yeah..other bank require 18,000 per annum..MBB require 30,000

thats one thing..maybank wont simply approve applicants..they will check very thoroughly..first timer cc applicants can hardly get maybankard at the first try..

If your salary goes into MBB, it'll be easier.

I got my MBB CC pretty easy.

This post has been edited by David83: Apr 10 2010, 10:29 PM

Then I don't give hope on it

serious? my salary goes into RHB..so apply RHB shouldn't be a problem?

Should be

But RHB credit cards are pretty bleh.

I'm talking about MBB not RHB. We're always here that MBB CC is hard to get. I'm trying to highlight that if your salary goes into MBB, the chance will be higher.

Even if my salary is credited to my mbb acc,i didn't wana apply for maybank cc..their only useful card is the ikhwan petronas cc..

It will be easier to apply back RHB..because they can check from ur savings acc..so thats your proof of income..

but RHB credit cards...hmm...

I'm not trying to promote MBB CC here. Please don't get the wrong meaning/impression.

Haha..Thats why I haven't go and apply yet..

Duly noted..

If really no bank approve me, that is my last choice..

Bear in mind that some cards do not need activation nowadays. That means once approved, you will be charged RM50 service tax immediately regardless of whether you agree to use them or not.

Ok..RM 50 per annum right? not after 1 year of using only pay?

New cards will be charged immediately.

Old cards will be charged on its anniversary date.

Well you can apply frm RHB and use it for abt 6 mths then use that card to apply another bank..

then you can cancel the RHB card..

No problem..I can handle it

6 months? if use card apply card not at least 1 year?

By book, they want an existing card used for at least 1 year.

What you mean by book?

I used my cimb paypass(used half a year only) to apply citibank card..approved..

but i think other banks need 1 year..

CIMB is pretty carefree with their cc and their credit limit

They increased my limit without I applying

Meaning general ruling, friend.

General practice.

Well,my cimb paypass went from 6k credit limit to 10k in just 4 mths..automatically..

so yup,they are pretty carefree..