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 Credit Card v14, Please read the 1st post before posting

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lgs
post Feb 23 2011, 09:28 PM

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QUOTE(Underhill @ Feb 23 2011, 08:27 PM)
Maybank pre-selected me for Maybank 2 Cards + 10000 treat points. I don't know why they keep on sending pre-selected cards for me everytime there's a new card. It's getting annoying. Platinum but the min. income requirement is just RM5k a month, and no access to KLIA lounge. Bleh tongue.gif
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Yea, I have just received that as well this afternoon, it will be coming with 10000 TP as long I spent RM50 within the first month of the card activation, but prior this I have get a gold card from them, so now I will be having both cards, the advantage is I can have RM100 rebate per month from maybank (on the 5%)

This post has been edited by lgs: Feb 23 2011, 09:31 PM
kartz25
post Feb 23 2011, 09:33 PM

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Frustrated with my plan to get the OCBC Titanium c/c. Faxed the application form with a copy of my existing c/c.
3 days later still no call from OCBC. Call the CS, and was told application rejected.
Asked why...She said dunno... shakehead.gif

I ask her is it the documents insufficient, also cannot answer me. She said can try I again in 6 months time.
I said "Sorry - no plan to try. Not interested already".

When I think back, I think I know why it was rejected, because the existing c/c which I faxed the copy only had a CL of 6k which I purposely asked the bank to reduce last time to reduce risk of losing the card.
So this OCBC must have assumed my pay is insufficient, which instead they should have asked me for proof of latest income. So dungu of OCBC...then on the other hand they may be full of applicants already. Anyway for those of you who are applying , dont do the same as me.

Anyway out of frustration..I'm saying goodbye to OCBC!


ben83
post Feb 23 2011, 09:37 PM

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Any kind members received the Maybankard 2 invitation letter on free 10k TP, care to share a scanned copy of the letter? You can edit & hide your name. Thanks
hye
post Feb 23 2011, 09:52 PM

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QUOTE(Gen-X @ Feb 23 2011, 09:01 PM)
did you even bothered to check out the last few pages where someone asked the same question and 3 perosn answered it with 3 different numbers. You can click my link below on MBB Dua for the into you want.
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Kids nowadays think only to ask and get instant answers.
No more searching and working hard for the information. sweat.gif Even when you tell them off they don't feel a thing.

Please avoid entertaining request for all these exclusive individual promotions if such letter exist. Exclusive promotions/offer should remain exclusive and they are made exclusive by the bank for a reason. There have been too many similar request in the past and it always ends up badly e.g the other person may use the material to "demand" similar promo to be given out as well.

I have only one thing to say "Earn It". Don't think it is your right to have it just because you ask.

This post has been edited by hye: Feb 23 2011, 10:03 PM
winner
post Feb 23 2011, 09:59 PM

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QUOTE(kartz25 @ Feb 23 2011, 09:33 PM)
When I think back, I think I know why it was rejected, because the existing c/c which I faxed the copy only had a CL of 6k which I purposely asked the bank to reduce last time to reduce risk of losing the card.
So this OCBC must have assumed my pay is insufficient, which instead they should have asked me for proof of latest income. So dungu of OCBC...then on the other hand they may be full of applicants already. Anyway for those of you who are applying , dont do the same as me.
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You should give them a copy of your salary payslip. You can't blame OCBC, as any staff processing the application will think your monthly salary is only RM2,000 given a CL of RM6,000.

On a separate note, I have managed to reduce permanently the CL of my OCBC Titanium MC to just RM6,000, taking into consideration the maximum cash back cap of RM50 per month.


QUOTE(ben83 @ Feb 23 2011, 09:37 PM)
Any kind members received the Maybankard 2 invitation letter on free 10k TP, care to share a scanned copy of the letter? You can edit & hide your name. Thanks
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The offer is given to selected customers only. It is meaningless to see the content actually.
ben83
post Feb 23 2011, 10:00 PM

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QUOTE(hye @ Feb 23 2011, 09:52 PM)
Kids nowadays think only to ask and get instant answers.
No more searching and working hard for the information.  sweat.gif  Even when you tell them off they don't feel a thing.


