HDTV in Tesco. But, I am not sure if Tesco will allow you to charge it on separate cards.

This post has been edited by milentechie: Feb 17 2011, 06:49 PM

I also have the same statement date as you. I activated my card last Saturday. Yesterday, I was surprised to receive a letter from OCBC asking me to confirm if I have charged my first transaction on the card. Good security.

I called CS and requested to change the date. But, CS asked me to settle this month balance first i.e. RM50 (GST) and then called them back to request.

This post has been edited by milentechie: Feb 18 2011, 08:34 AM

Then, what for having the 3D Secure code if merchant is not trusting credit cards issued in M'sia?

Any idea about ASTRO and TENAGA?

Any difference if you sign up the autopay with OCBC as compared to with the service provider directly?
Which party to notify if we want to cancel the autopay facility?

Based on your personal experience, does any bank waive the annual fee if you didn't swipe a single transaction or maybe swiped less than 5 transactions with the cr card?

Petronas
1 litre = 1 Mesra point
Points will expire after 3 years. However, your points will be void if there has been no activity made within 6 months (transaction, and or redemption).
AMEX is not accepted
No treatpoints unless co-brand card


Esso/Mobil
RM1 = 1 Smiles point
No expiry dates if you make at least one qualifying purchase at any participating Esso or Mobil service station within 12 months with the same Smiles Card.
5% cash back with AMEX on weekend
5X treatpoints

FYI, all petrol came from the same source in Malaysia. The difference is the additives that the petrol company added. Car fuel consumption is subjected to many factors.

Tell me which one give better deal?

This post has been edited by milentechie: Feb 21 2011, 10:04 AM

Thanks for pointing out. I am not aware of that because I haven't owned Maybankard 2. But, still AMEX gives better Treatpoints.

Absolutely right.
To earn TP faster, try to charge all your transactions to M2 AMEX. 5x TP.

For those who are not current Citi credit cardholder. Read the T&C.

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I don't own AMEX. Can you clarify? You mean Shell station accept AMEX at the pump or at the cashier counter?
Thks.

So envy of you guys. I have been a MBB credit cardholder for 10 years but got no special treatment.

This post has been edited by milentechie: Feb 24 2011, 09:59 AM

Is this SCB Business Visa Platinum open to businessman only? Does the reward point come with expiry date?
I don't think you are entitled for the RM188 cash back. This is only applicable to non-existing SCB customers. Better you confirm again.

Are you sure no expiry date? My SCB Platinum statement shows the points have 3 years validity.
Hmm.. maybe I want to try to upgrade too but they just charged GST into my Platinum.

If you don't mind, can you list down the difference of benefits between SCB Business Platinum and normal Platinum. I am currently holding the normal Platinum. Contemplating to upgrade to Business if the benefits are better.

Thanks.

Haha.. I think I better rephrase my question properly.
What aspect of the SCB Business Platinum benefits that most attracted you when you signed it up?
Nothing special except for the 0.5% cash back. The benefits are almost the same as normal Platinum.