I don't understand why you suddenly talk about regular Platinum card.

If you think that a card that earns points cannot earn petrol rebate, it is partially true. Because this is only applicable to CIMB regular cards (from Classic to Platinum), but not Direct Access Mastercards. DA MC is a point-based card but earns 2% rebate at all gas stations nationwide.

Chill, i just giving an example of regular cimb card and not even broach on DA part since he asking about regular cimb card as you mention before

yup, both of us are just trying to clear mitodna's doubt
DA MC is however losing ground to OCBC Ti recently. lol
The only strength of DA MC is that its rebate capping is based on 'per brand per card'. That means a DA MC cardmember can earn RM50 for fuel, RM50 for KFC, RM50 for Guardian, RM50 for Tesco, RM50 for Giant, etc...

yup..i redeemed in advance...and have been calling their helpline..

so, my golden question is..do i need to pay for this or not??

i really a bit failed in this things actually...

In my point of view, rather than risk anything, just pay the bill as per statement balance. Any credit you get will be offset by next month bill anyway.

You need to pay what is stated in your statement balance. This is because the credit card tax you redeemed earlier has already been deducted from your statement balance. You can do the calculation yourself and you will find out that they have already deducted the RM50 from your statement balance.

You confused yourself actually. Normally people will only use points to redeem cc service tax payment after the tax has been charged. In your case, you redeemed it before the tax was charged and the RM50 had been credited in your cc acount 1 month earlier.

if apply for Maybank Petronas Card, will they waive the RM50 government charge???

If you don't see "Apply now and get RMXX cash bonus upon approval", then NO.

Oh, this is new to me... I am in the impression the rebate is based on category grouping... eg. Tesco, Giant, Guardian, etc share the max RM50 cash rebate whereas KFC, Starbuck, Burger King for another Rm50 threshold...

For reference purpose:
[attachmentid=1926307]

But I interpreted differently that it means the RM50 is based on Brand Grouping instead of individual brad..

Pls check out this link.

http://www.cimbbank.com.my/index.php?ch=43...k&tpt=cimb_bank

So, you think that "KFC+Starbucks+Burger King" are grouped as DINING, and "GUARDIAN+COLD STORAGE+GIANT+TESCO" are grouped as GROCERIES.

Hmm..it makes sense too.

want to ask, is the Maybank Petronas Visa card reward treat points when spending on other shops, on a 1 point per ringgit basis?

Ambank doesn't want to offer rebate for GST.

I asked if I cancel now, the GST that was charged few days ago can be waived? ANSWER is No... What the bad bank is....

this:

didnt stated this on Maybank website. why not check with ur M2U?

u should cancel ur card BEFORE gst appear at statement! it should be 1 month before expiry month!

the time u call hsbc helpline, u not asking this???

look at ur statement.
if "service tax50 c306" got there, means no need to pay.
but i doubt how can u redeem in advanced? the redeem should not proceed or denied?
this is bcoz if redeem gst50 is 9500 points, while redeem rm50 cashback is 12500 points.

whatever it is, this:but again, if rm50 already credited (deducted from statement balance), then we can redeem c306 many times? cheaper (less points) than c302/c304

so now gastacopz, pls go clarify with hsbc helpline and let us here know ~

This post has been edited by erry-: Dec 8 2010, 09:03 AM

hi, i do not face any problem sending my details online coz I did resize my documents before sending to em.

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Added on December 8, 2010, 9:32 amMy CL is 2.6 times my salary

This post has been edited by tzeling: Dec 8 2010, 09:32 AM

Yes, according to T&C

For every RM1 spent by Maybankard MasterCard and Visa Principal Cardmembers, including Supplementary Cardmembers, one (1) TreatsPoints shall be allocated.

https://www.maybankard.net.my/terms.html