Credit Card v13
|
|
 Jan 7 2011, 01:10 PM
|
 
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan  
|
QUOTE(viknes36 @ Jan 7 2011, 01:07 PM) hi guyz, very very big difference.what is the different between OCBC Platinum and Titanium? Seems like Titanium better or both same? thx in advance  Titanium offers the most generous permanent cashback rate in town. It has a monthly capping of RM50. Guys pls do not mention Amex 15% cashback as it is a limited period promotio. |
|
|
|
|
|
Jan 7 2011, 01:22 PM
|
Senior Member
558 posts Joined: Jan 2003 From: HELL
|
QUOTE(chemistry @ Jan 7 2011, 01:10 PM) very very big difference. If one happens to hold OCBC Titanium and Amex, do you think OCBC Titanium better than Amex?Titanium offers the most generous permanent cashback rate in town. It has a monthly capping of RM50. Guys pls do not mention Amex 15% cashback as it is a limited period promotio. There is no right or wrong answer but this is purely discussion. There is no point to discuss here if you are limiting what can be discussed. |
|
|
Jan 7 2011, 01:23 PM
|
Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur
|
Funny PBB Esso Card, expiry date is after 2 years from today .. LOL !
|
|
|
Jan 7 2011, 01:28 PM
|
|
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
|
QUOTE(roy918 @ Jan 7 2011, 01:22 PM) If one happens to hold OCBC Titanium and Amex, do you think OCBC Titanium better than Amex? Will you really stop mentioning Amex just because I said "Guys pls don't mention Amex"? Wow you are so obedient. There is no right or wrong answer but this is purely discussion. There is no point to discuss here if you are limiting what can be discussed.  Are you in a bad mood today?  Calm down man, today is Friday, let's cheer. |
|
|
Jan 7 2011, 01:29 PM
|
|
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
|
QUOTE(WhiteWing @ Jan 7 2011, 01:23 PM) Funny PBB Esso Card, expiry date is after 2 years from today .. LOL ! What's so funny with the 2 years expiry? |
|
|
Jan 7 2011, 01:36 PM
|
All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur 
|
QUOTE(roy918 @ Jan 7 2011, 01:22 PM) If one happens to hold OCBC Titanium and Amex, do you think OCBC Titanium better than Amex? Overall, I feel OCBC Titanium is better than AMEX Gold Credit Card. But the AMEX can be use as secondary after OCBC.There is no right or wrong answer but this is purely discussion. There is no point to discuss here if you are limiting what can be discussed. |
|
|
|
|
|
Jan 7 2011, 01:37 PM
|
|
Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur
|
QUOTE(chemistry @ Jan 7 2011, 01:29 PM) What's so funny with the 2 years expiry? It give me a feeling that this card not gonna so usefull after 2 years  , that all I feel. Preparing to cut card alr ... CIMB & HLB gonna reach their anniversary soon. Gonna cut both of them. Bye bye to these 2 cc that been with me for more than 3 years. If not because of GST.. I also won't cut them up   This post has been edited by WhiteWing: Jan 7 2011, 01:38 PM |
|
|
Jan 7 2011, 01:39 PM
|
|
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
|
QUOTE(WhiteWing @ Jan 7 2011, 01:37 PM) It give me a feeling that this card not gonna so usefull after 2 years by the time all your cards have reach their own anniversary month, you cut them all to avoid GST? , that all I feel. Preparing to cut card alr ... CIMB & HLB gonna reach their anniversary soon. Gonna cut both of them. Bye bye to these 2 cc that been with me for more than 3 years. If not because of GST.. I also won't cut them up  |
|
|
Jan 7 2011, 01:41 PM
|
|
Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur
|
QUOTE(chemistry @ Jan 7 2011, 01:39 PM) by the time all your cards have reach their own anniversary month, you cut them all to avoid GST? I didn't use CIMB or HLB anymore now. I feel like wasted. I know CIMB is free for life without condition but HLB I need to swipe 12 times a year to get the annual fee waive and I didn't fullfill the condition , better cut it off and both card I also didn't owe them money  |
|
|
Jan 7 2011, 02:12 PM
|
Senior Member
3,569 posts Joined: Sep 2006 From: Bermuda Triangle
|
anyone have maybank credit card cancellation form?
