hey guys, wanna ask about something.
currently i'm working in brunei, thinking of getting a cc from maybank/hsbc/standard chartered from malaysia.
the thing is does any of these banks lias between brunei and malaysia?
and can i swipe the card here in brunei using bank loan 12/24mths?
brunei banks doesn't really issue cc now

i just got/received citibank platinum by mail

looks like they upgraded my gold to platinum

shall accept it or just continue use my gold?

If you don't wish to get charged GST, you must cancel the card at least 2 weeks in prior.
However, for my case, I cancelled a supplementary card which was supposed to be charged RM25 on 24-11-2010, just one day in prior, and I was safe.

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Added on December 8, 2010, 12:55 pmPlat wor, don' you feel more glamor?

This post has been edited by chemistry: Dec 8 2010, 12:55 PM

standard charter platinum n gold have promotion when u apply with free gift

credit rm188 to platinum card holder
credit rm88 to gold card holder

I omitted to realise the card was expired this month until seeing the GST appearing online.

That was totally a negligence
You shouldn't blame the bank. You should have read the GST notice available in every bank's official website.

Old news..promo until 31 Jan 2011... make sure you apply for Visa + Mastercard to get 2 x RM188

I didn't blame them. Just that they did not consider what a loyalty customer is. How much FD I am with them etc...

5 Treatpoints for every RM1 charged to your card when you pump fuel at all Petronas stations and 1 Treatpoint for all other transactions.


Are you sure ? HSBC Brunei, Standard Chartered Brunei and Baiduri Bank all still issue credit card as of today ...

Woah, they will approve two platinum cards at one time?

So, it's too late already.
Will you continue using the card until next GST due?

Does anyone know any hidden charges/clause on CC maybank easy payment 0% installment 12 months?

let say we bought notebook worth RM2600, understand that there will be upfront charge. so notebook value + upfront charges. are they any other hidden things that we need to know?

Yup, I myself got both Business Visa & Plat mastercard approved at one time.

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Added on December 8, 2010, 1:25 pmNothing else.
Just make sure you pay the EPP promptly and in full.

This post has been edited by chemistry: Dec 8 2010, 01:25 PM

Use lo..Already billed and if cancel now, just a waste. Want to wait for their credit of 20% on those petrol I charged last few months.

If, I say if. If you didn't forget the GST due date, would you cancel the card to avoid GST?

Yes, I will since OCBC and SCB already have great deals and offers.

OCBC - 5% discount and waiver of GST from 1st year onwrds.
SCB - 0.5% discount, plus with reward point + waiver of GST every year.

The RM188 offer is applicable to Business VISA too ?

you're in brunei as well?? the thing i heard from my admin is that you have to deposit a certain amount of money to the bank, and the amount would be used as you're limit right? which makes the whole credit card sounded like a debit.
would prefer to get a cc back in malaysia, just don't know if can lias between both countries
meaning to say, i put my salary in brunei, both country shares it, when i swipe my card, it'll directly deducted from the account. is it possible? would likely avoid exchange rate

Yup, Business Visa also got RM188.
It's just not applicable to "Principal Classic / Titanium / Preferred World MasterCard / Visa Infinite".

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Added on December 8, 2010, 1:47 pmAre u sure SCB waives GST every year? Any condition?

This post has been edited by chemistry: Dec 8 2010, 01:47 PM

I forgot.. I remembered that they will waive for you every year with phone call and they credit you some bonus or points to offset.