Added on February 23, 2011, 9:54 pm

Please avoid entertaining this request if such letter exist. Exclusive promotions/offer should remain exclusive and they are exclusive for a reason.
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I do not see this as against the law of the country or anything in LYN. Good things are meant to be shared. Anyway it should be share via pm & not here though.
Xai-V-iaX
post Feb 23 2011, 10:04 PM

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QUOTE(kartz25 @ Feb 23 2011, 09:33 PM)
Frustrated with my plan to get the OCBC Titanium c/c. Faxed the application form with a copy of my existing c/c.
3 days later still no call from OCBC. Call the CS, and was told application rejected.
Asked why...She said dunno... shakehead.gif

I ask her is it the documents insufficient, also cannot answer me. She said can try I again in 6 months time.
I said "Sorry - no plan to try. Not interested already".

When I think back, I think I know why it was rejected, because the existing c/c which I faxed the copy only had a CL of 6k which I purposely asked the bank to reduce last time to reduce risk of losing the card.
So this OCBC must have assumed my pay is insufficient, which instead they should have asked me for proof of latest income. So dungu of OCBC...then on the other hand they may be full of applicants already. Anyway for those of you who are applying , dont do the same as me.

Anyway out of frustration..I'm saying goodbye to OCBC!
*
Well, I faxed-in my application on the 21st...yet to get any calls either.... hmm.gif
winner
post Feb 23 2011, 10:08 PM

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QUOTE(Xai-V-iaX @ Feb 23 2011, 10:04 PM)
Well, I faxed-in my application on the 21st...yet to get any calls either.... hmm.gif
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If OCBC processing officers feel they are confident and comfortable to have a customer like you, they won't call you or check you through your HR Department.
hye
post Feb 23 2011, 10:52 PM

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QUOTE(Xai-V-iaX @ Feb 23 2011, 10:04 PM)
Well, I faxed-in my application on the 21st...yet to get any calls either.... hmm.gif
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Plus 21st is a merely 2 days. An ideal time before they call you (if they do) is between 4-7 days.
In my case they never called at all. Yes ... banks if they are satisfied with your risk profile and nothing to ask you then they won't call you at all. Also, if they want to reject you straight away then they don't call either.
Xai-V-iaX
post Feb 23 2011, 11:24 PM

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QUOTE(hye @ Feb 23 2011, 10:52 PM)
Plus 21st is a merely 2 days. An ideal time before they call you (if they do) is between 4-7 days.
In my case they never called at all. Yes ... banks if they are satisfied with your risk profile and nothing to ask you then they won't call you at all. Also, if they want to reject you straight away then they don't call either.
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Fingers crossed sweat.gif
azam_halim
post Feb 23 2011, 11:29 PM

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received my Maybankard 2 invitation letter yesterday..already got maybank petronas card. is it possible to transfer all of my outstanding + ezy payment from my petronas card to the 2cards? i actually call cs today to ask about CL and BT only..never tought about transfer...
btw, the cs lady say the CL shall be combined with my petronas card (no different CL) and i cant BT my outstanding in petronas card to 2cards (the only card that can do BT maybank to maybank is to ikhwan card)
Xai-V-iaX
post Feb 23 2011, 11:45 PM

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QUOTE(winner @ Feb 23 2011, 10:08 PM)
If OCBC processing officers feel they are confident and comfortable to have a customer like you, they won't call you or check you through your HR Department.
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They would actually do that? Well, I submitted my last 3 months' payslip which didn't include my February's payslip since I have not got it yet. The thing is my salary has been revised from February onwards (got an 10% performance increment)...and looking forward to another 4%-5% as annual increment come April. Guess, the best time to apply would have been after April huh? cry.gif
hye
post Feb 23 2011, 11:59 PM

