It's RM200 deposit since mid-2008.

Thanks for reminding. I cannot remember the exact figure since I didn't experience such withholding before.

Good ideas. But Gen-X's idea better.

School start already. Yes , I do have HLB CC. Omg,you just remind me their Call on Cash stuff. Thank you so much bro. With 0.5 interest,not only save the withdraw fee and also the daily interest fee. I forgot I hold the card and I got such benefit. Hehe..

Thank you so much for reply.

I remember u have SCB platinum.
Few weeks ago scb offered me cheque on call,interest 0.42% per month.
You may BT this to another cc that offers 0% BT to avoid interest charge.

I think I do HLB Call for Cash will be better. It's still better than I withdraw money and get daily interest ~ chemistry .. don't so loud .... shhh

hello guys

do you all keep you cc statement?> file up?
how many years you keep?

HLB call for cash is indeed an excellent product which has been receiving great response. OK OK, silence.:-P
FYI,interest charge of HLB call for cash is calculated on daily basis.

This post has been edited by chemistry: Jan 10 2011, 11:55 PM

So, the best is Call for Cash at HLB (save cash advance fee) & then apply for BT to another card that offer 0% (save on interest), Yeah...

for paper statement, i make my own statement in excel then sold to old news paper

now all in pdf format

Got another new Visa Signature card, it's from CIMB Bank.

True , indeed good marketing plan by HLB ppl.
At least I save the cash advance fee. Even daily interest won't be that high,still able to manage and paid by my dad . My dad afford to pay me back every month at RM 600. At first I was planning to go to RHB-Easy to get instant RM2k money but now no need. Lucky my HLB is zero outstanding balance and full of credit. I happy that I can help my dad so I have to ask him to give me 3 days. Later around 10am go call up the card centre and ask them do the job.

Bro .... I no need to BT anymore. Very hard to have so many commitment you know

I only keep the latest 6 months cc statement,for those stay in my drawer that longer than 6 months,I will put all them into a machine to tear all of them into a pieces..

err.. eonbank call for cash 4.99% is for 12 months.

6 months is 2.99%




This post has been edited by erry-: Jan 11 2011, 12:33 AM

On HLB,I don't go Cash on Call. I go for balance transfer. From there, I can transfer RM2k out with 6 month period time and 0.5% oer month and transfer that RM 2k into my personal account , please don't look at Cash on Call , look at Balance Transfer at Credit Card section in HLB

Woah. Cimb finally has its visa signature.

hehehe... I m thinking to get it...
The card's design seems to not very attractive...

This post has been edited by Alec.Yong: Jan 11 2011, 12:33 AM

look at cimb website, the benefits not bad.

but dont have requirements there. may i know whats the min salary required?

This post has been edited by erry-: Jan 11 2011, 12:36 AM

annual income of RM100,000.

Yikes ! They really want to offer everything eh ? Anyway, the design is extremely bland ...

Why don't they offer Mastercard Titanium, in stead of Visa Signature?