Seems like now the talk of town is the RM50 service tax next year.

Assuming you are cutting all other cards and only able to keep ONE card, which card you'll keep?

Let's see which bank credit card is the least likely to be cut and which is most likely.



This post has been edited by barra: Dec 16 2009, 12:36 AM

Cut all.

So that 2011 budget, no more credit card tax because the banks sure make noise when their business is affected. Now they are sombong and proudly declare that it only affects the business marginally.

This post has been edited by sco: Dec 14 2009, 03:47 AM

WOW, can select one only ka. I want to keep Gold AMEX Credit Card & Standard Chartered JustOne because of good reward point & rebate. The other 6 cards that I have cut.

CIMB DA, because thru member get member program, they give rebate of RM50 (which can be used for the tax repayment later) and the rewards are cheap to earn but not as good as maybankard thou.

if its not because of the tax, the card i will still keep is maybankard petronas.

Cut CIMB DA
because only use for petrol

Still don't know keep AMEX or MBB Petronas
Some shop not accept AMEX yet... but AMEX petrol point can get up to 5x at all petrol station and MR is more better point collection...
Dont know how to choose.

WTH gov want to charge us .... else i will had Master + Visa + Amex which is perfect for me

keep he highest cash back 1..

This post has been edited by ETEAM TRADING: Dec 14 2009, 09:44 AM

i keep maybank and cut cimb direct access....bcos i have maybank savings account, easier to pay

Mod, can we put this up as sticky?

At least till next year June? This poll will be very useful to see which bank credit card that most people intend to keep.

Besides, I'm having a feeling that only International banks like Citibank or HSBC stand a chance to survive this, but we'll see.

The title is changed. But I do not see the need to be pinned/sticky as it's all going to pass soon. It's only a hype at the hour.

As for me, I never hold so many cards and I never also advocate ppl to hold many cards. I only have 1 HSBC master and 1 Citi visa; so nothing for me to cut.

AMEX Gold - stuck with the 15% rebate - so don't mind paying the RM50, if it is charge upon anni, then even better
SCB JustOne - best cash rebate - maintain forever unless tnc changes
PBB MU - die hard fan

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Added on December 14, 2009, 10:46 ami thk he wanted to change the POLL Topic, not the thread topic

This post has been edited by alexwsk: Dec 14 2009, 10:46 AM

I'll ask the bank to waive it off for me, or I'll cancel it.

Their sales are dropping. New card membership applications are dropping. Either they swallow the Rm50 for me, or I potong them.

musti potong!
plan to keep one master and one visa oni,

Plan to potong all,
then get debit card.. xD

public day2day is not credit card, is debit card.

I only have Visas. I screwed Master long ago

And credit cards are good for cashflow contigencies. Manage it well, and it can help you in the long run.

Cut - cimb islamic, because not more benefit
keep - maybank petronas, because major of the merchant accept for ezypay for installment

Will only be keeping free for life cards. Enough said.

Alright....poll reset as it might not be accurate because of the previous wrong poll topic.

Feel free to vote again

Why no SCB in the list? their platinum got free access to KLIA Premier Lounge

You're right, Oh well, too late for that now, I just got the MOD to change the topic for me and don't want to reset the poll again.

Anyway, I think the poll looks good and the title is accurate as you're only allowed to vote once and hence your vote here reflects only one credit card that you're keeping.

We shall see