QUOTE(erry- @ Jan 11 2011, 03:27 AM)
2x if swipe oversea, not local

in comparison, amex gold give 2x to 5x for local spend

yup, i meant Overseas Spending, otherwise I won't compare it with SCB.
Added on January 11, 2011, 1:38 pmQUOTE(WhiteWing @ Jan 11 2011, 09:37 AM)
No problem chemistry,your 1 word alr knock my head and gave me the knowledge

Got 7 card now

, I must terminate someee, ROARR !
Yeah,I do note the early settlement penalty,I won't really go it since charge RM 100

, according to him is like this but I don't know my dad word are trustworthy or not

, you know leh .. son and dad relationship .. of course dad will take his son advantage and son cannot really voice up so much. True,by 4th or 5th can settle it by full,better keep some balance inside. Haha ..
Abit updates, just called up HLB and ask them to do the balance transfer from my HLB CC to my HLB personal saving acc,been approved. So easy approve one

, its will take at least 3 workings day to get into my saving account , last time only need 1 day. Now need 3 days.

To avoid early exit fee, you just need to leave certain month's of minimum payment in your account.
for example, you signed up a BT of RM6k, tenure 3 months , 0.6% monthly. Your minimum payment is therefore 6000*0.6%=36, but you must pay RM50 as minimum. If you immediately cover HLB's BT using another BT, you must keep 3 months' minimum payment ie. RM150 in the account to avoid early exit fee. That means, you can only BT (6000-150=5850) to another bank.
Added on January 11, 2011, 1:44 pmQUOTE(siutimtim @ Jan 11 2011, 01:27 PM)
why cimb or direct access website no show this promotion one le... infinite got higher class than signature y same promo like plat one.. haha
No idea. Don't know what's in their mind.
People who fulfill income requirement of VS do not bother about these benefits, I think.
This post has been edited by chemistry: Jan 11 2011, 01:44 PM