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 Credit Card v9, RM50 GST dilemma

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aoisky
post Dec 25 2009, 09:14 AM

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Hi, merry xmas.
What is Authorised Charges in PBB credit card
alexwsk
post Dec 25 2009, 09:45 AM

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QUOTE(aoisky @ Dec 25 2009, 09:14 AM)
Hi, merry xmas.
What is Authorised Charges in PBB credit card
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merry christmas, authorized charges are what you have swiped but not yet posted (you can't see in the current statement)
for petrol at kiosk (RM200 will be deducted upfront until it's posted)

Added on December 25, 2009, 9:48 am
QUOTE(epalbee3 @ Dec 24 2009, 06:19 PM)
This is the website:
http://www.standardchartered.com.my/person...-mastercard/en/

Anyone using this card now?
The requirement to apply is only 60k/year.
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had it before this, cancelled due to RM50 tax, nothing special
scb business plat is better

This post has been edited by alexwsk: Dec 25 2009, 09:48 AM
aoisky
post Dec 25 2009, 10:18 AM

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thx
labtec
post Dec 25 2009, 01:47 PM

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QUOTE(hye @ Dec 24 2009, 04:41 PM)
Read the fine prints again my friend. The privacy clause applies for their external parties and what happens is that the info is shared internally within the bank group of companies. Applications form will sometime ask this question but it is actually to ask for your consent for marketing and promotional activities to their business partners. (something like that)

If you cancel this then your junk mail will decrease. E.g. Reader's Digest subscription offer by xxx bank. (Ever received such promo?) So receiving a credit card from the bank that you have your deposits is not wrong in Malaysia.
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the magazine subscription offer is difference thing. if u don't care about it, u won't get the magazine and force to pay.

but if credit card that u never apply were send to wrong house, then u'll be in problem for fraud, have to waste time and even money to resolved it

This post has been edited by labtec: Dec 25 2009, 01:48 PM
pizza0502
post Dec 25 2009, 02:32 PM

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Is rhb bank credit card have 0% interest installment on SonyStyle products?
arsenal
post Dec 25 2009, 03:41 PM

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Do Kedai TNB accept credit card as deposit payment? Thanks.
stacko
post Dec 25 2009, 04:22 PM

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Cancelled my Maybank Visa Classic last month, now suddenly I see Visa Platinum and Mastercard Platinum appearing in Maybank2U. Looks like Maybank desperate to push cards to even out those cancellations.
roy918
post Dec 25 2009, 05:04 PM

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QUOTE(stacko @ Dec 25 2009, 04:22 PM)
Cancelled my Maybank Visa Classic last month, now suddenly I see Visa Platinum and Mastercard Platinum appearing in Maybank2U. Looks like Maybank desperate to push cards to even out those cancellations.
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Same thing happening to CIMB Direct Access. Seeing another 3 pre-approved platinum cards (2 principal + 1 supp) popping out in cimbclicks.
Just canceled 2 cards and now gets another 3. doh.gif doh.gif
MilesAndMore
post Dec 25 2009, 05:39 PM

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QUOTE(labtec @ Dec 25 2009, 01:47 PM)
but if credit card that u never apply were send to wrong house, then u'll be in problem for fraud, have to waste time and even money to resolved it
Should be all right as long as the card is not activated.
bulkbiz
post Dec 25 2009, 05:42 PM

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Hi,

I am using citibank airasia credit card. Need to check with you guys here, I converted a RM5k purchased into flexi payment loan for 12 months, and before I convert the citibank representative said there are no hidden fees. This month is the second month I paid my loan and in my statement, there are misc charges for the flexi payment-RM28.80. I asked them to waived it last month but they said cannot waived, this month they charged me again RM28.80....

