I mean the el-cheapo silver classic. Higher CL more convenient when go to EU countries.

Wat your annual income?

I applied 13 years ago with approved CL RM4k when my monthly salary was RM2k. Since then never update the bank salary changes.

Coz u r old customer.So the bank will increase your CL time to time depend on your payment record.U apply for new card see can get CL rm30k or not,lol

it is weird that Citibank never upgrade your card but only your CL.

That is very true. And not just EU but the States, Hong Kong, Japan, Korea and even Singapore !


You said it as if his salary has remain the same over the last 13 years ... He could well be banking a bigger cheque than anyone else ...

err my DA usually use for petrol pump. i think the pump machine that broke my chip?

ok! will wait until it cannot be use anymore 1st

yea, lousy chip noted. will ask waiver immediately next time (means my chip will getting error again? haha)

yeah rm16k is supposed CL for gold card. platinum should min rm30k. but it depends on bank ~

same goes to me with both DA and HSBC previously. using gold card but CL can swipe for brand new car. hehe. after 2 years they post new plat card ~

BTW, updates for HSBC SMS & Win, i didnt swipe yet today. and since now its 3pm already, so i will try it tomorrow

This post has been edited by erry-: Nov 17 2010, 03:11 PM

Hi all sifus, if i just want a card for petrol. which cards are mostly recommended? i heard maybankard petronas not bad

go browse few pages back ok? the best card for petrol is DA Mastercard & OCBC Titanium. rebates on all petrol station. but if u just use petronas then go for that MBB Petronas ~

Tx for the info bro.
Can you ps. list all the banks that offers CC to expatriates?
And the ones which offers CC easily?

This post has been edited by prameel: Nov 17 2010, 04:01 PM

All banks will offer cc to expatriates provided you meet their income / documentation requirements.

OCBC Internet Banking now offers Astro payment via OCBC Titanium to get 5%+3% cash rebate.

Previously not listed ;-)

This post has been edited by ronnie: Nov 17 2010, 04:49 PM

Your answer was not quite correct. The best CCs which give good rebates (5%) for all petrol stations are OCBC Titanium and Citibank Platinum Cash Back. DA MC only gives 2% cash back for petrol purchases.

regarding CC...if i signup for the zero% interest..monthly installment...for buying a tv...now I want to pay lump sump...dun like to pay monthly...just settle it...can huh?

Kena lottery ?
It depends on banks' T&C. Better to call up the CS for clarification.

every month tgk hutang..tak best la...hahaah...k thanks...

Some banks will charge you early exit penalty. But some banks won't impose this charge. You need to check with the respective bank for confirmation.

This post has been edited by winner: Nov 17 2010, 06:23 PM

citibank plat annual fee is rm195 or got terms to make it free? like swipe 30k/year? and btw the rebate promo is till 31/12 only.


usualy got penalty, around rm50. call ur bank for more info.

This post has been edited by erry-: Nov 17 2010, 07:30 PM

Cash back for petrol is the permanent feature of Citibank Cash Back Platinum. The rebate promotion you referred to is actually the RM60 rebate as welcome gift to those newly approved cards. Also, AF for Citibank CCs can be easily waived by just a call to the CS of Citibank.

I got an email from OCBC saying that they offer me another 2% rebate for internet banking, thus make the rebate total 10% (5% titanium + 3% internet banking + 2% offer)

Anybody else in the same boat?