yup, that's y i hv another 2 cards beside AMEX

Hey guys,

I've started a poll on which card to keep, here's the link:


http://forum.lowyat.net/topic/1258782

The poll title should read

"which Card you want to KEEP" instead of cut. I realized the mistake after starting the poll that user only allowed to vote once, so, it is more appropriate if the poll reflects the ONLY card that you'll be keeping instead of cutting.

Let's see which bank come out top on this, it'll be interesting

Please vote !

I thought there is a BNM branch in Penang ? no ?

how come no SCB Justone?
and i decided to keep 3 cards

anyway, have submitted my results

My favourite cc, SCB JustOne is not stated in the pool. Anyway, I have cancelled 2 cards this morning. They are Alliance Younique and SCB VI.

huh, u are cancelling Younique?

guys, does CIMB Visa Touch N Go card need to pay the RM50 service tax as well?

This post has been edited by kanethesun: Dec 14 2009, 11:46 AM

it is a credit card, rite
so YES, you'll need to pay RM50

hahah, CIMB just call, told me to wait and get it from nearest branch, hmmmm, if no offer to waive the tax, cut it ajer

I am also having Alliance Visa Plat which gives a similar rebate rate. In fact, Younique used to be a backup to my Alliance Plat in the event that the monthly cash back of my Alliance Plat has reached the max rebate of RM68.75.

With this, now I have 1 MC - SCB JustOne Titanium, 1 Visa - Alliance Visa Plat, and 1 Amex - Amex Gold cc. My initial plan was to cancel Amex Gold cc too, but the current 15% cash back promotion creates a U-turn for me.

ic, i'm still holding 3 cards, 2 same with u - JustOne and AMEX
the other one is PBB MU - coz got rebate up to RM50/month until March 10

but sadly no visa, maybe will get alliance visa next yr

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Added on December 14, 2009, 12:35 pmic, but since it's cimb, potong saja la

This post has been edited by alexwsk: Dec 14 2009, 12:35 PM

its ok right if I straight cancel once I get the card at bank?

"hello, I am here to collect my credit card"
"but I wish to cancel it straight away now"

will the staff ??

No, they won't care. They are just doing their job as per their management instruction to give you your CC and then your instruction to cut/cancel it.

shud be no prob

For those who terminate Direct access cc before, please advise me onw how to proceed? Fax letter? Phone call or visit branch?

If fax, which number to fax? Thx!!!

p/s: I called DA number 62047878, the phone keep ringing..

This post has been edited by KiliKulu: Dec 14 2009, 02:18 PM

fax to 03-22881653 / 1654

i not sure correct or not i get from Cimb web, any please correct me if wrong

I also just fax in this morning

I just managed to call in DA during lunch time today for Plat cards (Tel: 03-6204 7979). The CS says if cancel some DA cards, can do over phone. If cancel ALL DA cards, prepare a letter and fax to 03-2095 3690

lol i just called them this bank very chap cheng ah..... wait 5 minute then disconnect me.... i called 3 times and my card already expired one i ask the CS need cancel she said need and cannot do on phone somemore wth la.....never activated before

Thx guys for the infosss. Appreciated.

suddenly this thread so active
I knew most people will be cancelling their cards around this time of the month.