Guys,now I'm pumping Esso & Mobil petrol because I feel it more convienence for me because it just near my house and BHP quite far. Shall I apply PBB Esso CC ?

For you info,I just apply Smiles card,after I got the card,I pump Smile Cards first then I only I put my credit card,so far no issue until now ~!

If you forgot to put the point card , you can always go to counter and ask them to put the point back based on the receipt ... ~

My PBB Esso-Mobil CC reach alr. Just collected it from PBB branch. Quite card but the bank still approve me. On my hand already got 5 cards now and now got 6 cards already.

It only took me 2 weekss+++

I spend on fuel more than RM 300++ per month ~ if I got go outstation,it need around RM 500++ , I can buy alots of thing in EssoMart

Use cash money , lol ... if not how to reach that PBB Esso Card tier-base

Funny PBB Esso Card, expiry date is after 2 years from today .. LOL !

It give me a feeling that this card not gonna so usefull after 2 years , that all I feel. Preparing to cut card alr ... CIMB & HLB gonna reach their anniversary soon. Gonna cut both of them. Bye bye to these 2 cc that been with me for more than 3 years. If not because of GST.. I also won't cut them up

This post has been edited by WhiteWing: Jan 7 2011, 01:38 PM

I didn't use CIMB or HLB anymore now. I feel like wasted. I know CIMB is free for life without condition but HLB I need to swipe 12 times a year to get the annual fee waive and I didn't fullfill the condition , better cut it off and both card I also didn't owe them money

Guys,

I wanna ask. I might put myself into a deep trouble when I asking this question.

My family urgently need RM2k cash to pay my brother & sister schooling fee plus the others thing. I was think how the heck I gonna get RM2k cash for them except the cash advance from my credit card.

I aware of daily interest and also the withdraw fee at ATM. My dad told me he can pay me RM 600 every month and he said he willing to pay the daily interest fee and withdraw fee. In my mind was thinking,shall I go withdraw and help them ?

Good ideas. But Gen-X's idea better.

School start already. Yes , I do have HLB CC. Omg,you just remind me their Call on Cash stuff. Thank you so much bro. With 0.5 interest,not only save the withdraw fee and also the daily interest fee. I forgot I hold the card and I got such benefit. Hehe..

Thank you so much for reply.

I think I do HLB Call for Cash will be better. It's still better than I withdraw money and get daily interest ~ chemistry .. don't so loud .... shhh

True , indeed good marketing plan by HLB ppl.
At least I save the cash advance fee. Even daily interest won't be that high,still able to manage and paid by my dad . My dad afford to pay me back every month at RM 600. At first I was planning to go to RHB-Easy to get instant RM2k money but now no need. Lucky my HLB is zero outstanding balance and full of credit. I happy that I can help my dad so I have to ask him to give me 3 days. Later around 10am go call up the card centre and ask them do the job.

Bro .... I no need to BT anymore. Very hard to have so many commitment you know

I only keep the latest 6 months cc statement,for those stay in my drawer that longer than 6 months,I will put all them into a machine to tear all of them into a pieces..

On HLB,I don't go Cash on Call. I go for balance transfer. From there, I can transfer RM2k out with 6 month period time and 0.5% oer month and transfer that RM 2k into my personal account , please don't look at Cash on Call , look at Balance Transfer at Credit Card section in HLB

No problem chemistry,your 1 word alr knock my head and gave me the knowledge

Got 7 card now , I must terminate someee, ROARR !
Yeah,I do note the early settlement penalty,I won't really go it since charge RM 100 , according to him is like this but I don't know my dad word are trustworthy or not , you know leh .. son and dad relationship .. of course dad will take his son advantage and son cannot really voice up so much. True,by 4th or 5th can settle it by full,better keep some balance inside. Haha ..

Abit updates, just called up HLB and ask them to do the balance transfer from my HLB CC to my HLB personal saving acc,been approved. So easy approve one , its will take at least 3 workings day to get into my saving account , last time only need 1 day. Now need 3 days.

This post has been edited by WhiteWing: Jan 11 2011, 09:37 AM

Already full of commitment,cannot afford to pay another one. Now have to fork out RM50 to pay the GST first for newly approved card.

Others card cannot touch , got installment plan inside =/. * looking into my wallet now,still got UOB,PBB,EON,SCB,CIMB, in my wallet. ALl also got 3k++ available balance. Let me check website first *

This post has been edited by WhiteWing: Jan 11 2011, 02:20 PM

CIMB offer 0% BT for 6 months and 1% BT for 12 months. Seem CIMB is my choice to transfer out the money , is it correct Chemistry ?

I don't have access on HLB Online