That to me is a non-guaranteed waiver. I feel insecure with that uncertainty.

I trust them since they offered my friend the welcome bonus and point to waive the GST recently just an email sent

Isn't it too naive?
You and your friend might just be lucky.
If every cardmember gets free points to redeem waiver, then only I will be convinced.

SCB Titanium MC is not open for application. As for the Preferred Banking WMC, you will get RM200 cash back upon card approval.

Can I get my normal SCB Platinum Visa to be changed to the SCB Business Platinum Visa ?

This post has been edited by ronnie: Dec 8 2010, 03:50 PM

Both cards approved with Credit Limit shared?

so take the platinum?

Yup, combined limit.
The CL given was double of DA.

---

Added on December 8, 2010, 3:55 pmIf your Gold card is free-for-life, better check out with CS whether this Plat also FFL.

Citibank does selectively offer FFL cards to existing members. Usually the offer is made through phone conversation.

This post has been edited by chemistry: Dec 8 2010, 03:55 PM

double Credit Limit..

No. I'm not in Brunei. From what i understand is that you can apply for a credit card without collateral. This is what my friend told me before two years ago before he left for Singapore due to higher salary and better future prospect in Singapore.

Anyway, you can try to contact HSBC Brunei. I read from their website that you need to earn only BND800/month to be eligible for their classic credit card. Go give it a try


Sweet !!!

maybe i should
what if i wanna use a malaysia's credit card instead of brunei? well i'm not going to stay here for long... can the my account link to the bank in brunei, lets say HSBC?
and can i use malaysian cc to buy stuff in brunei using bank loan?

check annual fee. if ur gold card now is free for life but plat got annual fee, then just stay with gold card.

there are 2 type of maybank ezy payment:

1. maybankard ezypay. u swipe and the receipt already show monthly installment. so there is no any other charges. just pay the amount stated for each month.

example notebook rm2600, the shop charge 5% so u will swipe rm2730, and the receipt shows monthly payment of rm227.50 (12months).

2. maybankard ezypay plus. u swipe and the receipt not showing monthly installment. then u make call to bank 3 days later, u will be charged 9% annum (choose 6/12/18/24months).

example notebook rm2600, the shop charge 2% so u will swipe rm2625, and then 3 days later call bank convert to 12months, so u will be charge 9% (rm236.25) then ur monthly will be rm238.44 (12months).

but i believed u are doing the number (1) above. besides, its cheaper.

This post has been edited by erry-: Dec 8 2010, 05:31 PM

yes i got it!

swipe rm2579.00 @ 5-dec 11:56:49 and received sms today 2pm (3-days later).

This post has been edited by erry-: Dec 8 2010, 05:33 PM

hsbc promotion still on ? last time sent, they said promotion ended

Is your Citibank Platinum credit card sparking the new design ? I saw a Citibank advertisement on the newspaper last week and it seems that they have adopted a new design for their normal platinum series credit card. I am just wondering


Link ? What do you mean ? Every time you use your Malaysian credit card there, you will loss in forex.


After you buy the things you wanted, i believe you can convert the charges to an installment plan but it is subject to bank's approval and the interest rate is quite high too.


This is a different promotion. It runs from 1 Dec 2010 - 15 Jan 2011 and no registration required.

This post has been edited by MilesAndMore: Dec 8 2010, 06:09 PM

For Citibank, they charged me too GST and when I called up CS to cancel the card, he said no problems as long as I don't use the card the government will reimburse me the GST within 3 months. The following month statement show GST RM50 credited.

if it is free yah why not better benefits but if no, do you think they will waive the annual fees?

RM376 - RM100 for GST still got cool RM276


you are lucky, always get HSBC cash back

the new HSBC no need sms to register? nowadays I just ignore HSBC promotions when I receive their sms.
What are the T&C?

thanks

previous promo need to sms ended 21-nov. now new promo no need.
just try to be the highest spender in a minute between 10am-10pm daily till 15jan and u will get rm30 back.

http://www.hsbc.com.my/1/2/personal-bankin....ac=MYH_LP_XMAS

The highest spend made by an Eligible Cardholder within each Participating Minute will receive RM30 cash rebate.

Example (edited a bit from HSBC website):
Cardholder A makes a transaction at 13:01:20 with amount of RM1,000.00
Cardholder B makes a transaction at 13:01:47 with amount of RM1,000.57
Cardholder B will be selected to receive the RM30 cash rebate for the Participating Minute

me - swipe rm2579.00 @ 5-dec 11:56:49 and received sms today 2pm (3-days later).
means there is no other hsbc user swipe more than rm2579.00 between 11:56:00 to 11:56:59 on 5-dec

This post has been edited by erry-: Dec 8 2010, 07:15 PM

Wow, RM2579. No wonder I've never won so far

i thought only for one minute if u the highest spender u'll get the cashback

if u swipe rm2579.01 on 5-dec @ 11:56:03 then u beat me and get that rm30

yes u are right, within a minute!
sorry i wrongly typed above. edited already (11:56:00 - 11:56:59). thanks for correcting

btw, can receive more than rm30/day but max can get is rm450 till 15-jan-2011

This post has been edited by erry-: Dec 8 2010, 07:18 PM