Just received CIMB Gold MasterCard, My income more than 30k per year, and 50k/year including bonus, commissen etc. But my Credit limit is 2x from my salary. What is the minimum credit limit for gold card actually? i am very dissapointed.. have to pay gold card fee per year, but credit limit just like classic/silver card.

afizudin, your card should be free for life.. you pay only gst now... and if you're new, it takes time to built credit worthiness...

Gold card? hard to say....btw 8k-15k

mine classic but 11k lolx

its depend on the bank...some bank r kind give us more ^^

maybe u try another 1-2 banks c how it goes?

how u know my card free for life? i already check cimb online and the website said platinum-free, gold-RM70 and classic-RM35..

ambank is not same as citi or hsbc, when u tell them, they terus accept, how

normally cimb is free for life if u got saving account v them....

oo like that ya.. i dont have saving acc but got housing loan.. thanks for the reply

Didn't you read the fee and charges for the card before applying for it ? Anyway, CIMB Bank MasterCard are all annual fee free. I am 100% sure of that. They only charge annual fee for Classic and Gold Supplementary MasterCard but no worries, the annual fee can be easily waived with just one simple call to their credit card call centre.



No need to have a savings account with them. All CIMB Bank principal MasterCard are free for life.

This post has been edited by MilesAndMore: Jun 15 2010, 05:08 PM

I been holding CIMB card more than 1 year++ and I didn't get any annual fee. So if free for life. Don't worry pal.

bro MilesAndMore, mintak bingtang sikit boleh? heheh..

ya i have checked(under fees & charges) the annual fee 4-7 times before i applying, all i can found rm140 for gold
http://www.cimbbank.com.my/index.php?tpt=cimb_bank&ch=gen_fee&pg=gen_fee_general&category=71:49

AIYOHHHHHh....didn't you see the BIG MASTERCARD FREE FOR LIFE logo on the application form? Are you sure you looked properly?

Here



Here is the application form.

I own a CIMB Gold MC too. About 3x my monthly salary.

lolx....

u should circle it out too bro ;P

For CIMB All type of Mastercard(Excluding Enrich Mastercard) are free for life.
CIMB TNG Visa,Visa Platinum and Visa Infinite are free for life too.
The annual fee you saw it must be the CIMB Visa Gold and Visa Classic.

ur link are fees n charges for general cards bro, ur card is free for life (except for government service tax) , my gf has it for almost 2 years, no annual fee

You should go after the one written as "ELITE"

Anyway, 100% tia annual fee punya

i got mine in just 5 working day i'm replacing it with my clear card as service tax is due on july

Same as Alliance. They are not afraid of "threats", even though you are their Privilege Banking customer.


No. CIMB Enrich MC is not free. You need to request for AF waiver, which is subject to approval.

Which has already been corrected by JJBerry earlier.

Yes, you can do that.


I am sure the bank will grant you the waiver, if you can give them a solid reason.

For Citibank, the minimum CL for its Plat was supposedly RM20k. But it could have lowered its limit as banks tend to lure more customers by throwing Plat CCs.


Alliance CCs lack exciting promotions. Alliance comparatively has a low customer base. However, I've never won anything from them.


It used to give cash back for spending (except petrol) based on denomination of RM100. The T&Cs may have changed now.