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 Credit Card v10

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winner
post Jun 15 2010, 08:46 PM

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QUOTE(gerrardling @ Jun 13 2010, 12:53 AM)
thanks. is cashback really that useful ? i prefer earning points.
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Cash rewards are more practical than points. Normally, you need to utilise a lot of points for gift redemption. You can use much lesser cash to buy the gift.
gastacopz
post Jun 15 2010, 09:50 PM

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received a msg from HSBC for a upgrade to GC from current classic card...

any advise guys???
JJBerry
post Jun 15 2010, 10:17 PM

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QUOTE(winner @ Jun 15 2010, 08:03 PM)
No. CIMB Enrich MC is not free. You need to request for AF waiver, which is subject to approval.
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Hi,
Please read carefully before you reply.

Added on June 15, 2010, 10:19 pm
QUOTE(MilesAndMore @ Jun 15 2010, 08:07 PM)
Which has already been corrected by JJBerry earlier.
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Thanks brother.

This post has been edited by JJBerry: Jun 15 2010, 10:20 PM
TSMilesAndMore
post Jun 15 2010, 10:37 PM

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QUOTE(gastacopz @ Jun 15 2010, 09:50 PM)
received a msg from HSBC for a upgrade to GC from current classic card...

any advise guys???
Yes. Why not ? Ask them when do you have to pay the credit card tax after the upgrade.
gastacopz
post Jun 16 2010, 12:05 AM

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QUOTE(MilesAndMore @ Jun 15 2010, 10:37 PM)
Yes. Why not ? Ask them when do you have to pay the credit card tax after the upgrade.
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i do believe once approved, got charge d GST... sweat.gif

n, any ideas bout the points???trasnferable or not??

tried to call their 24hrs CS many times d, but doh.gif

vmad.gif vmad.gif vmad.gif
TSMilesAndMore
post Jun 16 2010, 12:38 AM

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QUOTE(gastacopz @ Jun 16 2010, 12:05 AM)
n, any ideas bout the points???trasnferable or not??
Yes. I recently transferred the HSBC Rewards points from my VISA to MasterCard.
Darkmage12
post Jun 16 2010, 12:53 AM

shhhhhhhhh come i tell you something hehe
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QUOTE(winner @ Jun 15 2010, 08:38 PM)
For Citibank, the minimum CL for its Plat was supposedly RM20k. But it could have lowered its limit as banks tend to lure more customers by throwing Plat CCs.
Alliance CCs lack exciting promotions. Alliance comparatively has a low customer base. However, I've never won anything from them.
It used to give cash back for spending (except petrol) based on denomination of RM100. The T&Cs may have changed now.
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So it's true they never follow their supposedly minimum and maximum CL? As I'm very sure that I've seen statements with higher CL than it was written there
afiqn9
post Jun 16 2010, 01:13 AM

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to SIFUS and GURUS here,just wanna ask if i buy stuff via installment lets say the full amount rm2200 and my CL only rm3k,how much my CL left on the next month?just got my cc today from maybank...
roy918
post Jun 16 2010, 01:16 AM

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QUOTE(afiqn9 @ Jun 16 2010, 01:13 AM)
to SIFUS and GURUS here,just wanna ask if i buy stuff via installment lets say the full amount rm2200 and my CL only rm3k,how much my CL left on the next month?just got my cc today from maybank...
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Your installment amount will be deducted from CL. So left RM800 credit available.
exsaga
post Jun 16 2010, 01:21 AM

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anybody has owned this card? mind to know your opinions.
Maybank PETRONAS Ikhwan Visa
afiqn9
post Jun 16 2010, 01:22 AM

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ok2..but if i pay rm200 per month,can i get my CL to rm1000 on the month after or i need to settle everything 1st in order to get my CL back to normal?
maru
post Jun 16 2010, 01:55 AM

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any X amount u pay, X amount goin to release

IE installment 2200, CL left 800

if u paid rm200, CL left 1000

if u paid rm400, CL left 1200

Cheers
afiqn9
post Jun 16 2010, 02:02 AM

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i went to sunway to buy some IT stuff..they charged me 5 percent surcharge for 2k bill but for below 1.5k bill,they didnt charge me..is it normal for the cc cardholder to pay this surcharge when buying things using cc?
b00n
post Jun 16 2010, 02:13 AM

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QUOTE(afiqn9 @ Jun 16 2010, 02:02 AM)
i went to sunway to buy some IT stuff..they charged me 5 percent surcharge for 2k bill but for below 1.5k bill,they didnt charge me..is it normal for the cc cardholder to pay this surcharge when buying things using cc?
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A lot of shops are doing away with this practice already. Next time if they do suggested such fees; just leave to another shop.
They charge that cost because they are using customer's money to cover the merchant cost which in fact they should bear.
wufei
post Jun 16 2010, 02:24 AM

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In lowyat most IT shop did that. Should ban/boycott them
yhtan
post Jun 16 2010, 08:22 AM

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QUOTE(wufei @ Jun 16 2010, 02:24 AM)
In lowyat most IT shop did that. Should ban/boycott them
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i thought they change their style already, credit card payment will not get extra discount but cash payment definitely will get more discount as they mark up their price, no?
maru
post Jun 16 2010, 09:02 AM

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as far as i dealing v them, most of the merchant charge 3-5% no matter which shop as long there are electrical n those computer shop...

for computer shop i think is well known....no matter what particular amount u buy, they will always charge the interest....

maybe u seldom shop for computer gadget...seldom ppl will swipe their card for this particular matter except when u goin to buy LCD TV, Fridge etc
steventan85
post Jun 16 2010, 10:06 AM

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hongleong bank made a big joke on me.. sent me a letter on Mar 2010 telling me increased credit limit to RM4500 from Rm3500 , but called them and told me it might be a mistake ... wat a stupid bank

will try to look for the letter and send a copy to MalayMail and cc a copy to them... Bank shouldnt made tis kind of mistake ....
gastacopz
post Jun 16 2010, 12:10 PM

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QUOTE(MilesAndMore @ Jun 16 2010, 12:38 AM)
Yes. I recently transferred the HSBC Rewards points from my VISA to MasterCard.
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oic...so in my case, once upgrade, will it be same card number or different???? hmm.gif


SUSDavid83
post Jun 16 2010, 12:16 PM

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QUOTE(gastacopz @ Jun 16 2010, 12:10 PM)
oic...so in my case, once upgrade, will it be same card number or different???? hmm.gif
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Different card number.
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