Did any of you check your CCRIS lately ? I just went to BNM to print my latest CCRIS and found out the last 4-digit of my HSBC credit card is wrong. The Citibank one however, is correct.

did you dispute it with the officer?

one question for air asia, do amex user do get extra MR for booking ticket?

last week I did Direct Debit with RHB to get iPhone4 from Digi Online Store.

I also just went to BNM this morning to print out my CCRIS report and same as you, my HSBC last 8 digits different. Also noted that HLB account number is like 22 digits and Alliance 8 digits

No. I only noticed that after i got home.

Can i ask some question about credit card here?
I found a credit card flexipay plan from web, and there stat down that have 6% interest for minimum use 4k.

But few days ago i went to apply another Axxxxxxx bank credit card, that girl told me that this flexipay plan already become 0% interest.
Is it true?

I wonder if any charge for this plan? Because my credit card limit only have 4k, so i apply one more for it and my stuff that i want pay installment is costing 7k

And i need 2 years time to pay this back, anyone can help me calculate the total and i need to pay back per month? Because i really no idea about bank how to calculate this.

Sweet !!!


Yeah ... i am wondering why ...

Anyway, i was also wondering if they will list out all the rejected applications in our CCRIS because from what i can see in the copy of my CCRIS, it listed only 4 applications all of which have been approved by the respective banks. 2 from HSBC and another 2 from Citibank. The second card from Citibank was approve just this morning

Me wanted to check if anyone applied for any credit facilities using my name Make it a pratice to print it out once a year.

Saw that my EON Signature CC application pending but was shocked to see CL only RM15K! Then afternoon EON Bank telemarketer called me to asked if I want to do BT and told me my card approved. Anyway was to busy then to talk to him. Just called EON CS and was told card only approved yesterday (applied on 23rd Nov) and CL 6 figures.

I bit blur what you trying to say. Correct me if I am wrong.

1) You want to do flexi pay for RM7K (i.e. installement plan) but your CL is RM4K. If this is the case then you cannot apply for the installement plan because your CL is less. In the first place, you cannot even purchase the RM7K stuff with the credit card snce it is limited to RM4K.

This post has been edited by Gen-X: Dec 9 2010, 05:48 PM

Citi Silver member since 1998 & constantly spend > 30k pa and yet to receive any free voucher. Worst still have to call yearly for fee waiver.

6 figures of credit limit ?

This is a VS card and EON's top range product. Normally CL will start at RM100K and above, nothing unusual ie. like the CIMB WMC

wa.. coincidence two users here have problem with HSBC CCRIS? HSBC got problem?

---

Added on December 9, 2010, 7:12 pmwill CCRIS noted if credit card is under fixed deposit pledge?


This post has been edited by persistence85: Dec 9 2010, 07:12 PM

let say i withdraw rm500 cash(citibank clear card), how much is the interest/fee will be charge

Yes. It will be shown as approved under collateral.

his credit limit is RM 4k... but he wanna purchase something which is Rm7k..

my question is how if he pay another RM3k to his credit card, thus this will make available limit RM4k + Rm3k = RM7k ? Possible?

Ya, i knew it i cannot purchase more than 4k stuff, so now i have 2 credit cards which limit is 4k x2
So i have 8k limit to purchase, can you help me with more info about flexipay? i dun know all about the charge of bank and the interest.

Hmm.. i was informed by other bank under fixed deposit pledge credit card can apply for other bank's credit card after using 1 year.. wonder if that's true or not?

---

Added on December 9, 2010, 7:28 pmEON bank Credit Card users..

Please read @ http://www.eonbank.com.my/personal_banking...s/otp/otp.shtml

This post has been edited by persistence85: Dec 9 2010, 07:28 PM

Yes. It is possible with Maybank and CIMB Bank. Done this before 2 years ago. So i'd assume it's the same with other banks.


Not sure about this. But one thing for sure is that other banks will be able to know the credit card is secured by FD. Credit card is an unsecured lending business. Therefore, other banks might be reluctant to offer you a credit card if you apply using an existing secured credit card.

For those who intend to purchase travel insurance, it would be better to charge the full airfare to your credit card to enjoy free coverage.

haha....
i think that hello bs us lah
so many of us spend more than his parents yet no recive the vouchers

i am also frdup with shittys waiver...have to call everyyear

thinking of cancelling shitty since got the cimb free for life now

why should i bullshit u? any benefit of i'm doing that?

and my parents credit card is near expiry date and Citibank could worry they might cancel, so i think they giving out Voucher to retain them, is not like my parent begging for it, they still have to pay for the government tax

This post has been edited by yhtan: Dec 9 2010, 08:57 PM