Anyone here using flexi payment?
patricktoh
post Dec 25 2009, 05:52 PM

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QUOTE(roy918 @ Dec 25 2009, 05:04 PM)
Same thing happening to CIMB Direct Access. Seeing another 3 pre-approved platinum cards (2 principal + 1 supp) popping out in cimbclicks.
Just canceled 2 cards and now gets another 3.  doh.gif  doh.gif
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I think that's a loop hole that the Bank defers the GST for another 12 months. Card approved this month (Dec 09) will be charged RM50 next year Dec. tongue.gif.
zergg
post Dec 25 2009, 05:53 PM

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guys, sorry if this is merely a repetition that i totally miss sad.gif
i intended to buy a macbook pro using my cimb credit card.say the price is RM 6,399.00, and i pay for atleast 400-500 permonth, how much would be the interest?
sorry ya, im very very new with this thing.maybe i should read something for newbies as a starter sad.gif sad.gif
jellyikan
post Dec 25 2009, 05:54 PM

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QUOTE(David83 @ Dec 24 2009, 06:11 PM)
They didn't ask you to surrender the cards?
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nope. she just mentioned that it will take 24 hours for the cancellations to take effect.
patricktoh
post Dec 25 2009, 05:55 PM

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QUOTE(zergg @ Dec 25 2009, 05:53 PM)
guys, sorry if this is merely a repetition that i totally miss sad.gif
i intended to buy a macbook pro using my cimb credit card.say the price is RM 6,399.00, and i pay for atleast 400-500 permonth, how much would be the interest?
sorry ya, im very very new with this thing.maybe i should read something for newbies as a starter sad.gif sad.gif
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Try look for easi-payment scheme that carry 0% interest for the given tenure.
zergg
post Dec 25 2009, 06:08 PM

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i plan to buy thru an online apple store.
didnt see any easipayment as a choice sad.gif
epalbee3
post Dec 25 2009, 06:11 PM

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just requested my Citibank gold card to upgrade to Platinum.

My credit limit now is RM20k.

think they will approve within few days.

or they will receive two cancellation letters.. wink.gif
zergg
post Dec 25 2009, 06:12 PM

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QUOTE(epalbee3 @ Dec 25 2009, 06:11 PM)
just requested my Citibank gold card to upgrade to Platinum.

My credit limit now is RM20k.

think they will approve within few days.

or they will receive two cancellation letters.. wink.gif
*
walao eh, how much do u need to pay for it?
epalbee3
post Dec 25 2009, 06:16 PM

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QUOTE(bulkbiz @ Dec 25 2009, 05:42 PM)
Hi,

I am using citibank airasia credit card. Need to check with you guys here, I converted a RM5k purchased into flexi payment loan for 12 months, and before I convert the citibank representative said there are no hidden fees. This month is the second month I paid my loan and in my statement, there are misc charges for the flexi payment-RM28.80. I asked them to waived it last month but they said cannot waived, this month they charged me again RM28.80....

Anyone here using flexi payment?
*
I purchased a laptop of RM2.5k and they charged me about RM85 in total.

You are applying RM5k, thus admin fee should be Rm170.

Rm170/12 = RM14.10.

May be yours term is different..
patricktoh
post Dec 25 2009, 06:18 PM

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QUOTE(epalbee3 @ Dec 25 2009, 06:11 PM)
just requested my Citibank gold card to upgrade to Platinum.

My credit limit now is RM20k.

think they will approve within few days.

or they will receive two cancellation letters.. wink.gif
*
I've rejected countless pre-approved upgrade to Citi-Gold. Till today I still carry the Citi-Classic that applied 12 years ago. Recently they revised my credit limit to RM30k. brows.gif
roy918
post Dec 25 2009, 06:21 PM

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QUOTE(epalbee3 @ Dec 25 2009, 06:11 PM)
just requested my Citibank gold card to upgrade to Platinum.

My credit limit now is RM20k.

think they will approve within few days.

or they will receive two cancellation letters.. wink.gif
*
If your card issue on or after 1st Jan 2010, then you will be charged RM50 for service tax immediately. Whether you cancel it or not, you will have to pay for RM50. Hope your card is issue before 1st Jan 2010

This post has been edited by roy918: Dec 25 2009, 06:25 PM
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