Lol...i fell into the same trap during the 2006 - 2007 economic boom. Past data make it so attractive that u will end up being millionaire in 5 years with just 100k-200k investment. I wonder if your agent (assuming you are not an agent) show you the chart of 2008 - 2009. U will sh*t brix looking at that chart.

And what is so great about all these unscrupulous agents (not everyone) is their reasoning of why it is good to buy unit trust anytime.
When it is booming, like these two years, they'll show u the extraodinary gain in just 2 years.
When it drops, they'll reason that unit trust is a long term investment, look beyong the horizon...yada yada...
So...check out the performance of most of the funds for like 4-5 years and u'll see some still in the -ve region while some cant even compete with fd.
God...what a great sales pitch.

Ya agree. So timing is very important. My agent advises me to invest monthly in Bond funds and switch into equity funds when the market is low.

So far it has been working.

This post has been edited by elearning: Apr 23 2011, 11:59 PM

Edited

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Added on April 24, 2011, 3:22 amBest performing fund in PM is smallcap with 184% 5years. So impossible to become millionaire with 100-200k. 2008-2009 graph indeed look horrible. But 2008-present should give you something. We investor must know the risks of unit trust. Choose fund wisely. I never choose any fund perform lower than benchmark. Nobody want to time the market. For myself, i set -10% cut loss in my smallcap fund. Wondering what funds you were holding before? Bad experience for taking agent's advice?

This post has been edited by mois: Apr 24 2011, 03:22 AM

You look knowledgeable. I just bought Public Select Dividend fund at average cost of RM 0.32 (include all the fee).

What price is expected to achieve ?

Bro, in UT right, we actually cannot set the target price for the fund. Unlike individual stocks, you have to set the TP. Because UT invests in many kind of stocks. From lipper leaders and performance chart, your fund consistently beat the benchmark over the last 3 years. And has a very high preservation. So less risky and less performance compared to popular fund like public equity, growth and so on. But beware during market crash, fund might drop 50%. This is what happened during 2008 crash. So u might consider to switch to bond fund during that time.

Regarding the bold part, is there any hint for us to change to bond?

Right now my indicator is a price of oil barrel
Anything above US140 is dangerous
Its okay to do that?

Currently I'm holding 2 equity and no bond yet, and miss the great time 2008 crisis since just join PM in 2011.

Hi.. i switch my units on friday.. the switching has not been fully processed yet.. can i still cancel the switching?

Inflation factor is not favourable to bond.

Inflation means need tighten monetory policy, higher interest rate, not favourable to bond.

then u will be charged two time...1 from BOND & the other is when u switch from bond to other equity fund.
anyway, as long as u can c the result...

It's not advisable to switch too frequently.

hi guys ! nice to meet you all. i jst realised low yat has a topic call public mutual. usually im active in business investment, franchise topic.

Im ASP from bangsar branch.

Public Mutual declares distributions for 5 funds

Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions for five funds.
The total gross distributions declared for the financial year ending 30 April 2011 are as follows:
Fund/ Gross Distribution / Unit
Public Far-East Telco & Infrastructure Fund 2.25 sen per unit
Public Islamic Dividend Fund 2.00 sen per unit
Publis Islamic Asia Dividend Fund 0.40 sen per unit
Public Far-East Balanced Fund 0.50 sen per unit
Public Global Balanced Fund 0.50 sen per unit

Public Mutual Chief Executive Officer Ms. Yeoh Kim Hong said Public Far-East Telco & Infrastructure Fund, ranked No. 1 by Lipper in the Equity Asia Pacific category, has generated one-year return of 18.94% for the period ended 8 April 2011 (source: The Edge-Lipper Fund Table dated 18 April 2011). The fund seeks to achieve long-term capital growth by focusing its investment in the telecommunications, infrastructure and utilities sectors in Far-East markets. Public Islamic Dividend Fund and Public Islamic Asia Dividend Fund have generated one-year returns of 18.57% and 11.02% respectively for the same period. Public Islamic Dividend Fund is open for EPF Members Investment Scheme. Meanwhile, Public Far-East Balanced Fund and Public Global Balanced Fund have generated one-year returns of 4.16% and 1.62% respectively for the period ended 8 April 2011. All of the above funds are distributed by Public Mutual unit trust consultants. Public Mutual is Malaysia’s largest private unit trust company with 85 funds under management. It has over 2,440,000 accountholders and as at 31 March 2011, the total net asset value of the funds managed by the company was RM42.4 billion.

Dear Unitholder,
We are pleased to attach the market wrap and bond market review for the week/fortnight ended 22 April 2011 for your information.
Regards
Customer Service

can the agent provide me with the historical nav price of pbond, pibond and pbibf funds for year 2011? please send to jutamind@gmail.com

thanks

Public Mutual declares distributions for 5 funds

Fund | Gross Distribution / Unit

Public Far-East Telco & Infrastructure Fund | 2.25 sen per unit
Public Islamic Dividend Fund | 2.00 sen per unit
Publis Islamic Asia Dividend Fund | 0.40 sen per unit
Public Far-East Balanced Fund | 0.50 sen per unit
Public Global Balanced Fund | 0.50 sen per unit

URL: http://www.publicmutual.com.my/LinkClick.a...x4w%3d&tabid=87

Yesterday, my friend sms a public mutual fund to me which is called Public Smallcap Fund which will grow more than 300% in 10 years. It will closed on 4 may 2011. My question is
1. is it a equity fund, right?
2. What do you think about the phrase that he give me?
3. Can someone tell me the con and pro for this fund?

i have PBFI which i want to switch to PBIBF through Public Mutual Online. When i click on the link Switching, I cant seem to find PBIBF in the Account drop down list? Does that mean i cannot switch from PBFI to PBIBF?

if i'm not mistaken. PBIBF has closed, jus las week

This post has been edited by kucingfight: May 3 2011, 01:41 PM

not necessary, sometimes bond will price in the inflation factor and cost the bond price to escalated.