|
|
|
Jan 7 2011, 02:15 PM
|
|
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
|
QUOTE(dr2k3 @ Jan 7 2011, 02:12 PM) anyone have maybank credit card cancellation form? in the first post there is a template.» Click to show Spoiler - click again to hide... « |
|
|
Jan 7 2011, 02:17 PM
|
|
Senior Member
3,569 posts Joined: Sep 2006 From: Bermuda Triangle
|
QUOTE(chemistry @ Jan 7 2011, 02:15 PM) in the first post there is a template. i want official one...» Click to show Spoiler - click again to hide... « |
|
|
Jan 7 2011, 02:20 PM
|
|
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
|
QUOTE(dr2k3 @ Jan 7 2011, 02:17 PM) i want official one... I don't think it is available online.Card cancellation can be done by just an endorsed letter with signature, official letter is not necessary. |
|
|
|
|
|
Jan 7 2011, 02:22 PM
|
Senior Member
2,552 posts Joined: Jan 2008
|
u can get it (usually a photocopied one) from any Maybank branch.
|
|
|
Jan 7 2011, 02:24 PM
|
|
All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur
|
QUOTE(dr2k3 @ Jan 7 2011, 02:17 PM) i want official one... Go to your nearest MBB branch lah.... |
|
|
Jan 7 2011, 02:30 PM
|
|
Senior Member
3,569 posts Joined: Sep 2006 From: Bermuda Triangle
|
QUOTE(ronnie @ Jan 7 2011, 02:24 PM) Go to your nearest MBB branch lah.... will do~ just hoping i can get it from here faster.... |
|
|
Jan 7 2011, 02:43 PM
|
|
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
|
QUOTE(dr2k3 @ Jan 7 2011, 02:30 PM) will do~ just hoping i can get it from here faster.... no need official one lar, trust me.As long the letter states your intention of cancelling the card, usually the bank can accept it. |
|
|
Jan 7 2011, 03:26 PM
|
Junior Member
208 posts Joined: Aug 2009
|
QUOTE(hebe87 @ Jan 6 2011, 10:48 PM) hw much u paid for stamp duty? is it a fixed charges or it is based on certain percentage of the FD amount? don't know how LHDN calculate but for my 3k i paid RM15Added on January 7, 2011, 3:30 pm QUOTE(alexwsk @ Jan 6 2011, 10:51 PM) do u need to pay the stamp duty urself? yup the cs in masjid jamek gave me the whole stack of document & i went to LHDN stamp office to got it stampAdded on January 7, 2011, 3:36 pm QUOTE(dattebayo @ Jan 7 2011, 08:22 AM) I wonder do they keep your original FD slip/cert as collateral after approving the card? for ocbc, they dont as they'll just keep the agreement.when you had deposit the fd, they'll give you a slip similar to bank deposit slip the bank will then mail you an official fd statement later This post has been edited by SeanChang: Jan 7 2011, 03:38 PM |
|
|
Jan 7 2011, 03:37 PM
|
 
Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea
|
QUOTE(dr2k3 @ Jan 7 2011, 02:17 PM) i want official one... Whether you use the official one or your own, you will still get your card cancelled. Please don't come in here thinking here supply bank forms! I think it is a bit too much although we can discuss or share things here. Let's not take spoon feeding to a new level guys.Most banks does not even have an official form for card cancellation. And I have never used any so called official form to cancel my card (as far as I could remember) and I am sure 100% my card gets cancelled all the time. |
|
|
Jan 7 2011, 04:25 PM
|
Senior Member
4,094 posts Joined: Jan 2003 From: USJ
|
QUOTE(SeanChang @ Jan 7 2011, 03:26 PM) don't know how LHDN calculate but for my 3k i paid RM15 ic, quite a hassle, need to go and stamp osoAdded on January 7, 2011, 3:30 pm yup the cs in masjid jamek gave me the whole stack of document & i went to LHDN stamp office to got it stamp |
|
Topic ClosedOptions
|
| Change to: |  0.0285sec
 0.53
 6 queries
 GZIP Disabled
Time is now: 8th December 2025 - 05:25 PM |
Quote