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 Public Mutual v2, PB/Public series

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koinibler
post Dec 19 2010, 06:30 PM

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I wonder who is the 'trustee' for all PM unit trust?
Anyone can help me?
koinibler
post Dec 20 2010, 10:12 PM

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QUOTE(David83 @ Dec 19 2010, 07:05 PM)
Should be AmanahRaya Trustee Bhd.
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Thanks for the answer David. rclxms.gif

Actually, currently I'm reading several site regarding UT and PM, planning to start invest next year.

Another question, anyone know where I can get the assessment of Lipper and Standard & Poor for PM?
Its included in the prospectus?
koinibler
post Jan 3 2011, 06:26 PM

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I just know the fact from branch manager that beside Amanah Raya , Maybank also is one of PM trustee.

And Morning Star is a new name for Standard & Poor doh.gif That's why I can't find Standard & Poor report.

Another enquiry though, does anyone has any idea (pro & con) of a practice buying a scheme just before distribution date?
I can't get enough picture of this situation hmm.gif

koinibler
post Jan 3 2011, 09:40 PM

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QUOTE(MNet @ Jan 3 2011, 06:37 PM)
if u buy b4 dividen then u will lose out
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but somehow,
QUOTE
if the UTS give out distribution according to the number of unit held, he/she may entitled for a full amount of distribution.

koinibler
post Jan 9 2011, 08:03 PM

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Does anybody right now still on equity? not yet lock the profit?
koinibler
post Jan 9 2011, 08:38 PM

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Not worried? what is your plan in the short term?
koinibler
post Jan 9 2011, 10:20 PM

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QUOTE(David83 @ Jan 9 2011, 08:39 PM)
You're worried about local or offshore market?
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local, see everyday klci hit another peak, wonder how long that will last sweat.gif

not sure how much different unit trust will be affected compared to direct investment, but I'm sure somehow its affected by klci up and down.
koinibler
post Jan 16 2011, 06:55 PM

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does anyone know where i can refer to for comparison between PM ut and PNB ASx in term of performance or anything?
koinibler
post Jan 24 2011, 12:13 AM

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QUOTE(Algorith @ Jan 22 2011, 11:48 PM)
Some of the PNB funds performance are listed in http://www.trustnetoffshore.com/. You can also find most of the public mutual funds there. The  charts in trustnetoffshore are a bit different from pm website though as they show in cumulative performance while PM shows total return. If I'm not wrong, cumulative performance does not include the interest/dividend reinvested which is why their % is lower than total return.
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Thanks. i'm looking at this site now. a bit complicated.

QUOTE(David83 @ Jan 23 2011, 11:51 PM)
Other banks use FPX processor.
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So, its mean that other than maybank, public bank & BSN, other bank also can? by FPX?
koinibler
post Jan 25 2011, 10:00 AM

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QUOTE(merchant9 @ Jan 24 2011, 02:29 PM)
Just out of curiosity.

I am considering of taking out portion of my EPF money to invest with Public Mutual (not sure what fund and what kind of risk yet) but I'm not much of a risk taker. About moderate.

Will Public Mutual return more interest than our KWSP interest rate?

What is the process?
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You should know that the return can't be predicted, but since we can only buy selected fund fixed by EPF, thus my personal opinion is we can get more by PM fund around 7-8%.
koinibler
post Jan 28 2011, 10:03 PM

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also, saving in unit trust is for medium and long term.
nothing much to expect for saving that done less a year.
koinibler
post Jan 31 2011, 08:25 AM

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May I know the difference between PB series fund and Public series fund?
koinibler
post Jan 31 2011, 09:03 PM

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QUOTE(kingkong81 @ Jan 31 2011, 01:51 PM)
PB Series funds are distributed by Public Bank. You need to go to Public Bank to deal with it.

Public Series funds are distributed by Public Mutual Agents.
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Thank you for the info.
No wonder PB series is very limited. laugh.gif
koinibler
post Mar 24 2011, 11:33 PM

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QUOTE(David83 @ Mar 24 2011, 07:48 AM)
Mod, please merge this thread into existing Public Mutual thread.
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Is there any other PM thread other than this?
could you show the light?
koinibler
post Mar 29 2011, 11:02 AM

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Regarding switching, i've heard that there will be a new rules that will be implement. Switching done less than 90 days will be charge 1%.
I'm not sure if it's true or not.
koinibler
post Apr 2 2011, 01:03 AM

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Can anyone explain the gross distribution mention.

What I understand from above statement is PAGF giveout 9 cent dividen for each unit which will make PAGF NAV reduce 9 cent.
Now I'm not sure if the higher the distribution, the better the UT is rclxub.gif
koinibler
post Apr 2 2011, 11:06 AM

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QUOTE(gark @ Apr 2 2011, 09:15 AM)
So in conclusion dividends in UT is useless, designed to deceive the public and cost you money in taxes.  doh.gif
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as I thought, rclxms.gif
the one that need to be monitor is NAV.

koinibler
post Apr 2 2011, 02:58 PM

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QUOTE(gark @ Apr 2 2011, 02:36 PM)
There are many investment out there which are deceiving, but they they do it in a legal way of wording it, complaining to SC will not yield results. For example FD campaigns promoting 2.88%, 3.88% and 4.88% interest rate, but it is actually for one month only. The advert don't tell you, until you go to the details and sign the agreement, when you re-calcuate you find there is a minor difference only. Or certain savings insurance which advertise 12% cash back, then if you actually calculate it over the years, you get less than FD. It is the same with the UT industry, only it is hidden in the financial report. If you can't/won't/don't read the financial details  and do your due dilligence you will be 'decieved'. These products do prey on those who have low financial knowledge.  rclxms.gif
Agreed to this.
Just recently I heard an ad in radio about Kuwait bank which offer saving of 5.x% interest rate which I doubt what is the hidden term there. Still not find out what its since not really interested.
koinibler
post Apr 2 2011, 05:49 PM

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All deep discussion make me rclxub.gif ,
but its a good thing that I'm learning a lot.

QUOTE(xuzen @ Apr 2 2011, 03:37 PM)
Folks,

pay the 5.5% (this is the renumeration) to the fund manager for looking after the money.

If you are unwilling to fork out that much, then

be an agent yourself and buy at agent price or (2.75%)

use KWSP money (initial charge cap'ed at 3%)

or if you are an UTC then you are paying 1%.

Is that music to your ear?

Xuzen
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I had this thought and wanna be PM agent. Maybe to manage my own UT and my family.
But I'm afraid there will be a minimum requirement like RM30,000 per annum. Its true?
koinibler
post Apr 2 2011, 06:43 PM

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PGSF is re-launch now!
Got discount on initial service charge. Maybe that why its recommended.



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