thanks!

but rm1 = 1 point means need to swipe rm10k/year to cover gst.

and its visa, not mc. so no sunday rebates

KIV lah ~

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Added on January 11, 2011, 12:53 ammaybe bcoz titanium min requirement is around 36k-40k, and their current gold min requirement is 30k?

This post has been edited by erry-: Jan 11 2011, 12:57 AM

Oops, I wanted to talk about HLB BALANCE TRANSFER but mistakenly typed CALL FOR CASH. Sorry.

Ha, betul juga.
Any idea the procedure for the existing member to apply?

download the pdf file then submit

http://www.cimbbank.com.my/index.php?ch=19...4&tpt=cimb_bank

Existing cardmembers just need to call CS to request for card upgrade or additional cards. Income documents may be needed. Just take the advice of CS.

Only OCBC carries the Titanium card, right ?

currently yes.

before, scb also got - justone titanium (but not offering anymore).

SCB launched JustOne Titanium but discontinued, leaving a lot of ppl disappointed.

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Added on January 11, 2011, 2:09 amTook a glance at CIMB Visa Signature in the website, the only feature that captured my eyes is COMPLIMENTARY gsc ticket regardless of class of ticket ie.Gold, Premiere, Normal.

Other features like 2X reward points and "Enjoy complimentary access to Plaza Premium Lounge 2 times a year" totally cannot beat SCB BUSINESS VISA PLATINUM.

This post has been edited by chemistry: Jan 11 2011, 02:09 AM

2x if swipe oversea, not local

in comparison, amex gold give 2x to 5x for local spend

I remember you have like 5 cards approved recently that's why asked you to look into either HLB or EON.

As mentioned by chemistry, HLB "BT" is calculated on daily basis, so earlier you pay back you save on interest. However do take note that you will be imposed a penalty if settle in full before the program period. You can go for 3 months where interest 0.4%. If you go for 6 months and your dad pays you back RM600 for the next few months, then by the 4th-5th months you can settle it full but you should not, instead leave a balance of like RM100 for the 5th month and maintain RM10 in the 6th month. Nearing the 6th month check when is the exact day the plan expire (it does not expire on same day as Statement Date) and then pay on that day or the next.


CIMB Visa Signature benefit free tickets at GSC and free annual fees for life. Other than that go for CIMB Visa Infinte got same benefit and more (golf and dinning), If you ask me CIMB/ Direct Acccess World Master Card better benefits.

Comparing to EON Visa Signature, EON better as you get 1.5X points local spending, 2X overseas plus 1% cash back for overseas spending and you get Priority Pass.

On yes, CIMB/DA Eraman 15% discount extended for VI and WMC

If not mistaken, within 7 working days. I sent application to their previous e-mail account that not in use, thus delayed the processing by resending the application again.

No problem chemistry,your 1 word alr knock my head and gave me the knowledge

Got 7 card now , I must terminate someee, ROARR !
Yeah,I do note the early settlement penalty,I won't really go it since charge RM 100 , according to him is like this but I don't know my dad word are trustworthy or not , you know leh .. son and dad relationship .. of course dad will take his son advantage and son cannot really voice up so much. True,by 4th or 5th can settle it by full,better keep some balance inside. Haha ..

Abit updates, just called up HLB and ask them to do the balance transfer from my HLB CC to my HLB personal saving acc,been approved. So easy approve one , its will take at least 3 workings day to get into my saving account , last time only need 1 day. Now need 3 days.

This post has been edited by WhiteWing: Jan 11 2011, 09:37 AM

I always sign up for paperless statements for my cc and bank accounts. Everything is retrievable online. If I need very old statements, can approach the banks to help, but so far never had the need to do so.

More people should do this. Save resources.

This post has been edited by Marcian: Jan 11 2011, 09:40 AM

Anybody heard of Ambank Platinum CC sign-up that comes with free Canon Pixma printer ?

7 working days reasonable for approval.

To all:
Anyway, I just posted a new write up on what's new for 2011 at my blog at http://creditcardsmalaysia.blogspot.com/

nothing much that have not been mentioned in this thread but did come across Alliance Flexi Payment Plan where they offering 0% installement for 6 and 12 months plan which have been extened to Feb 2011. Very good deal if you got Alliance as get cash back plus points and 0% installements for retail transactions.

This post has been edited by Gen-X: Jan 11 2011, 10:46 AM

Hi is that possible to apply Maybank Credit card through email?

6 months only?

i have been keeping my statement from 1999

its it safe to dispose the old statements? later bank say never pay back in yr 2000

???????????????????

i want to ask if i want to apply for AMEX, do i must have a Maybank account?

I have estatement for all my cards.
Keeping the PDF won't take much of ur space...

Can scan it too.

By saving into computer, that lessen the trouble to think how many months or years of statement to keep.

No need