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Credit Card v10
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avars
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Jun 15 2010, 06:42 PM
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Getting Started

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QUOTE(afizudin @ Jun 15 2010, 05:28 PM) bro MilesAndMore, mintak bingtang sikit boleh? heheh.. ya i have checked(under fees & charges) the annual fee 4-7 times before i applying, all i can found rm140 for gold http://www.cimbbank.com.my/index.php?tpt=cimb_bank&ch=gen_fee&pg=gen_fee_general&category=71:49ur link are fees n charges for general cards bro, ur card is free for life (except for government service tax) , my gf has it for almost 2 years, no annual fee
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avars
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Jun 29 2010, 08:33 AM
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Getting Started

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QUOTE(talfred @ Jun 29 2010, 08:11 AM) Hey guys, which bank has the best BT rate? i See that SCB is 7.99% pa which is relatively lower compared to UOB, CITI and DA which i've checked so far. Experts care to advise ?  BT discussion over here, mate BTW, try to check Public Bank's rate, check their web
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avars
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Jul 4 2010, 12:19 AM
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Getting Started

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QUOTE(fool1988 @ Jul 4 2010, 12:06 AM) any card for other petrol station? Or can get cash rebate even at other petrol station? y dont u specify which petrol station u usually went to? AMEX* gives 5x points for petrols, but the acceptability is an issue EDIT: AMEX Gold Credit Card only i guess This post has been edited by avars: Jul 4 2010, 12:20 AM
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Jul 4 2010, 12:23 AM
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Getting Started

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QUOTE(fool1988 @ Jul 4 2010, 12:20 AM) I often go to Shell or caltex..Petronas is my last choice.. Shell (even at kiosks) accepts AMEX, Caltex i am not sure
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avars
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Jul 4 2010, 12:53 AM
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Getting Started

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QUOTE(fool1988 @ Jul 4 2010, 12:47 AM) What the condition to apply AMEX gold credit card?? Where to apply? try here
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avars
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Jul 4 2010, 05:09 AM
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Getting Started

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QUOTE(simplesmile @ Jul 4 2010, 04:53 AM) I have Standard Chartered credit card. And I have an online account with StanChart website. I've tried to figure out how to use my CC to pay bills online buy I still don't know how. Can somebody guide me? Login Click 'Payments & Transfers' Click '3rd Party Funds Transfer / Bills Payments' Click 'Add a new bill payee' Ok u should know now, i dont want to spoon feed
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avars
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Jul 8 2010, 10:37 PM
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Getting Started

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QUOTE(simplesmile @ Jul 8 2010, 10:35 PM) I get this message. "We are currently unable to process your request. Please try again at a later time. Should you require assistance, please contact customer service at 1 300 888 888 or +603-7711 8888 or email Malaysia.Feedback@sc.com. (Err Code:2000) " did u get that numerous times or only once?
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avars
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Jul 8 2010, 11:37 PM
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Getting Started

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QUOTE(simplesmile @ Jul 8 2010, 10:46 PM) Bummer.. it says I have to activate phonebanking first before i can use online banking. This is so stupid. i agree with dat, but it is just a phone call away
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avars
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Jul 9 2010, 11:50 AM
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Getting Started

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QUOTE(orzpengy @ Jul 9 2010, 12:32 AM) I have question about installment plan. If my cc credit limit is 5k, the item that i want to purchase costs 6k, i'll buy it under installment plan provided by the retail shop, can I call the bank to increase my credit limit temporarily to make this purchase? maybe u can split the payment, 5k for the installment and cash for the balance
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avars
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Jul 16 2010, 11:19 PM
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Getting Started

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QUOTE(jchong @ Jul 16 2010, 04:32 PM) I have a question on the forex rate used by the credit card for overseas transactions.
Recently I used my Amex card for a USD transaction and when I saw the statement I noticed the exchange they used was very high (3.42). When I called them they said Amex has a 2.5% surcharge added on.
i bought games from Steam using my Amex on 5th july, exchange rate only 3.3
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avars
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Jul 23 2010, 08:04 AM
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Getting Started

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QUOTE(rjb123 @ Jul 23 2010, 01:57 AM) Hmm good idea Where can I use Jaya Jusco vouchers? Can't seem to find a list online. Jaya Jusco vouchers are meant to be use at Jaya Jusco la bro
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avars
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Jul 25 2010, 10:26 AM
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Getting Started

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QUOTE(ck_tonny @ Jul 25 2010, 10:13 AM) I had canceled my Citibank Gold Card few days ago. any particular/specific reasons?
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avars
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Aug 4 2010, 01:31 AM
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Getting Started

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QUOTE(gorengnazi @ Aug 4 2010, 01:15 AM) I have another odd question... Lets say for example , MB issues me a credit card. I use the credit card , but then I immediately make the payment within 4 to 5 days , making sure i dont pay any interest. Will this make me a bad customer ? If in the future I request for a CL UP , will they decline it? I understand the only way a bank profits from issuing a cc is if you also pay the interest,  they gain more profits from the retailers i think, when u swipe the card, the retailers need to pay to the bank some charges, i dont know how much n it is advisable u pay after the statements comes up, though there is nothing wrong with wut u are doing as above. still no interest if u pay between the statement date and due date.
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