Who want to do the honour of creating new version v3?
Public Mutual v2, PB/Public series
Public Mutual v2, PB/Public series
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Aug 22 2011, 06:45 PM
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All Stars
52,874 posts Joined: Jan 2003 |
Who want to do the honour of creating new version v3?
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Aug 22 2011, 06:47 PM
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Senior Member
952 posts Joined: Feb 2011 |
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Aug 22 2011, 06:54 PM
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Senior Member
952 posts Joined: Feb 2011 |
QUOTE(PPZ @ Aug 22 2011, 06:04 PM) hey guys, since i am making loses in my PAGF. should i just sell the fund and get out from mutual fund? my agent helped me to switch my fund to MM but not all!! i still got RM 800 in PAGF. Should i just withdraw it all out or wait for the market to go up again? everybody making lost in ut/stoks....... ur agent already lock some in MM. it must be a reason why ur agent left 800 units. do u ask any advice from him?ur agent care abt ur money, that why he made decision to swtich it. get his advise before u made urs. u can wjthdraw all. but u still need to pay another SC 5.5% when u enter again. ........u must be love ur agent to pay more commision. is it? well, my suggetion, if u got money, top up monthly. u cannot time the market. be smart investor to average down ur buying price/ apply DCA. |
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Aug 22 2011, 06:56 PM
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Senior Member
3,274 posts Joined: Sep 2005 |
QUOTE(kparam77 @ Aug 22 2011, 06:54 PM) everybody making lost in ut/stoks....... ur agent already lock some in MM. it must be a reason why ur agent left 800 units. do u ask any advice from him? but, if the STOCK price always DROP , DROP ! ur agent care abt ur money, that why he made decision to swtich it. get his advise before u made urs. u can wjthdraw all. but u still need to pay another SC 5.5% when u enter again. ........u must be love ur agent to pay more commision. is it? well, my suggetion, if u got money, top up monthly. u cannot time the market. be smart investor to average down ur buying price/ apply DCA. U are STILL MAKING LOSSES , right ? |
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Aug 22 2011, 06:56 PM
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Senior Member
952 posts Joined: Feb 2011 |
QUOTE(Irresistible @ Aug 22 2011, 06:37 PM) My agent advice me to TOP UP MORE lo... I am holding PDSF. buy 0.32, now 0.27. PDSF..dividedn fund.instead of switching ... What is ur advice ? read the asset allocation/ local/ foregin/ sectors top up..right move..but don't top up 1 short.......sikit skit lah kawan. |
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Aug 22 2011, 07:03 PM
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Senior Member
952 posts Joined: Feb 2011 |
QUOTE(Irresistible @ Aug 22 2011, 06:56 PM) u bougth at rm.0.32... if u top up ... ur average price will be lesser than rm0.32. the more u top-up at lesser rm0.32, the cheaper average price u will get.so, u not need to wait the price move up to RM0.32 /or more.......... to make profits. to make it simple...its all depends on u. if u think there is no turning back....EXIT NOW. |
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Aug 22 2011, 07:06 PM
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Junior Member
48 posts Joined: Jul 2011 |
QUOTE(kparam77 @ Aug 22 2011, 10:40 AM) manage ur self, do u hv the lisencse from FIMM?. if not get the lisence first. go to HOW TO BECOME AGENT in my signature. Just would like to find out...so, for time being, not need to hurry choosing the funds, u only 26. educate urslef abt the UT and also the risk management. the time u get the lisence, u will able to choose the fund by ur self. DDI = dirct debit intrusction = regular montlhy investment. best of luck. As an investor, we need an agent to help us to make the switching/buying/selling and we can't do it via online by our own, in order to manage the fund ourself, we need to obtain an agent licence... am I right? Thanks. This post has been edited by lowyat2011: Aug 22 2011, 07:10 PM |
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Aug 22 2011, 07:06 PM
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Senior Member
3,274 posts Joined: Sep 2005 |
QUOTE(kparam77 @ Aug 22 2011, 07:03 PM) u bougth at rm.0.32... if u top up ... ur average price will be lesser than rm0.32. the more u top-up at lesser rm0.32, the cheaper average price u will get. I m more worry than ...... so, u not need to wait the price move up to RM0.32 /or more.......... to make profits. to make it simple...its all depends on u. if u think there is no turning back....EXIT NOW. Need to wait 23 & 29 Aug lo... |
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Aug 22 2011, 07:09 PM
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Elite
5,608 posts Joined: May 2011 From: Here, There, Everywhere |
QUOTE(lowyat2011 @ Aug 22 2011, 07:06 PM) Just would like to find out... U can switch online yourself without an agent license, neednt bugger with an agentAs an investor, we need agent to help us to make the switching and we can't do it via online by our own, in order to manage the fund ourself, we need to obtain an agent licence... am I right? Thanks. This post has been edited by wongmunkeong: Aug 22 2011, 07:10 PM |
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Aug 22 2011, 07:14 PM
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Junior Member
48 posts Joined: Jul 2011 |
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Aug 22 2011, 07:17 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(lowyat2011 @ Aug 22 2011, 07:06 PM) Just would like to find out... With Public Mutual Online, you can manage all those by your own self with just several clicks.As an investor, we need an agent to help us to make the switching/buying/selling and we can't do it via online by our own, in order to manage the fund ourself, we need to obtain an agent licence... am I right? Thanks. |
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Aug 22 2011, 07:22 PM
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Junior Member
48 posts Joined: Jul 2011 |
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Aug 22 2011, 08:14 PM
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Senior Member
952 posts Joined: Feb 2011 |
QUOTE(lowyat2011 @ Aug 22 2011, 07:06 PM) Just would like to find out... not nessacary.. u still can manage with ur agent guides, or PMO.As an investor, we need an agent to help us to make the switching/buying/selling and we can't do it via online by our own, in order to manage the fund ourself, we need to obtain an agent licence... am I right? Thanks. if u hv lisence.... more freedom, can do anything at any time... and u can enjoy ur own commision. |
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Aug 22 2011, 08:23 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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