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QUOTE(Xai-V-iaX @ Feb 23 2011, 11:45 PM)
They would actually do that? Well, I submitted my last 3 months' payslip which didn't include my February's payslip since I have not got it yet. The thing is my salary has been revised from February onwards (got an 10% performance increment)...and looking forward to another 4%-5% as annual increment come April. Guess, the best time to apply would have been after April huh?  cry.gif
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Chicken and egg situation.
You don't apply now ... you don't save money via rebate. You can't win em all.
Then again ... (sometimes) the bank don't factor that coz you need to submit 3 months payslip still. The ideal application period would have been in in June or July!
Xai-V-iaX
post Feb 24 2011, 12:08 AM

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QUOTE(hye @ Feb 23 2011, 11:59 PM)
Chicken and egg situation.
You don't apply now ... you don't save money via rebate. You can't win em all.
Then again ... (sometimes) the bank don't factor that coz you need to submit 3 months payslip still. The ideal application period would have been in in June or July!
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Yea agree with you on that (You can't win em all). Have to give and take on certain stuffs. Let's see how the application results come-in. rolleyes.gif
driftmeister
post Feb 24 2011, 12:37 AM

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hi all.

Is there any benefit that i use UOB payonline service other than TMnet own portal for bill payment?
I remember that there's rebate but I cant find it on their official website (UOB)

am using OCBC card btw
chemistry
post Feb 24 2011, 12:47 AM

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QUOTE(driftmeister @ Feb 24 2011, 12:37 AM)
hi all.

Is there any benefit that i use UOB payonline service other than TMnet own portal for bill payment?
I remember that there's rebate but I cant find it on their official website (UOB)

am using OCBC card btw
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Are you talking about RM2 rebate? That is given by TM for subscribing to autopay. Rebate will be reflected in TM bill every month.
bryan_x00
post Feb 24 2011, 12:51 AM

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Hi, would like to know Is payment at maxis centre eligible for 5% cash back> Even if we make purchase of phone from maxis centre?
ronnie
post Feb 24 2011, 12:51 AM

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QUOTE(driftmeister @ Feb 24 2011, 12:37 AM)
hi all.

Is there any benefit that i use UOB payonline service other than TMnet own portal for bill payment?
I remember that there's rebate but I cant find it on their official website (UOB)

am using OCBC card btw
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Paying bills via TMOnline gets 5% rebate with OCBC Titanium
Autodebit with TM via TMPoint gets 5% rebate with OCBC Titanium + RM2 rebate from TM
chemistry
post Feb 24 2011, 01:27 AM

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QUOTE(bryan_x00 @ Feb 24 2011, 12:51 AM)
Hi, would like to know Is payment at maxis centre eligible for 5% cash back> Even if we make purchase of phone from maxis centre?
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Purchase of phone will use separate card terminal from the one for bill payment. Someone had experienced it at MAXIS CENTRE (IOI MALL, Puchong). He got 1% cashback for that transaction.
ghoss
post Feb 24 2011, 09:46 AM

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QUOTE(azam_halim @ Feb 23 2011, 11:29 PM)
received my Maybankard 2 invitation letter yesterday..already got maybank petronas card. is it possible to transfer all of my outstanding + ezy payment from my petronas card to the 2cards? i actually call cs today to ask about CL and BT only..never tought about transfer...
btw, the cs lady say the CL shall be combined with my petronas card (no different CL) and i cant BT my outstanding in petronas card to 2cards (the only card that can do BT maybank to maybank is to ikhwan card)
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I also received it yesterday, Thought I'm someone special doh.gif


Btw , The minimum is 2.5k per month but my salary is 1.5k but if count OT which 100% got can reach 2.5k

They can or not ?? Btw it's a MNC company.

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