Platinum have more privilege than a classic...

Only if you really utilise them. Nevertheless, it is only a card.

you make it sound like having a platinum card is a crime...

What he said it's true if you utilize the ongoing privileges; otherwise, it's just another card with higher credit limit.

I don't get what you meant. But you sounded desperate for a Platinum card. For me, Platinum cc is still a card anyway. In fact, I had cancelled some Platinum cards last year. I only evaluate the benefits offered by cards, regardless of what kind of cards. Currently, I only own Alliance VISA Platinum, Amex Gold cc and SCB JustOne MC. The latter two are not Platinum cards though. I am even planning to terminate my Alliance Platinum if I travel less.

This post has been edited by winner: Apr 11 2010, 02:10 PM

Agree to what the folks here are saying. If you use it then OK ... otherwise it is just a piece of plastic. And it is an excuse for the bank to charge you more AF. I just can't understand the fascination with Gold and Plat cards.

Back then we had to EARN it, PERIOD. No such thing as asking/demanding the bank to upgrade the existing card. Now ... everyone can get a Plat/Gold card. So ... does the value / prestige really exist if everyone carries one ?

This post has been edited by hye: Apr 11 2010, 02:24 PM

I'm just saying having a plat card at least is better than a classic card..i know its just a piece of plastic if i don't utilize it..

its not really pretigious to hv a plat card now...almost everyone has it..visa infinite and worldcard is very prestigious..

It is not that difficult to get a World MC from CIMB and DA nowadays too.

hi... i wish to apply for cimb petronas cc

usually how long would it take to approve my application? can get under 1 week?

Normally 2 weeks, but it is still depend of the process.

o.. well i was hoping to get it b4 cuming pcFair... too late i guess. tnx

If I remembered correctly, Maybank has partnership with PC Fair. Maybe they're going to open a booth at there too.

If you have a savings account with the credit card issuer (ie CIMB savings a/c and CIMB credit card), then you call the card issuer, tell them to transfer the credit balance into your savings account. This usually take 2 working days. You will see the money in your savings account on the 3rd working day. Usually no fee charged.

But you need to earn 240k per year or 180k for DA.

Or simply an obese account with CIMB Group will do.

i would like to apply for HLB MTV cc,whats you guys think?

If you think you can benefit from all the additional perks coming with the card then yes, why not ?

I'm also hoping that I can get my card before this coming Friday..but I think its too late..

I called the bank to clarify about my question. No charges or interest are incurred, all I need to do is call them to make the transfer to my savings account. And within a week, the money can be withdrawn.

I usually pay more than I owe...don't have time nor net connection to check my statements. haha.

I was trying to do online application for HSBC cc but it seem they don't even bother to respond to me. Hmm...